cooling period of axis after rejection

[pranavcool]

after a rejection what is the cooling period, is there anyone who got within a span of 1 month

 

[007]

after a rejection what is the cooling period, is there anyone who got within a span of 1 month

6 months if rejected.

 

[pranavcool]

But i saw many got within 1 month

 

[tiny]

yes I too have seen many people getting it within one month...

 

[V360]

It's possible. Please go for offline application and catch a senior guy from Credit card Team. Application for a premium card with good joining fees will help ur cause.

 

[Kira]

after a rejection what is the cooling period, is there anyone who got within a span of 1 month

i got rejected on apr 16 and i got pre apporved offer when i checked on may16

 

[prc1990]

i got rejected on apr 16 and i got pre apporved offer when i checked on may16

Can you please share the rejection sms? I got a weird response and hence, wanted to verify the same.

 

[hariselio]

Can you please share the rejection sms? I got a weird response and hence, wanted to verify the same.

can you post yours please?

 

[prc1990]

can you post yours please?

An email has been sent to your mail ID to update you on the Credit Card application. If not received, please contact Axis Bank Phone Banking nos.

 

[hariselio]

An email has been sent to your mail ID to update you on the Credit Card application. If not received, please contact Axis Bank Phone Banking nos.

yes i also received the same message. And later got a email that card application has been rejected due to documentation issue or something.

 

[prc1990]

yes i also received the same message. And later got a email that card application has been rejected due to documentation issue or something.

For me it says duplicate application however, I applied once. Not sure about the application they are referring to. Totally confused.

 

[Jitendra P]

after a rejection what is the cooling period, is there anyone who got within a span of 1 month

My magnus was rejected less than a month ago and I applied again now, almost approved.

Previously my Ace was rejected in Jan when I applied through Google pay app. Upgraded to Ace via from customer care in the same month.

 

[hariselio]

Last week my magnus was rejected due to three card limit. Closed one, applied magnus again and got approved yesterday.

 

[prc1990]

Last week my magnus was rejected due to three card limit. Closed one, applied magnus again and got approved yesterday.

During the denial, what exact rejection reason you received in your email attachment?

 

[ujjawal]

Last week my magnus was rejected due to three card limit. Closed one, applied magnus again and got approved yesterday.

Congratulations!! You called customer care or new application through portal?

 

[hariselio]

You called customer care

Through chat

 

[ujjawal]

Through chat

Ohh so you have limit of more than 3lakhs on existing Axis card?

 

[prc1990]

Through chat

Can you please share the denial reason during the rejection? It should have been sent in an email attachment. Just wanted to verify with the one for my application.

 

[hariselio]

Can you please share the denial reason during the rejection? It should have been sent in an email attachment. Just wanted to verify with the one for my application.

Actually my situation is bit different... What I understand is, they don't send email or sms for denial if it's applied through customer service based on existing axis card.

First I applied through customer service and it was not processed. Later when I asked for the reason, they said it was due to three card limit.

So next I applied as a new application from axis website without closing my existing card. Immediately there was a cibil check as well for this. After two days, it got rejected as well.

Then closed the one of the card and applied through customer service and now it is approved.

For new application only they send email why it was rejected. The reason was as in the document, "the documents provided by you are insufficient/inadequate and does not meet the banks credit norms.

 

[hariselio]

Ohh so you have limit of more than 3lakhs on existing Axis card?

Yes 4 lakh