Does Axis Bank do home verification again for a second credit card?

[xyran]

I already have an Axis Neo Mastercard (issued 2 months ago) and now I want to apply for a RuPay variant through the Axis website. However, the application process is asking me to complete home verification and vKYC again.

There are no pre-approved offers in the Axis app, and I can’t reapply through the app since it hasn’t been long since my first card.

Is it normal for Axis to repeat the full verification process for a second card, even if you're an existing customer? Would appreciate any insights!

 

[darkjediknight]

I already have an Axis Neo Mastercard (issued 2 months ago) and now I want to apply for a RuPay variant through the Axis website. However, the application process is asking me to complete home verification and vKYC again.

There are no pre-approved offers in the Axis app, and I can’t reapply through the app since it hasn’t been long since my first card.

Is it normal for Axis to repeat the full verification process for a second card, even if you're an existing customer? Would appreciate any insights!

I applied for cards from Axis App without any verification because they’ve shared limits. I think the issue in your case is that you need to wait more time maybe 4-6 months before you can apply for a new card.

 

[SpaceBar]

For me even after holding a card for more than a year they still did physical kyc.

 

[xyran]

For me even after holding a card for more than a year they still did physical kyc.

Damn, I have cards from hdfc ,sbi, icici but none of them required home verification. Can you tell me more about the home verification process? Do these verification get inside you home and start asking your neighbours about your background?

 

[SpaceBar]

Damn, I have cards from hdfc ,sbi, icici but none of them required home verification. Can you tell me more about the home verification process? Do these verification get inside you home and start asking your neighbours about your background?

Just come, take photos of you. Verify your ID and that’s all. Sometime OTP from Aadhaar and bank to verify.

 

[SpaceBar]

Damn, I have cards from hdfc ,sbi, icici but none of them required home verification. Can you tell me more about the home verification process? Do these verification get inside you home and start asking your neighbours about your background?

Hdfc and ICICI never came for home verification. Only vkyc. But SBI came to my office.