Consumer Loan CapFloat Financial Services Pvt Ltd & Karur Vysya Bank Ltd

[vaibhav111]

I just took a fresh Cibil report through cred and found these two Consumer Loans! I feel it is due to EMI i have took on SBI & HDFC but SBI is Responsible For CapFloar Financial while Karur Vysya Bank is from which bank I have no clue, haven't took any loan/EMI From Them, whereas i have EMI from HDFC but it not mentioned in the Experian Report, so i have took three emi on 3 card where hdfc & SBI will end in March ,ICICI emi will end in September 2022 , now issue in in my jan Experian i can See CapFloat but not Karur Vysya bank, didn't take any emi or loan and plus it says opened date 26-02-2022 so can it be lazyapp i did login in to ask lazy app to remove my data? but they didn't replied to my query till now through mail and dm through twitter . any help regarding with Karur Vysya bank will help me why do i have loan from them

 

[prc1990]

I just took a fresh Cibil report through cred and found these two Consumer Loans! I feel it is due to EMI i have took on SBI & HDFC but SBI is Responsible For CapFloar Financial while Karur Vysya Bank is from which bank I have no clue, haven't took any loan/EMI From Them, whereas i have EMI from HDFC but it not mentioned in the Experian Report, so i have took three emi on 3 card where hdfc & SBI will end in March ,ICICI emi will end in September 2022 , now issue in in my jan Experian i can See CapFloat but not Karur Vysya bank, didn't take any emi or loan and plus it says opened date 26-02-2022 so can it be lazyapp i did login in to ask lazy app to remove my data? but they didn't replied to my query till now through mail and dm through twitter . any help regarding with Karur Vysya bank will help me why do i have loan from them

Do you have Amazon Pay Later? If yes, then these two are the lenders of APL.

 

[vaibhav111]

Do you have Amazon Pay Later? If yes, then these two are the lenders of APL.

Nope ....oh my god I do have Amazon pay later!!😭😭😭 How do I de-activate it

 

[vaibhav111]

I'm sending a email on myloan@capitalfloat.com to deactivate my amazon pay later .will that work ?

 

[hriday.haria]

I'm sending a email on myloan@capitalfloat.com to deactivate my amazon pay later .will that work ?

Complaint on amazon chat to close your Amazon Pay Later Account.
I have got mine closed. It shows closed on Amazon and closed in Cibil for Capfloat.

However I am having trouble closing the Karur Vyasa Bank (KVB) entry closed.

Let me know if complaining on Amazon Helps

 

[prc1990]

I'm sending a email on myloan@capitalfloat.com to deactivate my amazon pay later .will that work ?

Yes that's the right email id to reach out to. Tell them to close the account permanently and ask for the NOC certificate. I did the same back in March'22.

 

[hriday.haria]

Yes that's the right email id to reach out to. Tell them to close the account permanently and ask for the NOC certificate. I did the same back in March'22.

Did you do the same for Karur Vyasa Bank (KVB).
My Amazon Pay Later is closed 2 years ago. My Capfloat consumer Loan is closed but KVB is still showing as open.

Any similar email id for KVB ?

 

[prc1990]

Did you do the same for Karur Vyasa Bank (KVB).
My Amazon Pay Later is closed 2 years ago. My Capfloat consumer Loan is closed but KVB is still showing as open.

Any similar email id for KVB ?

I read somewhere that closing APL would automatically take care of the closure of KV as well. I'm awaiting my account to be reported as closed in credit bureaus and then I can confirm.

 

[prc1990]

Did you do the same for Karur Vyasa Bank (KVB).
My Amazon Pay Later is closed 2 years ago. My Capfloat consumer Loan is closed but KVB is still showing as open.

Any similar email id for KVB ?

Sumanta already created a thread on support email id for popular BNPL services. There you can find the customer support email for KVB as well.

List Of BNPL Cards/Pay later Company & It's NBFC Partners With Email ID

Hello everyone, In this post you will find list of popular "Buy Now Pay Later" Card/Pay later service providers and it's banking/NBFC partners name with their grievance redressal email ids. If you want to close your BNPL Card/Pay-later account or you have queries, you can email your partner NBFC...

www.technofino.in

 

[prc1990]

Did you do the same for Karur Vyasa Bank (KVB).
My Amazon Pay Later is closed 2 years ago. My Capfloat consumer Loan is closed but KVB is still showing as open.

