Best Credit cards for International Transactions and Travel - Guide

[Fini7777]

In that case mayura is best credit card for people who travel but not eligible for super premium credit cards like infina , DCB , EPM .. etc.

For international txns Mayura is a good pick, but for normal users and travelers Ashva is good IMO considering it's fee

 

[sunit123]

If I am not wrong ,
Now idfc mayura gives 3.33% return for online and offline spends after 20k
And 1.66% upto 20k right ?

Calculation is NOT Correct....First calculate your expected expenditure and absolute return then deduct the fees of Rs 5999 + GST from absolute return...It will give you net return...

Now calculate the reward %

 

[image]

So, while coming back from Kuala Lumpur, I used Air Asia (bad experience of KLIA-2 as well as Air Asia but that's for another post).

In the flight after my MYRs finished, I paid for water bottle (MYR4 for each 350ml water bottle) by my credit cards (MYR4 by Scapia and MYR8 by RBL world safari). After reaching home, next day, I switched off international transactions for all my debit and credit cards.

But, by that time, Air Asia had not charged my cards unlike most other airlines I have used, they have internet connectivity so that they can charge credit cards for their in-flight sales. I came to know about this next day when they tried to charge my cards in mid night and it was declined.

So, it has been 3 weeks and they have been trying to charge my cards every alternate day (mid night) and payment is being declined for obvious reason.

Should I turn on my int'l transactions with limit of few hundred rupees and let it clear or let them keep on trying? 🙂

 

[abhiver]

So, while coming back from Kuala Lumpur, I used Air Asia (bad experience of KLIA-2 as well as Air Asia but that's for another post).

In the flight after my MYRs finished, I paid for water bottle (MYR4 for each 350ml water bottle) by my credit cards (MYR4 by Scapia and MYR8 by RBL world safari). After reaching home, next day, I switched off international transactions for all my debit and credit cards.

But, by that time, Air Asia had not charged my cards unlike most other airlines I have used, they have internet connectivity so that they can charge credit cards for their in-flight sales. I came to know about this next day when they tried to charge my cards in mid night and it was declined.

So, it has been 3 weeks and they have been trying to charge my cards every alternate day (mid night) and payment is being declined for obvious reason.

Should I turn on my int'l transactions with limit of few hundred rupees and let it clear or let them keep on trying? 🙂

If you get a call from someone and you can authenticate the caller then only enable the international charge, else keep it locked. You never know it could be scammer trying to tokenise your card.