Millennia Convert Your HDFC Millennia Credit Card to Rupay Network by just a phone call

[2025]

Hi Friends,

Inspired by @prateekm03 and his post here https://www.technofino.in/community/profile-posts/10003/ today, I have called HDFC customer care (📞 1800 1600) and successfully raised a request for conversion of my Mastercard Millennia Credit Card to Rupay Millennia Credit Card. No questions will be asked. Take max. 5 minutes.

This is what I was informed by the phone banking executive.
1. All features and benefits will remain same.
2. LTF cards will remain LTF.
3. Request will be processed in maximum 10 days.
4. Rewards points/ cashback (accrued and upcoming) will be transferred to the new card.
5. Running balance Statement will also be transferred.
6. Card will be delivered to my address and the old card will be deactivated.

Things that I did not asked, but expecting...
1. It will work on UPI and give benefits of 5% at preferred merchants and 1% in other eligible cases. Will update later.

Why I did this?
1. India first. Reducing the fund outflow from India, particularly to arrogant US.
2. Rupay hai toh jindegi hai.
3. Easy to use UPI cards using scan and pay features. Plus 1% upto 1000 cashback monthly.
4. My TNI card only giving 0.5% outside the TNI app. So a better choice.
5. Automatically extended the validity of the card.
6. Some secret hacks. Won't disclose even in DM.
7. I have never got any limit upgrade from HDFC so hoping this change will bring something new for me.
8. Additionally, this card has milestone benefits 1k for quarterly 1L spends. So, yes 2.0% UPI achievable.

Updates:
1. Received the confirmation about raising the request immediately.
2. Card generated on next working day (11-Aug-2025) evening around 7:30 pm. Balance transferred.
3. Add on applied on 12-Aug, generated same day.
4. Primary card received on 14-Aug. Added to upi app.

@TheTrickySid @kuchbhi @Karan. @drvirag @Vasuki @TechnoFino @Abhishek012 @anisharya16 @n69b @pinki @Strange @6ix9ine @desiviru @cardio_guy @hender @HumorSimpson @Donald J. Trump

A related thread: https://www.technofino.in/community...a-cliq-uber-zomato-bookmyshow-cult-fit.42898/

 

[TripleAce]

Great piece of info!!
Thanks and cheers 🍻

 

[kuchbhikuchbhi is verified member.]

In order to complete the tutorial add Number too on which you called!

 

[Inferno]

Good initiative and nice info 👍

 

[drvirag]

Hi Friends,

Inspired by @prateekm03 and his post here https://www.technofino.in/community/profile-posts/10003/ today, I have called HDFC customer care and successfully raised a request for conversion of my Mastercard Millennia Credit Card to Rupay Millennia Credit Card. No questions will be asked. Take max. 5 minutes.

This is what I was informed by the phone banking executive.
1. All features and benefits will remain same.
2. LTF cards will remain LTF.
3. Request will be processed in maximum 10 days. Have received request number already.
4. Rewards points/ cashback (accrued and upcoming) will be transferred to the new card.
5. Running balance Statement will also be transferred.
6. Card will be delivered to my address and the old card will be deactivated.

Things that I did not asked, but expecting...
1. It will work on UPI and give benefits of 5% at preferred merchants and 1% in other eligible cases. Will update later.

Why I did this?
1. India first. Reducing the fund outflow from India, particularly to arrogant US.
2. Rupay hai toh jindegi hai.
3. Easy to use UPI cards using scan and pay features. Plus 1% upto 1000 cashback monthly.
4. My TNI cards only giving 0.5% outside the TNI app. So a better choice.
5. Automatically extended the validity of the card.
6. Some secret hacks. Won't disclose even in DM.
7. I have never got any limit upgrade from HDFC so hoping this change will bring something new for me.

@TheTrickySid @kuchbhi @Karan. @drvirag @Vasuki @TechnoFino @Abhishek012 @anisharya16 @n69b @pinki @Strange @6ix9ine @desiviru @cardio_guy @hender @HumorSimpson @Donald J. Trump

Thanks for tag. I already have it. Converted by sending mail few days ago.

 

[akshayhs]

Y'all nibbas seem to have requested en masse. Now HDFC support initially denies such a network conversion exists but if you insist of checking with their higher ups, they put your call on hold and take a request citing high-priority (my a**).

 

[HumorSimpson]

The best part is even petty spends on UPI count towards quarterly milestone of 1L spend, where we get 1K AGV like vouchers.

BTW update the phone number of CS.

 

[2025]

In order to complete the tutorial add Number too on which you called!

