Best rewarding debit cards.

[Deleted member 16961]

I know we don’t use debit cards often but just out of curiosity which debit cards are most rewarding in terms of
A. Online spends
B. Offline spends
C. Bill payments (Credit cards, loan repayments etc.) ?

 

[doraemon]

Millennia card if ur are kezual spender
(Tip; load 40k in Amazon wallet and get 400 pm)
SBI dc gives 250 pm on wallet load/spend (0.25%)
Any bank's rupay platinum DC gives 100 off on bills payments on Amazon on Fridays
For rupay platinum offer
Some most suggested accounts
Bob bro account (0 mab with ltf card)
Bob lite account (3k mab with ltf card)
Au digital account (0mab with 177 rs card a year )
Nsdl account (0mab 70.8 charges card a year)
ICICI account (177 rs card a year

 

[techt]

@D₹V @#aniket @DocFixIt

 

[shivek]

For bill payments, HDFC Platinum debit card.
1% cashback upto 750 per month.

 

[doraemon]

@Abhishek012 bro wo rbl wala apka template nahi mil raha to jara laal sihai se likh do plis

 

[Vasuki]

I know we don’t use debit cards often but just out of curiosity which debit cards are most rewarding in terms of
A. Online spends
B. Offline spends
C. Bill payments (Credit cards, loan repayments etc.) ?

Online - Millniea
Offline - no idea
Bill pay - induslnd ( select, exclusive account)
Hdfc - platinum
Idfc - select,wealth
Rbl - Signature+

Recommendations - Induslnd select , rbl ,
Hdfc Millniea

 

[Vasuki]

@Abhishek012 bro wo rbl wala apka template nahi mil raha to jara laal sihai se likh do plis

Laal salam chahiye? Mar lena ko bula du

Marxist leninist

 

[doraemon]

Laal salam chahiye? Mar lena ko bula du

Marxist leninist

Are par Kehna kya chahte ho??

 

[Vasuki]

Are par Kehna kya chahte ho??

 

[doraemon]

Online - Millniea
Offline - no idea
Bill pay - induslnd ( select, exclusive account)
Hdfc - platinum
Idfc - select,wealth
Rbl - Signature+

Recommendations - Induslnd select , rbl ,
Hdfc Millniea

For offline I suggest pepper money prepaid card it gives flat 1% cashback

 

[#aniket]

Millennia card if ur are kezual spender
(Tip; load 40k in Amazon wallet and get 400 pm)
Rbl signature+ dc gives 2% on wallet load
SBI dc gives 250 pm on wallet load/spend (0.25%)

Good suggestion

Any bank's rupay platinum DC gives 100 off on bills payments on Amazon on Fridays

This offer is valid upto 31st March. Let's see if it will get extended.

 

[#aniket]

just out of curiosity

 

[#aniket]

Online - Millniea
Offline - no idea
Bill pay - induslnd ( select, exclusive account)
Hdfc - platinum
Idfc - select,wealth
Rbl - Signature+

Recommendations - Induslnd select , rbl ,
Hdfc Millniea

Aur kuch bacha hai kya!😂

Sab toh doc bata hi diya 💀
@techt

 

[Abhishek012]

@Abhishek012 bro wo rbl wala apka template nahi mil raha to jara laal sihai se likh do plis

RBL Signature+ Debit Card, this is the best debit card ever ever ever ever, You will get 2% cashback on Credit card bill pay or Wallet load and free transfer to bank.​

You will also get 2 Complementary Lounge Access per quarter at Domestic Airports.

Benefit -

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet load and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill payment

Bajaj app - cc bill payment

Phonepe full kyc wallet - free Wallet load and free transfer to bank

CheQ app - cc bill payment (Pay Rs50,001+ or 90,001+ and get debit card option)

Payzapp app - direct use debit card for cc bill payment

Park+ app - daily 15k/30k cc bill payment limit

Cred app - cc bill payment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill payment or merchant transaction via UPI.

Slice wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill payment or merchant transaction via UPI (now monthly only 10k load is free).

 

[techhdate]

RBL Signature+ Debit Card, this is the best debit card ever ever ever ever, You will get 2% cashback on Credit card bill pay or Wallet load and free transfer to bank.

which rbl savings account is required to get this debit card ?

 

[techt]

Aur kuch bacha hai kya!😂

Sab toh doc bata hi diya 💀
@techt

For the sake of 3 words, I tagged the usernames that were on top of my head. Please don't take it seriously.

 

[Abhishek012]

which rbl savings account is required to get this debit card ?

All RBL saving/current/salary account is eligible.

 

[rakhi]

Online - Millniea
Offline - no idea
Bill pay - induslnd ( select, exclusive account)
Hdfc - platinum
Idfc - select,wealth
Rbl - Signature+

Recommendations - Induslnd select , rbl ,
Hdfc Millniea

Bro for indusind select mini balance?debit cardcharges?,pls

 

[rakhi]

I already have indusind account I can upgrade to select debit card?

 

[Sahilhenzy]

I already have indusind account I can upgrade to select debit card?

Until and unless you have select/exclusive account.