Do Axis Revise Its CC Offers?

[dhiraz]

One of my friend received pre-approved credit card offers in his Axis Liberty Account

Account Opened on 23-05-2023 It's 4 Months, 6 Days Old & Cibil Score of 774

No Others Cards in His Portfolio




On Same Date Also Opened a HDFC Savings Max Account Received This Offer



Both Accounts Giving Pre-approved Credit Card Offers Now I Want Some Suggestions What To Do Next

Want LTF Card From Axis But Currently MyZone & Indian Oil Card LTF Offer Gone Neo Card Offered As LTF

Which Is The Best Option For This Situation

 

[vivdwive]

Axis gives option to choose one from the few as pre approved but all will be paid cards....of u want Ltf ..apply neo from other channels
Hdfc gives pre-approved which are sometimes Ltf and mostly conditional Ltf with annual spend based waiver so depends upon what you actually getting

 

[dhiraz]

Axis gives option to choose one from the few as pre approved but all will be paid cards....of u want Ltf ..apply neo from other channels
Hdfc gives pre-approved which are sometimes Ltf and mostly conditional Ltf with annual spend based waiver so depends upon what you actually getting

I need Cards From Axis Which is Ace, Airtel, Indian Oil
Neo is useless

 

[vivdwive]

I need Cards From Axis Which is Ace, Airtel, Indian Oil
Neo is useless

Then u can apply for Indian oil from website directly
Btw iocl card is also useless for many ...and even ace
Ace comes pre-approved sometimes...but not in your current offers
Airtel u won't get from axis ... only thanks app

 

[varun__goel_]

One of my friend received pre-approved credit card offers in his Axis Liberty Account

Account Opened on 23-05-2023 It's 4 Months, 6 Days Old & Cibil Score of 774

No Others Cards in His Portfolio




On Same Date Also Opened a HDFC Savings Max Account Received This Offer



Both Accounts Giving Pre-approved Credit Card Offers Now I Want Some Suggestions What To Do Next

Want LTF Card From Axis But Currently MyZone & Indian Oil Card LTF Offer Gone Neo Card Offered As LTF

Which Is The Best Option For This Situation

Can't comment on axis, but don't accept hdfc offer now. Wait few months more, he will get better card with good limit. One more suggestion, ask him to change his employment type from business person to salaried otherwise he will get offer for business cards

BTW how much balance is he maintaining in axis?

 

[dhiraz]

Then u can apply for Indian oil from website directly
Btw iocl card is also useless for many ...and even ace
Ace comes pre-approved sometimes...but not in your current offers
Airtel u won't get from axis ... only thanks app

He got Ace Card Offer in July in Google Pay App But App Showing a Error Like You Already Have Relationship With Bank Apply Directly from Website 🤷

 

[dhiraz]

Can't comment on axis, but don't accept hdfc offer now. Wait few months more, he will get better card with good limit. One more suggestion, ask him to change his employment type from business person to salaried otherwise he will get offer for business cards

BTW how much balance is he maintaining in axis?

Already changed Employment Status in HDFC Account through NetBanking

In Axis Not Maintaing MAB Only Spending 25k/Month

All Thanks To

Axis Bank Liberty Savings Account Benefits

Axis Liberty Savings Account is the Best Savings for those who can Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card and Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card. If we Fulfill Above Spending Criteria We...

www.technofino.in

 

[simplegarv]

I need Cards From Axis Which is Ace, Airtel, Indian Oil
Neo is useless

What you'll do with IOCL?

 

[dhiraz]

What you'll do with IOCL?

No Spending For Him

So Iocl Will Help to Spend for daily Expense Like Grocery for Home

 

[D₹V]

One of my friend received pre-approved credit card offers in his Axis Liberty Account

Account Opened on 23-05-2023 It's 4 Months, 6 Days Old & Cibil Score of 774

No Others Cards in His Portfolio




On Same Date Also Opened a HDFC Savings Max Account Received This Offer



Both Accounts Giving Pre-approved Credit Card Offers Now I Want Some Suggestions What To Do Next

Want LTF Card From Axis But Currently MyZone & Indian Oil Card LTF Offer Gone Neo Card Offered As LTF

Which Is The Best Option For This Situation

For HDFC:

Wait for new offer. Probably it'll take 6 months.

Take millennia LTF 🤠 when it comes.

 

[dhiraz]

For HDFC:

Wait for new offer. Probably it'll take 6 months.

Take millennia LTF 🤠 when it comes.

Another deal from Axis in My Brother Account

 

[varun__goel_]

Another deal from Axis in My Brother Account

Why I am the only one not receiving offer🤣🤣🤣. BTW is he maintaining bal or just spending 25k?

 

[dhiraz]

Why I am the only one not receiving offer🤣🤣🤣. BTW is he maintaining bal or just spending 25k?

Only 27k From March

 

[Rahul Gupta]

I have a priority account with axis since april 2023 and my pre-aprroved limit is 12k.

I don't understand on what basis these guys give pre-aprroved offer or credit limit. My axis account is maintained very well still got this anoying offer.

 

[dhiraz]

I have a priority account with axis since april 2023 and my pre-aprroved limit is 12k.

I don't understand on what basis these guys give pre-aprroved offer or credit limit. My axis account is maintained very well still got this anoying offer.

What is the Highest Credit Limit on Other Cards?

 

[Rahul Gupta]

What is the Highest Credit Limit on Other Cards?

Hdfc cc 239k.

 

[dhiraz]

Hdfc cc 239k.

Nice 👍

But in My Brother Case Having Only 3 Cards
2 Unsecured from HDFC 1st Paytm Select & 2nd HDFC Virtual Rupay
3rd Card is Secured From Kotak

Axis Matched limit from HDFC 1L So Axis Give 1k Less 99k

Now He Has 4 Cards

 

[varun__goel_]

Hdfc cc 239k.

Apply c2c via branch🤷

 

[Rahul Gupta]

Nice 👍

But in My Brother Case Having Only 3 Cards
2 Unsecured from HDFC 1st Paytm Select & 2nd HDFC Virtual Rupay
3rd Card is Secured From Kotak

Axis Matched limit from HDFC 1L So Axis Give 1k Less 99k

Now He Has 4 Cards

I dont think it works like that. If it were i would have recieved a 2 lakh offer by now.

 

[dhiraz]

I dont think it works like that. If it were i would have recieved a 2 lakh offer by now.

No one Can Predict AxShit