krishc
TF Ace
Recently noticed that, in between last 1 month, some bank has reported my income as very low without any reason whatsoever.
Earlier my income used to be shown blank, now it shows a very low number, in fact less than 1/3rd of my aggregate Credit Limit.
Also in the same time my CIBIL has gone down from 793 to 759.
I'm thinking the wrong income could be the reason for the huge drop in score !!
Because there's no other factor to negatively influence score - Never missed a payment, credit utilisation below 10%, added only 1 card & 1 enquiry in the last 6 months, oldest card still active, no unsecured loans.
Earlier my income used to be shown blank, now it shows a very low number, in fact less than 1/3rd of my aggregate Credit Limit.
Also in the same time my CIBIL has gone down from 793 to 759.
I'm thinking the wrong income could be the reason for the huge drop in score !!
Because there's no other factor to negatively influence score - Never missed a payment, credit utilisation below 10%, added only 1 card & 1 enquiry in the last 6 months, oldest card still active, no unsecured loans.
