Bm manne se Raha kyu ki isme divisional manager bhi involved haiI Filled more than 30 Complaints against banks...
Aur Sirf Ek Term hai...
" Internal Policies " is term k base pe..
RBI apki. Sari Complaint ki dhajiya uda dega..
Aap ke pas chahe sare Documents ho..
Kutch nahi kar sakte... 😂😂
So.. Just Approach Other Bank or BM ko manao.. 😂😂
I understand.. thankyouSimple banking rules.
If a bank decides to approve, no rule can stop it from doing so.
Like wise, if a bank decides to decline, none can force it to do otherwise.
Bacuse in banking, discretion is very important n decision making is mostly based on that. And, none can question that power of discretion.
Being a Senior Banker myself, I do not complain. Instead, I try to comply. Or, ignore n move on.
First time in my life - in over 30+ yrs of my experience with CCs of over 20 banks - AUB and HDFC have refused CCs to me in 2023. It's futile to complain. Accept n look/seek solution elsewhere. After all, there are more than 2-3 dozen banks now.
I have seen manager giving loan to poor labour