Axis Ace Offer on Gpay declined

[Riya]

Today I received an offer for Axis Ace Credit Card on Gpay but when I tried to apply, I received a message that since I am an existing customer of Axis Bank, I can only apply through bank website...
And then the offer became unavailable for me...

 

[knockoffaxis101]

I just found out everytime i got declined for credit card, The Reason was Enquiry made in EXPERIAN BUREAU.

For clarification i checked all enquiries made in EXPERIAN.
As i said Before my AXIS CARD got declined 8 times. Their are 8 of them in EXPERIAN excluding current one that got me approved, reported only in Cibil.

Besides that... few days ago tried for FEDERAL BANK CC , NO enquiry in cibil but in reported in EXPERIAN, got declined. Same with ONE CARD .

 

[RAMESH BABU N]

I just found out everytime i got declined for credit card, The Reason was Enquiry made in EXPERIAN BUREAU.

For clarification i checked all enquiries made in EXPERIAN.
As i said Before my AXIS CARD got declined 8 times. Their are 8 of them in EXPERIAN excluding current one that got me approved, reported only in Cibil.

Besides that... few days ago tried for FEDERAL BANK CC , NO enquiry in cibil but in reported in EXPERIAN, got declined. Same with ONE CARD .

As an applicant, one can't choose from where the card issuer is getting the credit rating. Some issuers indicate forehand. But, many don't. Shooting in darkness....

 

[knockoffaxis101]

As an applicant, one can't choose from where the card issuer is getting the credit rating. Some issuers indicate forehand. But, many don't. Shooting in darkness....

I'm not stating any fact or something. It's just my own personal experience. In Only my case when Bank enquiry in EXPERIAN, my Card got declined.

I hate that B**** Bureau now. 😡

 

[yusuf646]

All my friends, including my brother and me, got the Axis ACE Card without the Gpay offer. It was showing in the Axis app under the Credit Card apply section.

 

[souvikr]

Can I add my Ace credit card in other Gpay account and still get 5% cashback on recharge?

 

[yusuf646]

Can I add my Ace credit card in other Gpay account and still get 5% cashback on recharge?

Yes, you can. However, when I tried adding my brother's Axis ACE card to my Google Pay account, my Google Pay account got banned suddenly without any explanation. I had to follow a few verification processes with Google to unban it, and I never attempted the same again.

 

[souvikr]

Yes, you can. However, when I tried adding my brother's Axis ACE card to my Google Pay account, my Google Pay account got banned suddenly without any explanation. I had to follow a few verification processes with Google to unban it, and I never attempted the same again.

Thanks for the heads-up. I will never try it then.

 

[duft]

Can I add my Ace credit card in other Gpay account and still get 5% cashback on recharge?

Why do you even need to do such a thing in the first place. It's your card right so better keep in your gpay account and if needed to recharge for someone else you can very well do it. Also cashback will come in card account right so there is literally no benifit in adding in someone else's gpay account

 

[souvikr]

Why do you even need to do such a thing in the first place. It's your card right so better keep in your gpay account and if needed to recharge for someone else you can very well do it. Also cashback will come in card account right so there is literally no benifit in adding in someone else's gpay account

I really don't need to do this. I was just trying to understand how the cashback works.

 

[its_karan]

I just found out everytime i got declined for credit card, The Reason was Enquiry made in EXPERIAN BUREAU.

For clarification i checked all enquiries made in EXPERIAN.
As i said Before my AXIS CARD got declined 8 times. Their are 8 of them in EXPERIAN excluding current one that got me approved, reported only in Cibil.

Besides that... few days ago tried for FEDERAL BANK CC , NO enquiry in cibil but in reported in EXPERIAN, got declined. Same with ONE CARD

New Fear Unlocked

 

[praful47]

As I have got two axis cards (limit shared ).
It will be reported as two axis account or single ?

 

[yusuf646]

As I have got two axis cards (limit shared ).
It will be reported as two axis account or single ?

It'll be reported as 2 seperate credit cards with seperate limits in CIBIL.

 

[duft]

Hey @praful47 and @knockoffaxis101 got the ace card as well. Added it to gpay and made my first transaction as well. Still didn't received voucher yet. How long did it took in your case?

 

[praful47]

Hey @praful47 and @knockoffaxis101 got the ace card as well. Added it to gpay and made my first transaction as well. Still didn't received voucher yet. How long did it took in your case?

In my case I received cashback in 2 working days after approval.

 

[duft]

Hey @praful47 @knockoffaxis101 I still didn't received that voucher and upon checking with axis Bank they mentioned that I need to do at least 3 500+ transaction to get that 500 voucher. Is this actually the case?

 

[praful47]

Hey @praful47 @knockoffaxis101 I still didn't received that voucher and upon checking with axis Bank they mentioned that I need to do at least 3 500+ transaction to get that 500 voucher. Is this actually the case?

Not at all. ... Did you contact Google pay support ? Axis has nothing to do with the cashback

 

[duft]

Not at all. ... Did you contact Google pay support ? Axis has nothing to do with the cashback

I called them they are saying axis Bank need to update it

 

[praful47]

I called them they are saying axis Bank need to update it

Mail to email.services@axisbank.com you will get response within 2 days .
If the problem persists, then tweet tagging Google pay and axis bank

 

[duft]

After chasing axis Bank twitter team they finally raised service request for my axis card not interfacing to gpay and finally today it was updated and I got the voucher. My next goal is to get joining fee waived off. But seriously axis is acting like PSU banks where customer has to chase them to get even simplest thing done.

 

[praful47]

After chasing axis Bank twitter team they finally raised service request for my axis card not interfacing to gpay and finally today it was updated and I got the voucher. My next goal is to get joining fee waived off. But seriously axis is acting like PSU banks where customer has to chase them to get even simplest thing done.

If you want Neo rupay LTF you can get now .