BoB Snapdeal Rupay Card- Best for cashback on upi txn & excluded online categories by other cards

[skyisthelimit]

Hello everyone,
I think BoB Snapdeal Rupay card is best for cashback on upi txn. All such txn are generating 1% cashback unlimited (directly credited to card post bill generation) without points redemption puzzle.
Apart from this, 2.5% cashback on every online txn (including income tax, NPS, passport application etc), limit of Rs. 500 per billing cycle.

Bottomline- Annual fee of Rs. 249+ GST

Please share yours experience and suggestion for other cards, which offer better cashback (real cash without redemption).

 

[MOhit __]

Hello everyone,
I think BoB Snapdeal Rupay card is best for cashback on upi txn. All such txn are generating 1% cashback unlimited (directly credited to card post bill generation) without points redemption puzzle.
Apart from this, 2.5% cashback on every online txn (including income tax, NPS, passport application etc), limit of Rs. 500 per billing cycle.

Bottomline- Annual fee of Rs. 249+ GST

Please share yours experience and suggestion for other cards, which offer better cashback (real cash without redemption).

Are you sure we will receive 2.5% cashback on every online transacgion?

 

[skyisthelimit]

Are you sure we will receive 2.5% cashback on every online transacgion?

Yes, I received,
But, upto Rs. 500 or 2000 RP per billing cycle

 

[ashwinkashwink is verified member.]

It was a most underrated card with good returns...

 

[AlgoTrader]

Yes, I received,
But, upto Rs. 500 or 2000 RP per billing cycle

as per other threads it is 125 rupees max per month - upto 500 reward points

 

[Walter White]

@VISHESH_BANSAL Aapke kya comments hai ispe? After all, apne hi is card ko famous kiya hai. 😂

 

[srikant]

Btw does this give rewards for microtransactions? I.e., those < INR 100 in value?

 

[CyberPsych]

as per other threads it is 125 rupees max per month - upto 500 reward points

From BoB site:

1) Reward Points of 10 RP per ₹100 is capped at maximum 2000 Reward Points per statement. 2) Reward Points earned will be auto-credited as a cashback to the next month’s statement. Only applicable where Joining Fee is paid.

 

[srikant]

Does BoB convert Easy (or the like) to Snapdeal or Energie if we request? Not additional card - conversion.

 

[VISHESH_BANSAL]

From BoB site:

1) Reward Points of 10 RP per ₹100 is capped at maximum 2000 Reward Points per statement. 2) Reward Points earned will be auto-credited as a cashback to the next month’s statement. Only applicable where Joining Fee is paid.

For UPI txns via BOB Rupay Cards, BOB has issued different Tncs.

Someone Shared that PDF link in the Forum but Now Its lost in Space, I tried to find it out but all efforts in Vain.

If someone has BOB E-Mail, in which they announced officially about UPI on Rupay CC, then drop the link here. That E-Mail Contains Tncs PDF for UPI Txns via BOB Rupay Cards.

For UPI txns it is 1% upto Rs.125 i.e 500 RP.

 

[John Since]

For UPI txns via BOB Rupay Cards, BOB has issued different Tncs.

Someone Shared that PDF link in the Forum but Now Its lost in Space, I tried to find it out but all efforts in Vain.

If someone has BOB E-Mail, in which they announced officially about UPI on Rupay CC, then drop the link here. That E-Mail Contains Tncs PDF for UPI Txns via BOB Rupay Cards.

For UPI txns it is 1% upto Rs.125 i.e 500 RP.

 

[CyberPsych]

View attachment 27933

How much to spend if you want to reach 500RP?

 

[John Since]

How much to spend if you want to reach 500RP?

12500

 

[SarPanch]

Here is what I could research about BOB Snapdeal Rupay
2.5% cashback on every online txn (including income tax, NPS, passport application etc), limit of Rs. 500 per billing cycle.
For UPI txns it is 1% upto Rs.125 i.e 500 RP
Wallet Loading also gets Reward Points
What about the Offline Transactions done at Stores or Malls ?

 

[srikant]

Here is what I could research about BOB Snapdeal Rupay
2.5% cashback on every online txn (including income tax, NPS, passport application etc), limit of Rs. 500 per billing cycle.
For UPI txns it is 1% upto Rs.125 i.e 500 RP
Wallet Loading also gets Reward Points
What about the Offline Transactions done at Stores or Malls ?

Including insurance then?

 

[SarPanch]

Including insurance then?

Yes.

 

[ray8285]

Can any one kindly share what is the "minimum 1st transaction" amount required to receive the 500 Snapdeal GV as activation benefit ! I'm really confused as BOB does NOT mention any minimum transaction amount required to get the GV. Also, do I need to swipe the card or do an online transaction or will UPI transaction also be considered for the GV if I do upi as my first transaction. Please advise.

 

[4uziaul]

Can any one kindly share what is the "minimum 1st transaction" amount required to receive the 500 Snapdeal GV as activation benefit ! I'm really confused as BOB does NOT mention any minimum transaction amount required to get the GV. Also, do I need to swipe the card or do an online transaction or will UPI transaction also be considered for the GV if I do upi as my first transaction. Please advise.

You are not a newbie anymore, please stop asking the same question in multiple threads. 🤭

 

[Harry1]

View attachment 28548

Any idea? Does BOB has PayTM cards?

Coming soon?

 

[ray8285]

You are not a newbie anymore, please stop asking the same question in multiple threads. 🤭

Guilty as charged 😬 ..

But, bro any idea on the min spend required for the 1st transaction ?