Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[spazz]

DM me .

Done. Check please

 

[spazz]

Where are you based?

My office is in Mumbai, but I live in Kochi.

 

[Sid1094]

I have an epm. We are in the process of getting one for my wife as well since we want the additional taj stay voucher and lounge access for all our family members.Just wanted suggestions on whether to go with the amex variant or the mastercard variant since I already have MC. Does amex offer any additional perks? Thanks in advance!

 

[vchouksey80]

My RM said No for EPM,

As my salary is 1.9LPM, also said I will move my salary account to ICICI,

Also my salary would be 2+LPM if I have not opted for NPS and insurance premium, I presented my case to her and she took 4-5 days and said CC team has denied.

 

[m4b]

Demat account is now the cross selling product for EPM. Even for salaried individuals with 2.4L+ per month, they need switch to ICICI for salary account and create a demat account.

Now they have stopped sourcing EPM for 2.4L to 3L. Only for 3L and above net.

 

[abhiaj_geek]

Now they have stopped sourcing EPM for 2.4L to 3L. Only for 3L and above net.

How do you know though

 

[m4b]

How do you know though

talked to a RM today

 

[cardio_guycardio_guy is verified member.]

talked to a RM today

yes it was a limited time offer for 2.4 L
ccg33k had tweeted this update that it is back to 3 now.

 

[m4b]

yes it was a limited time offer for 2.4 L
ccg33k had tweeted this update that it is back to 3 now.

Yep, took the number from Akash.

 

[navdeep22]

yes it was a limited time offer for 2.4 L
ccg33k had tweeted this update that it is back to 3 now.

Can salarised person takes it based on ITR?

 

[theboogeyman]

Got the EPM

 

[vchouksey80]

Got the EPM

How ? ?

 

[spazz]

Got the EPM

let's hear how!

 

[theboogeyman]

let's hear how!

Mostly NRV - about 70Lakhs, called RM for the same . Based out of BLR. She processed it , not much documents just salary slips were needed. And rest all was done in a week. I have the card now in my hands

 

[theboogeyman]

Current salary is 2.8L so not crossing 3L

 

[Bhokaal]

Are folks talking about paid EPM or FYF/LTF cards?
I have the Sapphiro twins which are currently LTF but not much spend since I use Infinia for better rewards. I have 3+ net salary but in HDFC.
Will they offer a free card if I reach out?
How much spend is for the fee waiver?

 

[abhiaj_geek]

Current salary is 2.8L so not crossing 3L

That’s fine. Mine was also 2.8 only when my epm was processed.

 

[abhiaj_geek]

Are folks talking about paid EPM or FYF/LTF cards?
I have the Sapphiro twins which are currently LTF but not much spend since I use Infinia for better rewards. I have 3+ net salary but in HDFC.
Will they offer a free card if I reach out?
How much spend is for the fee waiver?

Have you made the trouble of reading the post?

 

[Nishan11]

Are folks talking about paid EPM or FYF/LTF cards?
I have the Sapphiro twins which are currently LTF but not much spend since I use Infinia for better rewards. I have 3+ net salary but in HDFC.
Will they offer a free card if I reach out?
How much spend is for the fee waiver?

I think only couple of people got it LTF. Its rarest of rare scenarios as of now.

Unless you are giving business in crores regularly to bank, forget about even LTF negotiation.

They are not even offering it FYF.

If you have 3 L/month salary in any bank, you can apply for paid EPM but they will ask you to open wealth account ( if not willing to open salary ).

 

[Nishan11]

Current salary is 2.8L so not crossing 3L

It should not be an issue. You should still get it. Push your RM/BM. One of my colleague has 2.6 L/month salary, his account is with SBI. He can't change salary account so he just opened wealth account with 15 L funding & got EPM approved within two weeks.

It's 1 month back case.