Best Credit cards for International Transactions and Travel - Guide

[Fini7777]

In that case mayura is best credit card for people who travel but not eligible for super premium credit cards like infina , DCB , EPM .. etc.

For international txns Mayura is a good pick, but for normal users and travelers Ashva is good IMO considering it's fee

 

[sunit123]

If I am not wrong ,
Now idfc mayura gives 3.33% return for online and offline spends after 20k
And 1.66% upto 20k right ?

Calculation is NOT Correct....First calculate your expected expenditure and absolute return then deduct the fees of Rs 5999 + GST from absolute return...It will give you net return...

Now calculate the reward %

 

[image]

So, while coming back from Kuala Lumpur, I used Air Asia (bad experience of KLIA-2 as well as Air Asia but that's for another post).

In the flight after my MYRs finished, I paid for water bottle (MYR4 for each 350ml water bottle) by my credit cards (MYR4 by Scapia and MYR8 by RBL world safari). After reaching home, next day, I switched off international transactions for all my debit and credit cards.

But, by that time, Air Asia had not charged my cards unlike most other airlines I have used, they have internet connectivity so that they can charge credit cards for their in-flight sales. I came to know about this next day when they tried to charge my cards in mid night and it was declined.

So, it has been 3 weeks and they have been trying to charge my cards every alternate day (mid night) and payment is being declined for obvious reason.

Should I turn on my int'l transactions with limit of few hundred rupees and let it clear or let them keep on trying? 🙂