Best way to redeem IDFC CC Reward Points

[skchamp]

Whats's the best way to redeem IDFC CC Reward Points? Is transfer to Mariott possible?

If not, what redemption provided maximum value? Any help would be appreciated.

 

[Wealth is my birth right!]

Whats's the best way to redeem IDFC CC Reward Points? Is transfer to Mariott possible?

If not, what redemption provided maximum value? Any help would be appreciated.

Only card account cash credit possible or fee vouchers but value same
Keep accumulating then redeem bulk since charges there for all redemptions
I too got my first idfc bill in new wealth card today

 

[zoro]

Hope other redeeming options show up in future, or maybe a better air miles transfer

 

[RupayMan]

Only card account cash credit possible or fee vouchers but value same
Keep accumulating then redeem bulk since charges there for all redemptions
I too got my first idfc bill in new wealth card today

How did you paid the bill?

 

[Wealth is my birth right!]

How did you paid the bill?

From tata neu upi rupay bhim

 

[zoro]

From tata neu upi rupay bhim

If you don't mind what was your bill amount? Even i got my first bill and due to few large spends my bill is more than 1 lakh and I'm a bit sceptical to pay with tata neu card using payzapp and bhim

 

[D7162]

Only card account cash credit possible or fee vouchers but value same
Keep accumulating then redeem bulk since charges there for all redemptions
I too got my first idfc bill in new wealth card today

Upgraded to wealth??

 

[Wealth is my birth right!]

Upgraded to wealth??

Got initially wealth card only

If you don't mind what was your bill amount? Even i got my first bill and due to few large spends my bill is more than 1 lakh and I'm a bit sceptical to pay with tata neu card using payzapp and bhim

U can pay upto 98k in a day via upi
I did for 1.25l on 2 different days

 

[tec14]

Only card account cash credit possible or fee vouchers but value same
Keep accumulating then redeem bulk since charges there for all redemptions
I too got my first idfc bill in new wealth card today

Can you please elaborate on card account cash credit meaning? Also how to do that

 

[Wealth is my birth right!]

Can you please elaborate on card account cash credit meaning? Also how to do that

I meant of adjusting points to settle outstanding amount under card
Anyways the value is 0.25p per point

 

[Headshark]

I meant of adjusting points to settle outstanding amount under card
Anyways the value is 0.25p per point

Where can I find this option? The rewards page only has gift vouchers

 

[tec14]

I meant of adjusting points to settle outstanding amount under card
Anyways the value is 0.25p per point

That would be awesome considering we get the same rate for gift vouchers.. but how to do that?

 

[Wealth is my birth right!]

That would be awesome considering we get the same rate for gift vouchers.. but how to do that?

From app I am able to reach rewards portal
But if u don’t have sb account with them u can ask their cc over call
@Headshark since the idfc points have no expiration I didn’t redeem anything yet
Those who claimed can guide us

 

[tec14]

From app I am able to reach rewards portal
But if u don’t have sb account with them u can ask their cc over call
@Headshark since the idfc points have no expiration I didn’t redeem anything yet
Those who claimed can guide us

Yeah able to log into the rewards portal but can only see options to redeem via gift cards, nothing else..

 

[maheshspanicker]

For cash credit to card, you can select the option to pay with points on the OTP page of a transaction. Money will initially be deducted, but if you opt for the pay with points option, the amount will then be credited back to the card. Use the option for big amount transactions, as the redemption charges do apply for every transaction...
I usually prefer to redeem for AmazonPay vouchers. The best thing is that you can redeem all your points to the last 1 rupee. No multiples of hundred or anything for IDFC.

 

[tec14]

For cash credit to card, you can select the option to pay with points on the OTP page of a transaction. Money will initially be deducted, but if you opt for the pay with points option, the amount will then be credited back to the card. Use the option for big amount transactions, as the redemption charges do apply for every transaction...
I usually prefer to redeem for AmazonPay vouchers. The best thing is that you can redeem all your points to the last 1 rupee. No multiples of hundred or anything for IDFC.

Got it, was wondering if there is any direct option to get cashback to the statement without purchasing anything but I suppose there isn't..

 

[sxchzy]

n

Got it, was wondering if there is any direct option to get cashback to the statement without purchasing anything but I suppose there isn't..

o there isnt

 

[Wealth is my birth right!]

For cash credit to card, you can select the option to pay with points on the OTP page of a transaction. Money will initially be deducted, but if you opt for the pay with points option, the amount will then be credited back to the card. Use the option for big amount transactions, as the redemption charges do apply for every transaction...
I usually prefer to redeem for AmazonPay vouchers. The best thing is that you can redeem all your points to the last 1 rupee. No multiples of hundred or anything for IDFC.

A great tip
Thank you 👍🤝

 

[Harry1]

n

o there isnt

What if u pay for transaction using points and then transaction gets reversed? Will they reverse reward points and reward credit also? If not, that is pretty close to cash redemption without transaction.

BTW, does idfc give points for transactions crossing the credit limit (after advance payment)?

 

[sxchzy]

What if u pay for transaction using points and then transaction gets reversed? Will they reverse reward points and reward credit also? If not, that is pretty close to cash redemption without transaction.

If transaction gets reversed you receive refund and points get credited back to account.

BTW, does idfc give points for transactions crossing the credit limit (after advance payment)?

Not sure about this
I have only seen indusind mention not giving points for this