Best way to book IRCTC tickets?

[technonifo]

Have to book a lot of IRCTC train tickets in near future.
What is the best way to book it?

have the following cards: - hdfc milennia, sbi cashback, amazon pay, tata neu infinity other useless. AU, IDFC, Indus Ind cards

 

[techt]

@DocFixIt 🚋 .

🚆

 

[Vasuki]

Have to book a lot of IRCTC train tickets in near future.
What is the best way to book it?

have the following cards: - hdfc milennia, sbi cashback, amazon pay, tata neu infinity other useless. AU, IDFC, Indus Ind cards

Kotak card gives convience fees wavier on train ticket.

Sbi irctc & hdfc irctc are best if u booking for yourself..
If booking for other then u have to look if sbi cb or hdfc millennia gives cb on train spends

 

[sumeet]

Best is hdfc smartbuy via debit card with monthly limit of 1000 cashback

 

[Pack_of_Cards]

Here read this, extensive discussion on IRCTC ticket booking:

Best mode of payment for booking train tickets through IRCTC

Hey folks, I have to book a train ticket through IRCTC. Wanted to know your expert opinions about the best mode of payment. Which app and which credit card is the best? Is it Payzapp?

www.technofino.in

 

[Rahul098]

Kotak card gives convience fees wavier on train ticket.

Sbi irctc & hdfc irctc are best if u booking for yourself..
If booking for other then u have to look if sbi cb or hdfc millennia gives cb on train spends

I thought HDFC IRCTC card gives points for all irrespective of the name? Doesn't it? Only Sbi and Bob have that restrictions right?

 

[#aniket]

Kotak card gives convience fees wavier on train ticket.

Surcharge/ convenience fees?
1.8%+ tax or ₹10+ tax?
Please share screenshot of settled txn.

 

[Mars_rover]

Isn’t Hdfc smartbuy the best way?

 

[MrJJ]

Best is hdfc smartbuy via debit card with monthly limit of 1000 cashback

HDFC does not charge Payment gateway charges on Rupay Credit Cards either which are added after transaction settlement.
So if you have HDFC Rupay CC then it's better to use it on smartbuy than debit card.

Surcharge/ convenience fees?
1.8%+ tax or ₹10+ tax?
Please share screenshot of settled txn.

Kotak gives surcharge waiver of 1.8% max ₹500 (annual limit I think but not sure)
If you pay via Paytm gateway then you will be charged 1% + 18% GST = 1.18% and you will get 1.8% waiver credited.

Caution: if you're going to pay via Kotak CC then do not select Razorpay payment gateway, you will not get any waiver.

 

[sourpai]

Book via Amazon Flights + Train and pay with amazon pay with no extra charges. Load amazon pay vouchers via different card offers

 

[sidmanraj]

Confirmtkt via twidpay?

 

[Vasuki]

Surcharge/ convenience fees?
1.8%+ tax or ₹10+ tax?
Please share screenshot of settled txn.

Didn't do railway booking from kotak

But mojo ,zen signature , white has surcharge wavier

 

[#aniket]

Didn't do railway booking from kotak

But mojo ,zen signature , white has surcharge wavier

And League Platinum?😐

 

[bhaveshS]

Have to book a lot of IRCTC train tickets in near future.
What is the best way to book it?

have the following cards: - hdfc milennia, sbi cashback, amazon pay, tata neu infinity other useless. AU, IDFC, Indus Ind cards

Go with hdfc irctc combine with smartbuy it's almost 10% on railway booking

 

[techt]

Go with hdfc irctc combine with smartbuy it's almost 10% on railway booking

For which cards and how?

 

[Akash_Aryan]

In my experience, best option is HDFC Millennia on PayZapp application.

5% cashback through SmartBuy Portal and 1% cashback through Millennia other spends category.
Overall 6% cashback.

You will be charged the same ₹30+18%Gst = ₹35.4 for IRCTC Charges.
No Extra Charges On SmartBuy Portal .

SBI Cashback card doesn't give cashback on IRCTC .

 

[bhaveshS]

For which cards and how?

Hdfc irctc card

 

[Akash_Aryan]

He has given his card list already. Why are you suggesting him a card which he doesn't hold?

 

[bhaveshS]

In my experience, best option is HDFC Millennia on PayZapp application.

5% cashback through SmartBuy Portal and 1% cashback through Millennia other spends category.
Overall 6% cashback.

You will be charged the same ₹30+18%Gst = ₹35.4 for IRCTC Charges.
No Extra Charges On SmartBuy Portal .

SBI Cashback card doesn't give cashback on IRCTC .

For sleeper ₹17 and 1% surcharge

 

[bhaveshS]

He has given his card list already. Why are you suggesting him a card which he doesn't hold?

He can apply its co branded card and get best benefits