[Deleted][Wiki] Best way to pay rent via credit card with no loss

[nikhilv0303]

So HDFC does charge 1% even when using RG with HDFC Billpay? Can someone confirm?

 

[mynameis]

Yes hdfc charges 1% for all rent payment even done by hdfc billpay but can anyone confirm if they charge for smartpay as well cause @CCg33k on twitter posted they are not charging via smartpay

Can some one confirm , i tried using hdfc smartpay and it's says redgirraffe rental in the transaction but not settled yet ..

 

[nikhilv0303]

Yes hdfc charges 1% for all rent payment even done by hdfc billpay but can anyone confirm if they charge for smartpay as well cause @CCg33k on twitter posted they are not charging via smartpay

Can some one confirm , i tried using hdfc smartpay and it's says redgirraffe rental in the transaction but not settled yet ..

If someone can confirm pls about HDFC Billpay
I paid via Payzapp this time, and 1% was charged

 

[AidenFrost]

If someone can confirm pls about HDFC Billpay
I paid via Payzapp this time, and 1% was charged

HDFC Billpay charges 1% + GST

 

[mynameis]

If someone can confirm pls about HDFC Billpay
I paid via Payzapp this time, and 1% was charged

Have you tried paying using smartpay ?

 

[nikhilv0303]

Have you tried paying using smartpay ?

Bro, What is Smartpay?
I know about Bill Pay available in HDFC App/website… Payzapp
Never heard of Smartpay

 

[nikhilv0303]

Bro, What is Smartpay?
I know about Bill Pay available in HDFC App/website… Payzapp
Never heard of Smartpay

Okay googled it and figured it out.
No I did add RG as biller, but had Smartpay disabled. Let me try next month

 

[nikhilv0303]

Yes hdfc charges 1% for all rent payment even done by hdfc billpay but can anyone confirm if they charge for smartpay as well cause @CCg33k on twitter posted they are not charging via smartpay

Can some one confirm , i tried using hdfc smartpay and it's says redgirraffe rental in the transaction but not settled yet ..

Bro, pls let me know when your txn gets settled about the 1%
Also, did your landlord get the money in their account on next day if it debiting from the CC - that’s what happened when I paid using Payzapp to Redgirraffe

 

[abhiaj_geek]

What to submit as proof of ownership if I am living in a society?
No sort of bill is coming directly to our flat. Electricity is prepaid.

 

[nikhilv0303]

If someone has used Smartpay and can confirm on how it works
If Redgirafe due date is 5-July >> When will the bill show in Smartpay, and when will it get auto-debited from the credit card >> On 5th or before?
I know once RG received payment, they take 1-2 days to process to the bank account of landlord

 

[mynameis]

If someone has used Smartpay and can confirm on how it works
If Redgirafe due date is 5-July >> When will the bill show in Smartpay, and when will it get auto-debited from the credit card >> On 5th or before?
I know once RG received payment, they take 1-2 days to process to the bank account of landlord

The bill shows usually 4 business days before the due date and a standing transaction will be set , you will get msg to authorise that transaction as well
So in your can check on 1 july in your case , amount will be posted on your CC on 2nd or 3rd then after that 1 or 2 days by 5 july will be deposited to landlord account by redgirraffe

 

[nikhilv0303]

The bill shows usually 4 business days before the due date and a standing transaction will be set , you will get msg to authorise that transaction as well
So in your can check on 1 july in your case , amount will be posted on your CC on 2nd or 3rd then after that 1 or 2 days by 5 july will be deposited to landlord account by redgirraffe

thanks let me try it in July

 

[abhiaj_geek]

Also trying via smartpay for rent next month. Will keep this thread updated

Can we pay with another bank credit card when using hdfc biller?

 

[navdeep22]

any update ?

 

[nikhilv0303]

No points received and 1% rent payment charges for my card.

 

[abhiaj_geek]

No points received and 1% rent payment charges for my card.

Thats sad. Have they patched smartpay mcc?

 

[nikhilv0303]

Thats sad. Have they patched smartpay mcc?

Seems so
I tried it last month and had this experience. Never tried again

 

[ksut28]

@nikhilv0303 - Did you follow all the steps mentioned here


@abhiaj_geek @mynameis - Did it work for you folks?

 

[card_007]

Does this work if the rent amount is high and you need to manually approve on email / sms link. RBI has limit for high value transaction.

 

[Guddi]

Does this work if the rent amount is high and you need to manually approve on email / sms link. RBI has limit for high value transaction.

I have paid ~88k by manually approving this way