Best Payment Options for HDFC CC Using Millennia Debit Card

[EShopper]

I need to make a ₹15k payment towards my HDFC credit card, with the due date tomorrow. I have a Millennia debit card. What are my best options to complete this payment? I came across some threads for making payments via UniPay, Setu, but I'm not sure if these methods are still active.

Since this is my first time trying to pay through these apps and the deadline is tomorrow, I want to ensure I choose the most reliable option.

Additionally, I’d like to know which method would help me earn the best reward points or cashback.

Thank you

 

[Anupama_Jha]

SBI virtual debit card - 0.5%

 

[EShopper]

I need to make a ₹15k payment towards my HDFC credit card, with the due date tomorrow. I have a Millennia debit card. What are my best options to complete this payment? I came across some threads for making payments via UniPay, Setu, but I'm not sure if these methods are still active.

Since this is my first time trying to pay through these apps and the deadline is tomorrow, I want to ensure I choose the most reliable option.

Additionally, I’d like to know which method would help me earn the best reward points or cashback.

Thank

SBI virtual debit card - 0.5%

Thank you. I have just created an SBI Rupay Virtual Debit Card, and I believe I can make credit card payments through apps like Paytm, MobiKwik, etc.

Now, I would like to know how I can load funds into my SBI bank account / VDC using my HDFC Millennia Debit Card.

Is this possible? I think I might need to use a third-party wallet; could you recommend the most cost-effective option with minimal or no fees and hassle free transfer capabilities?

 

[Anupama_Jha]

Thank you. I have just created an SBI Rupay Virtual Debit Card, and I believe I can make credit card payments through apps like Paytm, MobiKwik, etc.

Now, I would like to know how I can load funds into my SBI bank account / VDC using my HDFC Millennia Debit Card.

Is this possible? I think I might need to use a third-party wallet; could you recommend the most cost-effective option with minimal or no fees and hassle free transfer capabilities?

Yeah, use HDFC Millenia DC to load upto 40k per month in payzapp wallet. (₹400 cashback earned)

Why only 40k, bcs 1% uptp 400 cashback capped.

Now transfer that to SBI account and use https://customer.sbiunipay.sbi/CustomerPortal/quickPay portal to pay using SBI virtual dc.

Monthly limit for sbi VDC reward points is 5L

 

[EShopper]

Yeah, use HDFC Millenia DC to load upto 40k per month in payzapp wallet. (₹400 cashback earned)

Why only 40k, bcs 1% uptp 400 cashback capped.

Now transfer that to SBI account and use https://customer.sbiunipay.sbi/CustomerPortal/quickPay portal to pay using SBI virtual dc.

Monthly limit for sbi VDC reward points is 5L

Thank you very much…made the payment as suggested via vdc

Payzapp to bank transfer via Upi worked smoothly, however i am getting payment failure while transferring via Bank transfer…not sure if it’s account related issue

 

[PayKaroAbhi]

Why is it not allowing me to redeem the points?

Bull$hit customer care rep was saying that points are expired hence can't be redeemed.

The card is 3 months old itself.
Customer care rep ko bola ye toh bolti hai " phir aap khud hi redeem karlo" 🙄 HDFC is becoming worse than gov banks

 

[6ix9ine]

View attachment 98257

Why is it not allowing me to redeem the points?

Bull$hit customer care rep was saying that points are expired hence can't be redeemed.

The card is 3 months old itself.
Customer care rep ko bola ye toh bolti hai " phir aap khud hi redeem karlo" 🙄 HDFC is becoming worse than gov banks

Month end issues hai, this is pretty common with HDFC. Keep trying, if it still doesn't work then try in 1st week of June.

 

[PayKaroAbhi]

Month end issues hai, this is pretty common with HDFC. Keep trying, if it still doesn't work then try in 1st week of June.

Okay buddy, I could redeem from my dad's account though today itself