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Best Payment Options for HDFC CC Using Millennia Debit Card

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EShopper

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I need to make a ₹15k payment towards my HDFC credit card, with the due date tomorrow. I have a Millennia debit card. What are my best options to complete this payment? I came across some threads for making payments via UniPay, Setu, but I'm not sure if these methods are still active.

Since this is my first time trying to pay through these apps and the deadline is tomorrow, I want to ensure I choose the most reliable option.

Additionally, I’d like to know which method would help me earn the best reward points or cashback.

Thank you
 
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EShopper said:
I need to make a ₹15k payment towards my HDFC credit card, with the due date tomorrow. I have a Millennia debit card. What are my best options to complete this payment? I came across some threads for making payments via UniPay, Setu, but I'm not sure if these methods are still active.

Since this is my first time trying to pay through these apps and the deadline is tomorrow, I want to ensure I choose the most reliable option.

Additionally, I’d like to know which method would help me earn the best reward points or cashback.

Thank
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Anupama_Jha said:
SBI virtual debit card - 0.5%
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Thank you. I have just created an SBI Rupay Virtual Debit Card, and I believe I can make credit card payments through apps like Paytm, MobiKwik, etc.

Now, I would like to know how I can load funds into my SBI bank account / VDC using my HDFC Millennia Debit Card.

Is this possible? I think I might need to use a third-party wallet; could you recommend the most cost-effective option with minimal or no fees and hassle free transfer capabilities?
 
EShopper said:
Thank you. I have just created an SBI Rupay Virtual Debit Card, and I believe I can make credit card payments through apps like Paytm, MobiKwik, etc.

Now, I would like to know how I can load funds into my SBI bank account / VDC using my HDFC Millennia Debit Card.

Is this possible? I think I might need to use a third-party wallet; could you recommend the most cost-effective option with minimal or no fees and hassle free transfer capabilities?
Click to expand...
Yeah, use HDFC Millenia DC to load upto 40k per month in payzapp wallet. (₹400 cashback earned)

Why only 40k, bcs 1% uptp 400 cashback capped.

Now transfer that to SBI account and use https://customer.sbiunipay.sbi/CustomerPortal/quickPay portal to pay using SBI virtual dc.

Monthly limit for sbi VDC reward points is 5L
 
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