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Confusion on cashback of HDFC Millenia Debit card bill payment on Credit card bill payment
- Thread starter alok416
- Start date
Chaitanya-a
TF Prestige
Nope you won't. Only Platinum Debit card offers 1% Cashback on Bill payment.
What you can do is load paytm wallet with HDFC Millenia DC & then pay CC bills through Paytm wallet. You'll get 1% Cashback for wallet loading upto ₹400 per month. But always do txn of more than ₹400 to get cashback on Millenia.
VISHESH_BANSAL
TF Pioneer
iAmPm
TF Premier
@VISHESH_BANSAL already gave you million-dollar way for 2.5%, he has mentioned it many times in other threads as well, now just give it a try yourself.
And we all have answered that only Platinum gives 1%
And we all have answered that only Platinum gives 1%
Actually Cheq app bill payment using Millennia gives you 1% cb, also you may pay your CC bill using amazon and pay through Millennia, but i have been paying my cc bill through full kyc Airtel bank through amazon, by this way i was getting direct 2.5% cb, but eventually airtel changed its payment gateway to airtel money, and now i don't think 2.5% is valid...however 1% will continue this way... But the issue with cheq is that i think hdfc blocked millenia dc for the payment on cheq as i don't get any OTP while paying through my millennia dc....
Chaitanya-a
TF Prestige
Many banks consider Cheq & Cred txns as suspicious txn. I used to get confirmation calls when I transferred huge amount from Cred UPI from HDFC & IDFC. Never faced this when its done through Gpay or other UPI apps.
Similarly RBL has blocked Signature+ DC usage on Cheq for many users and you're telling about HDFC Millenia as well.
Yes, i have been trying to pay my cc bill on 16 on cheq using my Millennia DC of hdfc, despite of several attempt i didn't receive any OTP, eventually payment failed. I tried again the same bill on 18 May using hdfc millennia dc, payment failed due to no OTP... in both cases payment was just 10k and 50k respectively.... Anyone successfully got otp on hdfc millennia dc on cheq? update here.
If you get Airtel Money as merchant name (RAZ*Airtel Money in statement), then it's valid for 2.5% because it's considered as Utility. Tested it with Plat DC.
Shouldn't HDFC Billpay also give 2.5% on Millennia since it's considered as Utility (same as Mobikwik) 🤔
VISHESH_BANSAL
TF Pioneer
)
Everyone just want 1% upto 750 for 75k Payment.
No one is intersted in 2.5% upto 400 for 16k Payment 😂
Why to earn only 750 for 75k Payment ?
When you can earn 2000 for 80k Payment
Paitence is the key here.
No one wants to Wait 90 days.
Think like this:-
After 90 days of First 16k txn on a new Millennia DC you will get 400/month continuously if you continuiusly make Payment of 16k /Month after FirstPayment 😂
You just have to Wait for initial 90 days only.
After that 400/month if you make payment of 16k every month
I am using Mobikwik for 2.5% and Continuously getting 400/month.
Whenever Mobikwik change the MCC then I will Shift to HDFC Bill Pay
You are right😂
Everyone just want 1% upto 750 for 75k Payment.
No one is intersted in 2.5% upto 400 for 16k Payment 😂
Why to earn only 750 for 75k Payment ?
When you can earn 2000 for 80k Payment
Paitence is the key here.
No one wants to Wait 90 days.
Think like this:-
After 90 days of First 16k txn on a new Millennia DC you will get 400/month continuously if you continuiusly make Payment of 16k /Month after FirstPayment 😂
You just have to Wait for initial 90 days only.
After that 400/month if you make payment of 16k every month
I am using Mobikwik for 2.5% and Continuously getting 400/month.
Whenever Mobikwik change the MCC then I will Shift to HDFC Bill Pay
Last edited:
choudharyji
TF Buzz
Your mean if i pay my non hdfc credit card bill through hdfc bill pay desk or i pay my hdfc and non hdfc credit card bill through mobikwik by using millennia debit card i will get 2.5 % cashback?
As of now I am do it through Paytm wallet as i load wallet and pay credit card bill by Paytm wallet where I got 1% cashback
Paytm load money and Airtel Payment Gurgaon will both give 1%
If you get Airtel money, then 2.5%
Trial and Error.. keep testing with different amounts until you get it. Scenario might be different with a Mastercard.
CHOCOPANDA
TF Premier
Please explain the full process how you are getting 2.5 percent and 400/month. What is 90days period.please bataiye
CHOCOPANDA
TF Premier
Paying cc bill through full kyc Airtel bank through Amazon.....yei kaise kerte hai.
And what is Airtel money
choudharyji
TF Buzz
On which merchant name of MobiKwik i will get 2.5% cashback with millennia debit card and
Can someone tell when i add money to Paytm wallet it shows two merchant name some time Paytm wallet and sometime Paytm payments s which one is considered under wallet reload to acquire 1% cashback via millennia debit card
Don't go by merchant name, all that matters
is MCC and right now MCC for Mobikwik falls under utility, so you will get your cashback. Regarding paytm again just wallet load and you will get your 1% CB don't worry about merchant name.
VISHESH_BANSAL
TF Pioneer
100% sure likhna bhul gaya m
Isley dubaraa se explain karne ko bol raha hai
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