The best part is even petty spends on UPI count towards quarterly milestone of 1L spend, where we get 1K AGV like vouchers.

BTW update the phone number of CS.

Updated CS phone number 1800 1600 in the main post. Required only last four digit of the current millennia card.

 

[SanJan Jayadevan]

It's not that smooth. Fingers crossed

 

[prateekm03]

@2025 for LE, you can try emailing them, ai got LE via email took around a week after few email exchanges.
Email was of grievance redressal
54k to 3l.

 

[QamarImam]

Hi Friends,

Inspired by @prateekm03 and his post here https://www.technofino.in/community/profile-posts/10003/ today, I have called HDFC customer care (📞 1800 1600) and successfully raised a request for conversion of my Mastercard Millennia Credit Card to Rupay Millennia Credit Card. No questions will be asked. Take max. 5 minutes.

This is what I was informed by the phone banking executive.
1. All features and benefits will remain same.
2. LTF cards will remain LTF.
3. Request will be processed in maximum 10 days. Have received request number already.
4. Rewards points/ cashback (accrued and upcoming) will be transferred to the new card.
5. Running balance Statement will also be transferred.
6. Card will be delivered to my address and the old card will be deactivated.

Things that I did not asked, but expecting...
1. It will work on UPI and give benefits of 5% at preferred merchants and 1% in other eligible cases. Will update later.

Why I did this?
1. India first. Reducing the fund outflow from India, particularly to arrogant US.
2. Rupay hai toh jindegi hai.
3. Easy to use UPI cards using scan and pay features. Plus 1% upto 1000 cashback monthly.
4. My TNI card only giving 0.5% outside the TNI app. So a better choice.
5. Automatically extended the validity of the card.
6. Some secret hacks. Won't disclose even in DM.
7. I have never got any limit upgrade from HDFC so hoping this change will bring something new for me.
8. Additionally, this card has milestone benefits 1k for quarterly 1L spends. So, yes 2.0% UPI achievable.

@TheTrickySid @kuchbhi @Karan. @drvirag @Vasuki @TechnoFino @Abhishek012 @anisharya16 @n69b @pinki @Strange @6ix9ine @desiviru @cardio_guy @hender @HumorSimpson @Donald J. Trump

Will my Millennia card's age remain the same after converting to RuPay, or will it start fresh with a new issue date?

will my old card account be closed in CIBIL and a new account opened for the RuPay card, or will it remain the same?

is it possible that instead of converting my existing card, could get a new RuPay Millennia card variant without closing my current Visa Millennia card😛?

 

[Strange]

@2025 for LE, you can try emailing them, ai got LE via email took around a week after few email exchanges.
Email was of grievance redressal
54k to 3l.

Did you submit and documents?

 

[prateekm03]

Did you submit and documents?

Yes I sent salary slips to them

 

[2025]

1. Will my Millennia card's age remain the same after converting to RuPay, or will it start fresh with a new issue date?

2. will my old card account be closed in CIBIL and a new account opened for the RuPay card, or will it remain the same?

3. is it possible that instead of converting my existing card, could get a new RuPay Millennia card variant without closing my current Visa Millennia card😛?

1. Should start from new issue date/ month.
2. Same cibil account.
3. No, two millennia not possible.

 

[onlineramarao]

Any fee charged for conversion?

 

[drvirag]

Any fee charged for conversion?

N o o

 

[2025]

Update (11-Aug-2025): New Rupay Millennia Credit Card is reflecting in the mobile app.

With following note beside card number at card details page.
Old card: Transfer out today
New Card: Transfer in today

So, it took one working day for processing the request. I applied on (2nd) Saturday afternoon and today is Monday.

Check yours.

 

[HumorSimpson]

Update (11-Aug-2025): New Rupay Millennia Credit Card is reflecting in the mobile app.

With following note beside card number at card details page.
Old card: Transfer out today
New Card: Transfer in today

So, it took one working day for processing the request. I applied on (2nd) Saturday afternoon and today is Monday.

Check yours.

yatra yatra rupay keertanam
tatra tatra @Abhishek012 nartanam

 

[hender]

yatra yatra rupay keertanam
tatra tatra @Abhishek012 nartanam

Yah chashma 15 August ke liye denge kya 😉, Patang udane mein maja aaega 🥳

 

[Tamal]

Update (11-Aug-2025): New Rupay Millennia Credit Card is reflecting in the mobile app.

With following note beside card number at card details page.
Old card: Transfer out today
New Card: Transfer in today

So, it took one working day for processing the request. I applied on (2nd) Saturday afternoon and today is Monday.

Check yours.

Show us the photo of the Rupay variant
Obviously hiding card details of any