Apply ICICI Coral Rupay LTF or wait for Sapphiro

[shashankjain]

I am already holding ICICI Sapphiro Mastercard + Amex on LTF basis. I am an ICICI WM customer
I now have LTF offer for Coral Rupay but not Rubyx Rupay.



Should I apply for Coral Rupay of wait for Rubyx Rupay LTF offer / Sapphiro Rupay to be released ?

 

[sxchzy]

There is no sapphiro rupay as of now
Take this offer if you want rupay card

 

[shashankjain]

There is no sapphiro rupay as of now
Take this offer if you want rupay card

Thanks but my concern is; would this make me ineligible for Rubyx LTF or Sapphiro when released later ?

 

[AlgoTrader]

A bird in the hand is worth two in the bush

 

[sxchzy]

A bird in the hand is worth two in the bush

A bird in hand is better than two in the bush

 

[sxchzy]

Thanks but my concern is; would this make me ineligible for Rubyx LTF or Sapphiro when released later ?

Not neces sarily

 

[shrewdoc]

I am already holding ICICI Sapphiro Mastercard + Amex on LTF basis. I am an ICICI WM customer
I now have LTF offer for Coral Rupay but not Rubyx Rupay.



Should I apply for Coral Rupay of wait for Rubyx Rupay LTF offer / Sapphiro Rupay to be released ?

I don't think Sapphiro Rupay is getting released. Just a hunch.

 

[saurabhduasd]

I am already holding ICICI Sapphiro Mastercard + Amex on LTF basis. I am an ICICI WM customer
I now have LTF offer for Coral Rupay but not Rubyx Rupay.



Should I apply for Coral Rupay of wait for Rubyx Rupay LTF offer / Sapphiro Rupay to be released ?

Where in the icicibank.com site does these card offers can be seen ?

 

[NOOBY]

I don't think Sapphiro Rupay is getting released. Just a hunch.

same feeling, but they had said that all 3 gemstones would be released on Rupay platform... and we now have Rubyx on Rupay as well..

so, having some hopes for Sapphiro Rupay as well. It won't be on Rupay Select afaik icici

 

[cardio_guy]

I have a similar question. I am using Amazon ICICI for the last 1+ year (card limit is 10L). Recently I opened salary account with ICICI and they told me I can get Rubyx LTF. But I wanted Sapphiro LTF. They said they cannot give Sapphiro LTF now. It needs salary 2L+.
Should I take Rubyx LTF now, or wait for Sapphiro LTF offer? How many variants are there for Rubyx - Visa, Master and Rupay? Will I get all three? (Will all 3 will be active at the same time, or can I keep only one variant at a time?) Please help.

 

[Ninad97]

I have a similar question. I am using Amazon ICICI for the last 1+ year (card limit is 10L). Recently I opened salary account with ICICI and they told me I can get Rubyx LTF. But I wanted Sapphiro LTF. They said they cannot give Sapphiro LTF now. It needs salary 2L+.
Should I take Rubyx LTF now, or wait for Sapphiro LTF offer? How many variants are there for Rubyx - Visa, Master and Rupay? Will I get all three? (Will all 3 will be active at the same time, or can I keep only one variant at a time?) Please help.

Take the rubyx LTF. I had rejected and was waiting for a better card for me but they didnt instead they spammed me with loan offers
I had to complain their higher management,, and wait for about 1 month of their process to get rubyx LTF finally

 

[KLB@96]

I have a similar question. I am using Amazon ICICI for the last 1+ year (card limit is 10L). Recently I opened salary account with ICICI and they told me I can get Rubyx LTF. But I wanted Sapphiro LTF. They said they cannot give Sapphiro LTF now. It needs salary 2L+.
Should I take Rubyx LTF now, or wait for Sapphiro LTF offer? How many variants are there for Rubyx - Visa, Master and Rupay? Will I get all three? (Will all 3 will be active at the same time, or can I keep only one variant at a time?) Please help.

for opening savings account they are offering LTF rubyx ? is that the only criteria ?

 

[cardio_guy]

for opening savings account they are offering LTF rubyx ? is that the only criteria ?

No. Depends on the salary credit. If it is above 1L I think they give rubyx. 2L+ means sapphiro.

 

[KLB@96]

No. Depends on the salary credit. If it is above 1L I think they give rubyx. 2L+ means sapphiro.

oh okay I hold salary account monthly 60k credit and I have platinum

 

[cardio_guy]

oh okay I hold salary account monthly 60k credit and I have platinum

Send a mail for coral LTF. You will get it.

 

[KLB@96]

Send a mail for coral LTF. You will get it.

can I keep platinum and request a LTF separate coral ? so i can use it in sale offers

 

[Ninad97]

can I keep platinum and request a LTF separate coral ? so i can use it in sale offers

Yes you can do that

 

[no_name]

I have ICICI Platinum and APAY as LTF and Rubyx as FYF.
I am eligible for Rubyx LTF (via alumni offer). If I close my Rubyx card today, any suggestion when should i apply for LTF Rubyx?

 

[helloworld]

I have ICICI Platinum and APAY as LTF and Rubyx as FYF.
I am eligible for Rubyx LTF (via alumni offer). If I close my Rubyx card today, any suggestion when should i apply for LTF Rubyx?

Apply along with current cards, if they asked for closure proceed with them (mostly not happen) else get the LTF card and close paid cards later. ICICI allows 3 to 4 gemstone cards at a time.

 

[shashankjain]

Where in the icicibank.com site does these card offers can be seen ?

You should see it on the main page itself (beside existing cards), if there is an offer for you