I am using simpl for more than 5 years now and when I started I had 750rs limit and they didn't asked for my pan card it was miracle for me. Till date they don't have my Pan, I don't have any inquiry on my cibil from their side, recently they have been giving me LE almost every month so I wanna know about your experience and are you guys also getting LE in simpl very often?
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Does anyone here use Simpl BNPL?
- Thread starter arjun
- Start date
Arcade
TF Buzz
Even I've been using simpl since it's inception, they've never asked me any kyc details.
Yes, I've been getting limit enhancements every month as well, and recently the amounts have also jumped significantly. Went from 7k to 25k in just 3 months.
Batmanbaba
TF Legend
Yes.. Its a good way.... Even u can recharge paytm fast tag using it... Upto 1000...pm and pay bill via credit card
Batmanbaba
TF Legend
I have 2 accounts.....they didn't asked dor pan.... Limit for both above 10000you all r very lucky if ur simpl account is not reported in cibil yet,
mine did
keep using it as long it doesnt ask for pan card details in future
Arcade
TF Buzz
This is for Lazypay and not Simpl.you all r very lucky if ur simpl account is not reported in cibil yet,
mine did
keep using it as long it doesnt ask for pan card details in future
Even if gov banned wallet loading bnpl, simpl will be left out as it do not provide any card. Sab mar jaenge bus simpl bachega.
BankExpertIndia
TF Premier
Yes Kyuki Ye Simple Hai... Ye Lazy Bhi Nahi Hai...
rjsudeep
TF Premier
Yes, I can confirm this. I am able to clear dues with my CCs, and I get rewards on the dues cleared as per my CC offers, as in 1.5% cb on repayment of Simpl dues via Flipkart Axis CC.
rjsudeep
TF Premier
Same here, haven't shared PAN. Started with 1k limit many years ago, and now it is 21k. No report in any bureaus.
Rohit75
TF Select
I started through Zomato payments 3 years ago..
Simpl was the OG BNPL in India. I have 24k limit after almost 5 years, started with 5k when I was 16 (they never asked for KYC or age lmao). But I rarely use it except when my credit utilization is high and I want like 2 months to pay it off.
I also tried Simple Pay-in-3 EMI. It's a good truly no cost EMI option (no processing fees or interest) and you can pay that EMI via Credit card. They said they will check credit score when using Pay-in-3 but I never saw an enquiry on my report.
I also tried Simple Pay-in-3 EMI. It's a good truly no cost EMI option (no processing fees or interest) and you can pay that EMI via Credit card. They said they will check credit score when using Pay-in-3 but I never saw an enquiry on my report.
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