Axis Magnus Axis Magnus vs Citi Prestige

[vinrey287]

Hi, I'm currently having Axis Magnus paid and Citi Rewards LTF. Is it better to upgrade to Citi Prestige as my current Limit is 4L and will get 10k miles on every renewal effectively bringing down the annual charge to same as Magnus?
My Magnus is due in Jan and I doubt if it will be worth keeping after next years renewal.

@TechnoFino @bvc19296 @Wealth is my birth right! @sacgup @anirban.choudhury @xywowowvw

 

[drmsiva]

Compared to plain Magnus and Citi, Infinia seems to be better in this regard as one also gets 1% cash back till 1 lakh in addition to 2% (2.36% with GST) charge for conversion.

 

[drsel]

Infinia 3.33 + 1 = 4.33 - 2.36 equals 1.97%

 

[sxchzy]

Citi Prestige does not even give points on educational spends - one of the reasons for me to close the card last year. It may have other exclusions too - please check the details.

Axis also has stopped giving this

 

[vinrey287]

Singapore airlines and others are 60--80 paisa per mile.
Unfortunately Accor is not included .
If Accor was included I would have considered one rupee for each mile.
Why can't Citibank include transfer to Accor hotels?

For foreign transactions --
Plain Magnus it is 2.40%-- 2.36%(Forex)= 0.04%
Magnus Burgundy 4.80--2.36=2.44%
Prestige: 8 miles@80 paisa, 6.40-- 4.13% = 2.27%

But for Burgundy we also have to maintain 10L in savings right.. Losing out on the FD interest

 

[vinrey287]

Infinia 3.33 + 1 = 4.33 - 2.36 equals 1.97%

Well I wouldn't have considered Magnus post Sep and Prestige if I had Infinia

 

[bvc19296]

Well I wouldn't have considered Magnus post Sep and Prestige if I had Infinia

My suggestion is to get Citi Prestige card before it converts to Axis in March 2024 and enjoy the benefits of the one of the most under valued card. Yes fees is on higher side (joining fees is covered) and tough to get due to strict issue norms.

But the metal form factor is not good as other cards like Magnus, Infinia, Reserve, One card also. Hope Axis offers some extra benefits for Citi customers for at-least an year.

 

[bvc19296]

What additional value does MC World Elite have? Can't we request for MC after we receive Visa card.. Also I am holding Magnus on Visa platform.

Mastercard World Elite Benefits & Credit Cards In India

Mastercard World Elite Benefits (Mentioning Few Benefits That May Be Useful For Indian Users) — 1. Taj Epicure Re-imagined Membership 2. Club ITC Culinaire Membership - Membership Benefits Fine Dining (As A Non-Resident Guest) Privileged earnings Earn Green Points at 25% on all eligible...

www.technofino.in

We have a separate thread on TF Community on the same.

 

[vinrey287]

I have decided to upgrade rewards to Prestige.. Currently don't have any add-ons. Is it better to get add-ons and then upgrade.. Considering Axis doesn't issue add-ons easily for Magnus

 

[d3rvish]

My suggestion is to get Citi Prestige card before it converts to Axis in March 2024 and enjoy the benefits of the one of the most under valued card.

Has Axis said that the transition will happen in March 2024?

 

[bvc19296]

Has Axis said that the transition will happen in March 2024?

No official announcement, Axis has a habit of doing things without communication. But many times users on Forum discussed about March 2024 timeframe and even while upgrading Citi Executive actually told that it will be done by Q2 2024 for me.

Nothing is concrete as of now, we will just wait for the official communication.

 

[vkumarrr]

Has anyone converted their Citi Prestige Visa Infinite card to Mastercard World Elite recently. Customer care is denying the request for me. Just want to know other's experience

 

[bvc19296]

Has anyone converted their Citi Prestige Visa Infinite card to Mastercard World Elite recently. Customer care is denying the request for me. Just want to know other's experience

They're not issuing on MC world Elite. Only on Visa Infinite is being issued.

 

[bvc19296]

They're not issuing on MC world Elite. Only on Visa Infinite is being issued.

Citi is swapping Visa Infinite to MC World Elite, existing users can try swapping the network.

 

[vinrey287]

I got my upgraded card as Visa. When can I request for swapping to MC?

@bvc19296

 

[bvc19296]

I got my upgraded card as Visa. When can I request for swapping to MC?

@bvc19296

You can request to swap it now.

 

[bvc19296]

MC logo has gone to backside of the card.

 

[vinrey287]

I got mine upgraded. Had received Visa variant but managed to switch to World Elite after couple of follow ups.

Thanks @bvc19296 and others

 

[vijay15]

Citi is swapping Visa Infinite to MC World Elite, existing users can try swapping the network.

Swapped my card to MC World Elite which Citi denied for long time. Thanks for the post.