Consumer Loan CapFloat Financial Services Pvt Ltd & Karur Vysya Bank Ltd

[vaibhav111]

I just took a fresh Cibil report through cred and found these two Consumer Loans! I feel it is due to EMI i have took on SBI & HDFC but SBI is Responsible For CapFloar Financial while Karur Vysya Bank is from which bank I have no clue, haven't took any loan/EMI From Them, whereas i have EMI from HDFC but it not mentioned in the Experian Report, so i have took three emi on 3 card where hdfc & SBI will end in March ,ICICI emi will end in September 2022 , now issue in in my jan Experian i can See CapFloat but not Karur Vysya bank, didn't take any emi or loan and plus it says opened date 26-02-2022 so can it be lazyapp i did login in to ask lazy app to remove my data? but they didn't replied to my query till now through mail and dm through twitter . any help regarding with Karur Vysya bank will help me why do i have loan from them

 

[AllSeeker]

I haven't received a response from Aditya Birla Finance yet (Paytm postpaid) ... Let's see.

I doubt paytm will cooperate with you, better push matters with Aditya Biral, don't know about their cred either in this matter.

 

[AllSeeker]

I did mail Aditya Birla Finance ... Paytm couldn't so anything despite repeated queries.

Yes, this was the main reason I had never applied for paytm pay later. I had heard some bad things.

 

[AllSeeker]

Have mailed flipkart (IDFC), amazon pay later (capital float) and tata new to close their pay laters and emi card.

Have received response from all of them.

Amazon pay and flipkart pay later closed, tata new no updates, if I don't see anything I'll contact them again end of month.

Both amazon pay and flipkart pay later now shows in app, "you are not eligible" (flipkart) or "blocked" (amazon).

So, I'm assuming this is permanent thing, at least for amazon pay.

 

[prc1990]

So received an email from KVB today confirming that KVB account associated with APL service is closed as well and reported to CIBIL (including other CIC) as closed.

They have shared a written NOC from their end as well. Please see the snippet.

 

[prc1990]

So received an email from KVB today confirming that KVB account associated with APL service is closed as well and reported to CIBIL (including other CIC) as closed.

They have shared a written NOC from their end as well. Please see the snippet.

@souvikdey2002 @AllSeeker @vaibhav111 @hriday.haria

 

[souvikdey2002]

@souvikdey2002 @AllSeeker @vaibhav111 @hriday.haria

Thanks for sharing this.
However, I have not been given any NOC from KVB, it was only CapitalFloat who has given me the NOC although the lending was in 80:20 ratio.
So shall I also seek one from them?

 

[prc1990]

Thanks for sharing this.
However, I have not been given any NOC from KVB, it was only CapitalFloat who has given me the NOC although the lending was in 80:20 ratio.
So shall I also seek one from them?

I remember you already reached out to KVB team separately over email in the beginning of Apr'22.

So you should also be receiving the same (like the one attached) very shortly. Please keep an eye.

 

[souvikdey2002]

I remember you already reached out to KVB team separately over email in the beginning of Apr'22.

So you should also be receiving the same (like the one attached) very shortly. Please keep an eye.

I do receive something like this but I don't think it is something which can be used as NOC since they mentioned anything.

 

[prc1990]

I do receive something like this but I don't think it is something which can be used as NOC since they mentioned anything.

Right this is not NOC. Kindly sent them a reminder. You will get a response in a month or so. No harm to chase them inorder to prevent any possible surprises in the future.

 

[vaibhav111]

i received this from karur vysya bank

 

[vaibhav111]

I remember you already reached out to KVB team separately over email in the beginning of Apr'22.

So you should also be receiving the same (like the one attached) very shortly. Please keep an eye.

for me i will update cause it will take up to 45 days so will once again check in july end to verify if both of them are closed or not, I'm sure capital float is close cause i have received noc from them

 

[prc1990]

i received this from karur vysya bank

This is just a general information and not a NOC.

 

[vaibhav111]

This is just a general information and not a NOC.

yeah should ask for noc though first let 45 days go and then will email them ? what you say

 

[prc1990]

yeah should ask for noc though first let 45 days go and then will email them ? what you say

You can notify them now and would receive responses from them in a month or so.

 

[prc1990]

@souvikdey2002 @AllSeeker @vaibhav111 @hriday.haria

Karur Vysya has now been reported as closed in CIBIL. PFA.

 

[007]

Karur Vysya has now been reported as closed in CIBIL. PFA.

Which app is this? 👀

 

[prc1990]

Which app is this? 👀

PB

 

[souvikdey2002]

Karur Vysya has now been reported as closed in CIBIL. PFA.

Very good

 

[007]

PB

Paisa Bazaar, right? 😅

 

[prc1990]

Paisa Bazaar, right? 😅

Yep