Thanks.ICICI, HDFC, SBI charges processing fee for sure.
Others may be good, but mostly none provide any reward points on EMI spend.
Compare interest rate and decide accordingly whose EMI comes cheapest. Even see which bank can provide No Cost Emi.
Standard Chartered Bank does provide RPs even on EMI spends, but unfortunately you don't have.
Hope this resolves your query
Yes, Interest rates only. Will I get No cost EMIs on any credit cards? Also, they add processing fees.As far as I think, EMI depends on interest rates and on-going offers.
May I know What you're expecting? or why you got confused to use which card?
even for no cost EMI there is GST applicable. Unless and untill you get a discount along with nno cost EMI, you are in lossPrefer No cost EMI.
zero processing fee.
final product amount should be the same even after No cost EMI.
check up to which month NO cost EMI is applicable - few banks give no cost emi up to 3-6 months only after that they charge interest.