Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

My amex referral

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americanexpress.com

 

[CardCraftsman.]

i made a payment on cred on january 2nd. just realized i didn't get any reward points for that transaction of 113k 😭

Why people are choosing cred over paytm?

 

[neo.puneet]

Why people are choosing cred over paytm?

i used to get reward points on cred so didn't think about using anything else

 

[Anil_Singh]

Why people are choosing cred over paytm?

Paytm also hit or miss these days. I did txn worth 22.5k on 11th, still no points.

 

[CardCraftsman.]

Paytm also hit or miss these days. I did txn worth 22.5k on 11th, still no points.

I never faced this on paytm transactions.

 

[lucifer1728]

Paytm also hit or miss these days. I did txn worth 22.5k on 11th, still no points.

Same here, no points on transaction of 20K done with visa signature select on paytm on 14th.. seems like multiple mcc on paytm with same merchant name...

 

[CosmicCat]

How much was it? 5% or 1% ?

1%. Note that I'm referring to the cashback of the HDFC EasyShop Platinum debit card.

 

[Anil_Singh]

Same here, no points on transaction of 20K done with visa signature select on paytm on 14th.. seems like multiple mcc on paytm with same merchant name...

I will try mailing them tomorrow.

 

[pprakash11]

Why people are choosing cred over paytm?

Kyunki Paytm me Indian Bank Credit Card nahi hai

 

[g_pa_1]

@James mentioned he got points on park+.
Whats happening here?
Someone try with 100rs. Else I can try on 1st.

I just did.. But I already used 750 limit this month. Lets see.

 

[Superman]

This thread has became 210 pages and growing with multiple hit and miss combinations of cards and apps.

Can't we create a poll where individuals would be selecting which debit card (VISA / MC) and payment app (PayTm / Freecharge / XYZ) they used and whether they received points or not. Timeframe can be limited to last 30/15 days.

I'm new to TF so don't know if this is possible or not. Anyone tried this before?

 

[Piyush Yadav]

Hello everyone 👋
Anyone using Indusind bank Signature variant debit card.. And what about his bookmyshow buy one get one movie ticket offer....
Is anyone using it?

 

[Daunt]

All we need is Mods to change this into wiki so that any one can edit the data on the main page. That should do it.

 

[sm9811911]

I just did.. But I already used 750 limit this month. Lets see.

Then what was the point doing now.. Lol.

 

[ccdc]

i have a joint account in hdfc and both holders have their own debit card with different numbers.....does anyone know if we get 1% cb on paying cc bills via smart pay via both dc?

 

[SonyTom]

Received reward points today, for Credit card bil payment of ₹15k on paytm using indusind select visa signature debit card done on 22nd Jan. Many are saying they didnt get points. I think (as someone mentioned previously) it could be due to minimum balance issue.

 

[sm9811911]

i have a joint account in hdfc and both holders have their own debit card with different numbers.....does anyone know if we get 1% cb on paying cc bills via smart pay via both dc?

if you see both debit cards separately in net banking you will get points each. try with small amount first.

 

[Daunt]

Received reward points today, for Credit card bil payment of ₹15k on paytm using indusind select visa signature debit card done on 22nd Jan. Many are saying they didnt get points. I think (as someone mentioned previously) it could be due to minimum balance issue.

I have 12₹ in account. Still received points for txn done on 21st Jan.

 

[BUDHRAJ]

for me indus visa sign and mc didn't gave any rp on paytm/mobikwik/park+ from last month

paid 30k+30k on park+ with mc, didn't recieve any rp

now not sure where to use them

edit : got rp on park+

update got rp on park+ with mc

idk why but i got rp after 8-10 days

otherwise with mc we get rp quite fast as compare to visa cards, but this time even with mc it took almost 10 days.

park+ 🟢

 

[ccdc]

if you see both debit cards separately in net banking you will get points each. try with small amount first.

thing is both holders have separate customer id...so they have separate net banking and each cust id has 1 card linked to it..i got cb for 1 card but didn't get cb for the 2nd card...today is day 3 after making payment....so anyone having this situation or know anything about this?

 

[sm9811911]

thing is both holders have separate customer id...so they have separate net banking and each cust id has 1 card linked to it..i got cb for 1 card but didn't get cb for the 2nd card...today is day 3 after making payment....so anyone having this situation or know anything about this?

there are high chances that you will each get 750 cashback.
it sometimes takes a bit longer, wait till 5 working days.