Any similar email id for KVB ?

Just dropped a similar note to KVB to close APL permanently. Awaiting their response.

 

[TechnoFino]

Did you do the same for Karur Vyasa Bank (KVB).
My Amazon Pay Later is closed 2 years ago. My Capfloat consumer Loan is closed but KVB is still showing as open.

Any similar email id for KVB ?

find your answer here - https://www.technofino.in/community...-company-its-nbfc-partners-with-email-id.448/

 

[vaibhav111]

Complaint on amazon chat to close your Amazon Pay Later Account.
I have got mine closed. It shows closed on Amazon and closed in Cibil for Capfloat.

However I am having trouble closing the Karur Vyasa Bank (KVB) entry closed.

Let me know if complaining on Amazon Helps

yeah i called to amazon customer service and within 5 working days it will be closed and for karur vyasa bank i have to see how to close

 

[vaibhav111]

find your answer here - https://www.technofino.in/community...-company-its-nbfc-partners-with-email-id.448/

ok sir will email to customerservice@kvbmail.com

 

[vaibhav111]

Just dropped a similar note to KVB to close APL permanently. Awaiting their response.

did you too, email to customerservice@kvbmail.com to close your consumer loan a/c, i just emailed to them i hope they close the a/c

 

[vaibhav111]

I read somewhere that closing APL would automatically take care of the closure of KV as well. I'm awaiting my account to be reported as closed in credit bureaus and then I can confirm.

yeah i can confirm both of my consumer loan a/c number for capitalfloat and this karur bank have same a/c number so i think both are from amazon pay later

 

[hriday.haria]

I read somewhere that closing APL would automatically take care of the closure of KV as well. I'm awaiting my account to be reported as closed in credit bureaus and then I can confirm.

Its not completely true.
I have closed APL more than a year ago.
My CapFloat consumer Loan linked to APL is closed. But KVB is not closed with the same Loan Number.

On Contacting KVB, I am getting response as to Contact CapFloat for closure and CapFloat is saying it is closed from our end, contact KVB for closure.
They are playing passing the parcel.

 

[vaibhav111]

Its not completely true.
I have closed APL more than a year ago.
My CapFloat consumer Loan linked to APL is closed. But KVB is not closed with the same Loan Number.

On Contacting KVB, I am getting response as to Contact CapFloat for closure and CapFloat is saying it is closed from our end, contact KVB for closure.
They are playing passing the parcel.

i emailed to customerservice@kvbmail.com and they said email isn't registered , and asked to send email through registered email address or call through number 1860 258 1916 within India and +91 44 66217600 outside india, now even I'm not sure what will work

 

[hriday.haria]

i emailed to customerservice@kvbmail.com and they said email isn't registered , and asked to send email through registered email address or call through number 1860 258 1916 within India and +91 44 66217600 outside india, now even I'm not sure what will work

I had received the same response. After this, I contacted them on 18602581916 , unfortunately I did not find the customer service to be knowledgable/helpful. Only one standard response "Contact CapitalFloat for APL Consumer Loan Closure"
They asked me to contact CapFloat, which I already have done and have got response that they have already closed it from their end. I cannot argue with CapFloat as the consumer Loan linked with them is closed.

Let's see on how this goes ahead, though with my conversation with the KVB customer service staff, I do not think they know how to get it closed, or they simply do not wish to !

 

[vaibhav111]

I had received the same response. After this, I contacted them on 18602581916 , unfortunately I did not find the customer service to be knowledgable/helpful. Only one standard response "Contact CapitalFloat for APL Consumer Loan Closure"
They asked me to contact CapFloat, which I already have done and have got response that they have already closed it from their end. I cannot argue with CapFloat as the consumer Loan linked with them is closed.

Let's see on how this goes ahead, though with my conversation with the KVB customer service staff, I do not think they know how to get it closed, or they simply do not wish to !

oh i knew the customer service would be not usefully , damn so what should we do now? we can't let it be stay active on our credit report will ask @TechnoFino for his help , if he has any conversation with some other member

 

[prc1990]

i emailed to customerservice@kvbmail.com and they said email isn't registered , and asked to send email through registered email address or call through number 1860 258 1916 within India and +91 44 66217600 outside india, now even I'm not sure what will work

Yes got the same automatic response. Did you reach out to the numbers furnished above?