Bank of baroda lifetime free offer closed?

[Patil007]

Hi, Today I applied BOB credit card as I heard it was LTF till 31st March. Easy, Select and premier.

But during application, Rs. 1000 fee had cross line, and once application came for eSign, it is showing Rs. 1000.

I don't think it's LTF.

CIBIL enquiry has done . I will not proceed now for eSign and VKYC.

Total waste.

 

[jack333]

Great bro. How much net salary did you fill while applying? Did you apply card to card? Did you give income proof or only other card statement?

 

[jainsuk]

I applied for Eterna and charges were mentioned. Got the card 1st week of April 2023 and asked about fees to CC. They confirmed it to be LTF. Received email confirmation too.

Congratulations!

 

[pprakash11]

Paid SELECT (Dec. 2020) to LTF PREMIER (Mar. 2023)
Upgrade was done with LE.
They replied in 2 weeks, that card is LTF.

 

[VijayflyRaven]

Great bro. How much net salary did you fill while applying? Did you apply card to card? Did you give income proof or only other card statement?

I applied using 3 months bank statement. They also asked me to email those bank statements. Salary above 30L gets LTF. I did not give any card details.

 

[vivzz]

Paid SELECT (Dec. 2020) to LTF PREMIER (Mar. 2023)
Upgrade was done with LE.
They replied in 2 weeks, that card is LTF.

how did u upgrade from paid to LTF card ..any pointers please

 

[pprakash11]

how did u upgrade from paid to LTF card ..any pointers please

Since BOB is undergoing LTF offer, so I think they upgraded to LTF.

They upgraded based on salary slips, CIBIL inquiry, and TRV of Savings A/c.

Minimum 1 year of card existence, and minimum 1 L limit required for PREMIER.

 

[good_old_times]

Rejected again 😒.

I got this mail too and then wrote a mail to acquisition team stating my interest and ITR amount details. After that they asked submit documents again on mail. Not sure if its under process or not. Havent got any reply from them after that.

Btw what is he number to talk to a BoB financial customer care. I am doing all communications via mail only.

 

[good_old_times]

Rejected again 😒.

I got this mail too and then wrote a mail to acquisition team stating my interest and ITR amount details. After that they asked submit documents again on mail. Not sure if its under process or not. Havent got any reply from them after that.

Btw what is he number to talk to a BoB financial customer care. I am doing all communications via mail only

 

[dungeonMaster]

I got this mail too and then wrote a mail to acquisition team stating my interest and ITR amount details. After that they asked submit documents again on mail. Not sure if its under process or not. Havent got any reply from them after that.

Btw what is he number to talk to a BoB financial customer care. I am doing all communications via mail only.

I got premier with 50k limit. How are you so sure about this 1L limit.
Can I get my limit enhanced to 1L then? 🤔

 

[pprakash11]

I got premier with 50k limit. How are you so sure about this 1L limit.
Can I get my limit enhanced to 1L then? 🤔

Customer Support of BOB has communicated on email that minimum 1L limit required for PREMIER upgrade.

Yes, you can enhance your limit but not sure about BOB how much they give increment. They are very stingy in LE.

 

[dungeonMaster]

Customer Support of BOB has communicated on email that minimum 1L limit required for PREMIER upgrade.

Yes, you can enhance your limit but not sure about BOB how much they give increment. They are very stingy in LE.

True that, using it for almost 2years never got LE for it. During this period kotak has increased limit from 25k to 4L.

 

[Patil007]

I got this mail too and then wrote a mail to acquisition team stating my interest and ITR amount details. After that they asked submit documents again on mail. Not sure if its under process or not. Havent got any reply from them after that.

Btw what is he number to talk to a BoB financial customer care. I am doing all communications via mail only

I had email them twice

 

[pprakash11]

True that, using it for almost 2years never got LE for it. During this period kotak has increased limit from 25k to 4L.

You can try using salary slips/ ITR and mention your expected limit.

 

[good_old_times]

I had email them twice

Do you know the customer care number of BoB financial?

 

[dungeonMaster]

You can try using salary slips/ ITR and mention your expected limit.

The problem is they're the worst, they don't even reply back.

 

[pprakash11]

The problem is they're the worst, they don't even reply back.

They do reply, but in "weeks".
Just be patient.

 

[Patil007]

Do you know the customer care number of BoB financial?

No

 

[akki7163]

IS THIS LTF OR CHARGEABLE?????

 

[ajay1234]

IS THIS LTF OR CHARGEABLE?????

I too applied after seeing this offer and received the card as well today. In welcome kit they mentioned it as life time free on spend basis. Also called customer care and checked, he also told it is on spend basis. Not sure if it is LTF or conditional LTF. Have written mail , will wait for their reply.

Can anyone confirm if it is LTF or not?

 

[paresh22]

I too applied after seeing this offer and received the card as well today. In welcome kit they mentioned it as life time free on spend basis. Also called customer care and checked, he also told it is on spend basis. Not sure if it is LTF or conditional LTF. Have written mail , will wait for their reply.

Can anyone confirm if it is LTF or not?

It will be considered as conditional LTF. if annual fee waiver condition not satisfied then you will be charged annual fee for that card.
Looks like BoB also give cards like HDFC used to give conditional LTF cards.