Cibil defaults wipe off?

[cardex]

When is this settlement likely to be erased from cibil? Or such defaults stay forever?

 

[tanujsheoran]

Credit card hard enquiry will be deleted after 3 years from cibil?

 

[ray8285]

Credit card hard enquiry will be deleted after 3 years from cibil?

Yes. Cibil recently started deleting enquiries more than 3 years old/

 

[tanujsheoran]

mere me to dikha raha ni hui delete

Yes. Cibil recently started deleting enquiries more than 3 years old/

 

[ray8285]

mere me to dikha raha ni hui delete

Kitna purana enquiries dikh raha bhai ? month wise delete hota hai .. aaj ke date main august 2020 tak ka enquiries delete ho jana chahiye otherwise raise a dispute with Cibil.

 

[Akashn]

Kitna purana enquiries dikh raha bhai ? month wise delete hota hai .. aaj ke date main august 2020 tak ka enquiries delete ho jana chahiye otherwise raise a dispute with Cibil.

Are you sure? I can still see enquiries from 2019 🥲

 

[tanujsheoran]

Are you sure? I can still see enquiries from 2019 🥲

for me its 2020

 

[ray8285]

Are you sure? I can still see enquiries from 2019 🥲

Absolutely sure, I can see mine getting deleted on a monthly basis. It could be glitch. Raise a dispute with Cibil.

 

[ray8285]

for me its 2020

From which month ?

 

[paresh22]

Yes. Cibil recently started deleting enquiries more than 3 years old/

Enquiries are never deleted. Its just that CIBIL stopped showing them and only showing last 3 years. I know if we get report from SBI homes website it shows all older enquires.

 

[nrj1007]

After? Settlement date? Default date?

After Default date.

 

[cardex]

After Default date.

is it true if parents settles a loan , their children will never get a loan in future as the parent is classified willful defaulter?

 

[deep@vie]

is it true if parents settles a loan , their children will never get a loan in future as the parent is classified willful defaulter?

Do lenders ask for parent's PAN?
no.
then how would they know.

 

[tanujsheoran]

Do lenders ask for parent's PAN?
no.
then how would they know.

Hmmm.....Good question ⁉️

 

[deep@vie]

Hmmm.....Good question ⁉️

Bro, it's not a question.

is it true if parents settles a loan , their children will never get a loan in future as the parent is classified willful defaulter?

It's the answer that it's not true

 

[deep@vie]

is it true if parents settles a loan , their children will never get a loan in future as the parent is classified willful defaulter?

It can happen in future as Khattar brought FamilyID in Haryana,they can bunch PAN of all family members in future.

 

[tanujsheoran]

It can happen in future as Khattar brought FamilyID in Haryana,they can bunch PAN of all family members in future.

Kcc bro😂poore haryana ne liya h

 

[deep@vie]

Kcc bro😂poore haryana ne liya h

Sabke pas to agriculture land bhi nhi hogi🤣

 

[deep@vie]

Kcc bro😂poore haryana ne liya h

Yes,I remember a case,a practicing MBBS doctor isn't able to get a credit card coz of KCC default on his CIBIL.

 

[tanujsheoran]

Wo months aate h KCC ke sab bank me bus kcc kcc chalta h, Haryana me to har koi le raha jisko jarurt bhi ni h, Unke Liye CIBIL score is just a myth

 

[deep@vie]

Wo months aate h KCC ke sab bank me bus kcc kcc chalta h, Haryana me to har koi le raha jisko jarurt bhi ni h, Unke Liye CIBIL score is just a myth

I guess interest rate is that much lucrative, sab sochte hain le hi lete hain.