Best Cashback credit card for Offline Electronics Purchase?

[Bravo Echo]

Hi everyone,

I have some electronics purchases coming up in the next few months, and I’m specifically looking for cashback credit cards that work well for offline store purchases (not online).

I was considering the HDFC Pixel Play Credit Card since it gives 5% cashback at Croma and Reliance Digital, but then I realized the benefit is capped at just ₹500 per month, which doesn’t help much.

As of now, the best option in my wallet seems to be the HSBC Live+ Card, which gives unlimited 1.5% cashback on all spends.


A few points about my situation:

Purchases will be from offline stores only (likely LG, Samsung, Vijay Sales, Croma, or Reliance Digital).

I’m not into air miles/points, so only interested in flat cashback options.

Open to alternatives like buying gift vouchers at a higher discount online (if they can be redeemed offline at these stores).


Would appreciate your suggestions on:

1. Any better cashback cards for offline electronics that I might have overlooked.


2. Where to buy GV at higher discount with credit card if that would give better value.


Thanks in advance!

 

[Bravo Echo]

Pine labs have online pay facility. Use that and get 5% cash back on SBI CB

You mean bharat QR?

Pine labs have both online link payment as well as bharatqr

Yes I will be specifically looking for pine labs, hdfc and paytm pos machine for bharat qr/ payment link purpose in order to get 5% cashback

 

[Bravo Echo]

Better to go with online link payment imo as I've seen many bharatqr payments failing lately

With payment link have u always got 5% cashback or is it hit or miss?

 

[safetorpedo2]

With payment link have u always got 5% cashback or is it hit or miss?

I've never made a purchase myself but I've read about ppl getting cb on making purchase at reliance digital stores via online link (reddit)

Bharatqr will definitely fetch u cashback but there is a possibility of payment failure, so you need to choose 🙂

Try asking the shop if u can do a test transaction via online link to check CB and then buy the actual product after 2 days