4.2 LPA peye won't make much difference but agar 4.2 Lakhs Per Month hai toh, you can go for HDFC, you'll get Imperia Status instantly and you can try for Infinia CC or Biz Black CC, even DCB or you might also go for Axis Burgundy to get your hands on Magnus For Burgundy (M4B). if I were to be you assuming 4.2 Lakhs per month I'd have gone HDFC.