Credit card for big offline purchase

[NShah]

I

I should have applied for ace instead of myzone

You can apply ace cc only if you get pre approved offer from Axis Bank and invitation from Gpay App

 

[techt]

Axis Ace 2%
IDFC Wealth 2.5% for spends above 30k. For the first 30k it will be 0.75 % offline and 1.5%online.

If you reach the monthly milestone of 30k online somewhere, you get 2.5% on your furniture purchases.

 

[Rahul Gupta]

Hello all, I know this might be a repetitive post but didn’t find any other thread for big (depends upon person to person) purchase. I am looking at a offline furniture purchase of ~2L in first week of march. I don’t know the MCC code of merchant. So, even if I don’t have a recommended card, I have decent time left for applying and getting the card.

I see a lot of thread which says upto 2-3% cashback but has limitation of 500-1000 per billing cycle/month.

Can someone please recommend a good card for the same?

FYI:
Cards I have: Diners Privilege, IDFC Select, AU Lit, Indusind legend, Axis Kiwi, Axis Myzone (in process), Kotak 811, SBI prime, BOB premier, BOB energie.

If you don't find a card then use your idfc select for this purchase.

 

[Vasuki]

its 3L. As of now I have Kiwi card, I recently applied for myZone and its still in approval

You should get atlas for offline .
Edge miles can be converted into other things if u don't travel

 

[Vasuki]

Axis Ace 2%
IDFC Wealth 2.5% for spends above 30k. For the first 30k it will be 0.75 % offline and 1.5%online.

If you reach the monthly milestone of 30k online somewhere, you get 2.5% on your furniture purchases.

Idfc is you new favourite..
I m too lazy to go to delhi just to get cc ,aghhhhhh

 

[techt]

You should get atlas for offline .
Edge miles can be converted into other things if u don't travel

He said he is not a ramtajogi.

 

[techt]

Idfc is you new favourite..
I m too lazy to go to delhi just to get cc ,aghhhhhh

Yup. It is rewarding me where all cards failed. The Rahul Dravid of my cards. Wow another Bengali remembered.

 

[Vasuki]

Yup. It is rewarding me where all cards failed. The Rahul Dravid of my cards. Wow another Bengali remembered.

If my nearby branch was serviable for cc i could have got it .sed lyf
Does idfc wealth doesn't downgrade ? Just with 25k

 

[techt]

If my nearby branch was serviable for cc i could have got it .sed lyf
Does idfc wealth doesn't downgrade ? Just with 25k

Its wealth cc we are talking. Not the bank account.

 

[Vasuki]

Its wealth cc we are talking. Not the bank account.

I know .. dc is good too

 

[anonymuos]

What city are you in? Maybe a fellow Finoer can help you out

 

[techt]

What city are you in? Maybe a fellow Finoer can help you out

Indeed a good idea 💡

 

[techt]

I know .. dc is good too

Currently IDFC DC ~1.6% is the only one with highest upper limit.

But all CC pay with DC came to an end.

 

[Vasuki]

Currently IDFC DC ~1.6% is the only one with highest upper limit.

But all CC pay with DC came to an end.

Yeah 👍 .
I closed when it all ended

 

[techt]

@Abhishek012 dekho yaha pe rbl ke card ko nicha dikhaya Jaa rha hai

Its benefits? ..

 

[itachiuchiha]

Get axis flipkart from app if you can now...or preapproved on netbanking 1.5% unlimited and card will be free for 3 years

 

[ank_sh1]

If you don't find a card then use your idfc select for this purchase.

I recently got IDFC select so not sure if they will upgrade it to wealth

 

[ank_sh1]

What city are you in? Maybe a fellow Finoer can help you out

I am based out of Noida

 

[ank_sh1]

Get axis flipkart from app if you can now...or preapproved on netbanking 1.5% unlimited and card will be free for 3 years

Flipkart sadly I closed 1.5 years before because of mere 15k limit. I don’t know what Axis was thinking at that time. I had 30-40x income of the limit provided😅.

Now they are just saying you cannot apply for flipkart axis

 

[ank_sh1]

Now I am strongly thinking about AU lit, 2% via 10x rewards and then 1% with repayment via HDFC. Need to settle down for mere 3%. Unless some fellow member is there in Noida