Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[kshitij_0]

@kushal @S S V can i directly pay 112.5k rupees or 5k x 22 transactions i need to do?

Ye kaun si scheme hai bhai humko bhi samjhao

 

[kshitij_0]

Bhai koi batao hdfc card me kitna time lagta hai reflect hone me 🥹

5 working day ka wait karo fir kuchh karna

 

[Sriim]

Hope this merchant gives points.

Merchant Name - CHEQ DIGITAL PRIVATE LGurgaon 000IN
Amount - 50,000

Did you get?

 

[Anil_Singh]

Did you get?

Y e s.

 

[Sriim]

I had paid around 23k in multiple transactions on park+ using my Indus Select MC till mar 12 and received all points as on March 15. But since then, I've done transactions worth 54k(50k in cheq, rest in park+) from mar 13-mar 16, but received only 600 points. Over and above this amount, I had 30.5k refunded from park+. Whichever way i calculate, i can't understand how they arrived at 600 points😵

 

[Anil_Singh]

Which date? Have u got refund?

Got refund today.

 

[Sriim]

I had paid around 23k in multiple transactions on park+ using my Indus Select MC till mar 12 and received all points as on March 15. But since then, I've done transactions worth 54k(50k in cheq, rest in park+) from mar 13-mar 16, but received only 600 points. Over and above this amount, I had 30.5k refunded from park+. Whichever way i calculate, i can't understand how they arrived at 600 points😵

Only way i can kind of make sense with it is if I haven't got points for repayment of all my BBPS credit card bills. I've paid SBI and BOB cards using cheq, park+ and airtel thanks via indus Select MC. If I remove all those transactions, points more or less tally.

 

[Sriim]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

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And what's with the edit on the orginal post? How did the bank know about a technofino post?
@kushal @TechnoFino @VISHESH_BANSAL @S S V

 

[Sriim]

Only way i can kind of make sense with it is if I haven't got points for repayment of all my BBPS credit card bills. I've paid SBI and BOB cards using cheq, park+ and airtel thanks via indus Select MC. If I remove all those transactions, points more or less tally.

Is there any concept of soft bans in indusind debit cards? I've not received points for all the transactions I've done. Can't understand. @4uziaul

 

[sabya123]

Is paytm wallet load removed? I do not see an option on my paytm app to add to wallet. In that case what are the options to wallet load using with HDFC Millenia debit card or Rbl Signature plus to get the cashback?

 

[Ganeshraja]

Pay via​	Max CC Bill​	Max Cashback​
HDFC Platinum	75000	750
HDFC Platinum (Friends AC)	75000	750
RBL Signature DC	100000	1416
RBL Signature DC (Friends AC)	100000	1416
RBL Signature DC (Friends AC)	100000	1416
Indus Signature Visa	112500	1050
Indus World Mastercard	112500	1050
Axis Liberty	25000	250
Total​	700000	8098

Sharing above my CC bill payment strategy which i follow, currently i am able to max out 5 Lacs/Month

Good Morning you guys are all debating for 1% cashback for cc payment. I get 2.5% for same cc payment upto 5 lakhs. #iykyk 🤣🤣🤣

 

[mojo_jojo123]

I get 2.5% for same cc payment upto 5 la

how getting 2.5% ?

 

[sxchzy]

Good Morning you guys are all debating for 1% cashback for cc payment. I get 2.5% for same cc payment upto 5 lakhs. #iykyk 🤣🤣🤣

i got 3.33% this month

 

[Juganta]

Good Morning you guys are all debating for 1% cashback for cc payment. I get 2.5% for same cc payment upto 5 lakhs. #iykyk 🤣🤣🤣

Par kaise?

 

[kshitij_0]

Good Morning you guys are all debating for 1% cashback for cc payment. I get 2.5% for same cc payment upto 5 lakhs. #iykyk 🤣🤣🤣

i got 3.33% this month

Humar sunba ta G****ya fat jayi

 

[Copycat]

Tried to pay IDFC CC bill using IDFC DC on SBI Unipay
Amount 1000
Money debited, payment not made to CC
SBI Unipay says transaction failed and transaction amount is Rs 10 (Ten only) (Amount deducted One thousand)
Despite logging in to Unipay, before paying, no transactions are shown for today or any other day. Today was the 2nd time I used it. Yesterday failed because IDFC OTP did not come
Any idea what happens next? Will the money be refunded automatically and correctly i.e. Rs 1000?
Thanks

EDIT: SBI UniPay seems to be one messed up system. I can't believe that even the amount is wrong!

 

[dealminer]

SBI Unipay

Is there something special about it? I wonder.
There are more platforms to pay cc bills

 

[Animal]

I haven’t faced any issue till now. Have been using for past couple of months. Have used HDFC and ICICI debit cards.

Tried to pay IDFC CC bill using IDFC DC on SBI Unipay
Amount 1000
Money debited, payment not made to CC
SBI Unipay says transaction failed and transaction amount is Rs 10 (Ten only) (Amount deducted One thousand)
Despite logging in to Unipay, before paying, no transactions are shown for today or any other day. Today was the 2nd time I used it. Yesterday failed because IDFC OTP did not come
Any idea what happens next? Will the money be refunded automatically and correctly i.e. Rs 1000?
Thanks

EDIT: SBI UniPay seems to be one messed up system. I can't believe that even the amount is wrong!

 

[ARV]

Tried to pay IDFC CC bill using IDFC DC on SBI Unipay
Amount 1000
Money debited, payment not made to CC
SBI Unipay says transaction failed and transaction amount is Rs 10 (Ten only) (Amount deducted One thousand)
Despite logging in to Unipay, before paying, no transactions are shown for today or any other day. Today was the 2nd time I used it. Yesterday failed because IDFC OTP did not come
Any idea what happens next? Will the money be refunded automatically and correctly i.e. Rs 1000?
Thanks

EDIT: SBI UniPay seems to be one messed up system. I can't believe that even the amount is wrong!

Yes, looks like they have missed to move the numbers before the .(dot) for the paisa calculation. If the amount is 1234, it should show as 1234.00 but its showing as 12.34

 

[4uziaul]

Is there any concept of soft bans in indusind debit cards? I've not received points for all the transactions I've done. Can't understand. @4uziaul

I have never heard or experienced something similar. Which card do you hold, and where have you been making these transactions recently?