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Is there any agent here who can get me an LTF rupay card?

nangkong

TF Select
I'm not working and my cibil is 772 and I have over 3 years of credit card history with 0 delayed payments. I quit my job and now I'm preparing for competitive exams. I have 3 paid non-rupay cards - 2 from axis and one from sbi. Please help me out.
 
I have non-rupay cards, sir. MyZone and Flipkart cards. Need a rupay card. (❁´◡`❁)
Call customer care.. tell them u want iocl rupay card ..
They will give you a consent link , confirm it over phone via otp .
You will receive card within 1 Mintues in app .
And it will be delivered .

For ltf part - it has 50k reversal criteria ..
I m assuming you will spend more than 50k with rupay card in a year .

From 2nd year u can ask for Ltf if u spend good on card ..
Or
From 3rd year they will do it happily ..
Its as good as ltf ..

You can mark this as solution 😎😁
 
Call customer care.. tell them u want iocl rupay card ..
They will give you a consent link , confirm it over phone via otp .
You will receive card within 1 Mintues in app .
And it will be delivered .

For ltf part - it has 50k reversal criteria ..
I m assuming you will spend more than 50k with rupay card in a year .

From 2nd year u can ask for Ltf if u spend good on card ..
Or
From 3rd year they will do it happily ..
Its as good as ltf ..

You can mark this as solution 😎😁
thank you so much sir for your suggestion but I don't want another axis card because my limit is already very low on the two cards I have with the bank. they have a shared limit and so if I get one more card, there won't be much left to spend on the other two cards. I need the other two cards as well. but thanks you so much again kind sir... I have read many of your posts on this forum and they are very insightful. 😁
 
thank you so much sir for your suggestion but I don't want another axis card because my limit is already very low on the two cards I have with the bank. they have a shared limit and so if I get one more card, there won't be much left to spend on the other two cards. I need the other two cards as well. but thanks you so much again kind sir... I have read many of your posts on this forum and they are very insightful. 😁
You asked for rupay .. there you have option .

Relastic you can get card from sbi ( if more than 6 month on old card) , then hdfc ( via account route) , kotak ( myntra or legend/ iocl) .
No idea about icici.
If you can hold 1 lakh for 4-5 month . Ur gates to higher limit open via icici fd card then getting apay & it goes there after .
 
I'm not working and my cibil is 772 and I have over 3 years of credit card history with 0 delayed payments. I quit my job and now I'm preparing for competitive exams. I have 3 paid non-rupay cards - 2 from axis and one from sbi. Please help me out.
most banks are. giving free upi rupay cards online... have you not recvd any offers??
 
You asked for rupay .. there you have option .

Relastic you can get card from sbi ( if more than 6 month on old card) , then hdfc ( via account route) , kotak ( myntra or legend/ iocl) .
No idea about icici.
If you can hold 1 lakh for 4-5 month . Ur gates to higher limit open via icici fd card then getting apay & it goes there after .
none of my recent applications were approved recently by any of the banks you mentioned because I'm no longer salaried. My cibil score, healthy credit utilisation ratio, decently long credit card history, and 0 delayed payments record have all proven useless. The only option I'm seriously considering now is the account route provided by hdfc but I reckon it will take a good number of months or even a year before I can get a pre-approved one.
 
thank you so much sir for your suggestion but I don't want another axis card because my limit is already very low on the two cards I have with the bank. they have a shared limit and so if I get one more card, there won't be much left to spend on the other two cards. I need the other two cards as well. but thanks you so much again kind sir... I have read many of your posts on this forum and they are very insightful. 😁
Apply kotak league rupay credit card ltf approval chances is high
Apply for SimplySave RuPay Credit Card from SBICard Sprint portal, you can get instant approval
 
Apply kotak league rupay credit card ltf approval chances is high
Apply for SimplySave RuPay Credit Card from SBICard Sprint portal, you can get instant approval
Apply kotak league rupay credit card ltf approval chances is high
Apply for SimplySave RuPay Credit Card from SBICard Sprint portal, you can get instant approval
kotak rejected me... is sbi simplysave ltf? cos I got 3 paid cards already (❁´◡`❁)
 
Chargeble
Sbi never offer ltf cc by default
ok sir... I dont want another paid card at the moment. I don't understand why i get rejected for ltf rupay cards because I live in Delhi, I have 0 delayed payments, my cibil score is not that bad at 772, and I have around 3 years of credit history. Looks like I have to wait till I can reapply afresh.
 
Call customer care.. tell them u want iocl rupay card ..
They will give you a consent link , confirm it over phone via otp .
You will receive card within 1 Mintues in app .
And it will be delivered .

For ltf part - it has 50k reversal criteria ..
I m assuming you will spend more than 50k with rupay card in a year .

From 2nd year u can ask for Ltf if u spend good on card ..
Or
From 3rd year they will do it happily ..
Its as good as ltf ..

You can mark this as solution 😎😁
Does axis convert paid card into ltf on the basis of spends easily?
 
kotak rejected me... is sbi simplysave ltf? cos I got 3 paid cards already (❁´◡`❁)
Here are thing u can do.
If u below 25 !
Open hdfc digi youth saving account (2500 mab for semi urban . BUT IF u r in delhi ..make delhi address your communication address.
Then 5k balance mab .
Free fyf dc ,6 month no non maintenance fees .
If you maintain good u will get pre approved by may,june max .

In kotak using aadhar change your communication address to city ( serviable area) .

Sbi - apply via agent on railway station ( bpcl normal card ( 50k reversal ) if u get rupay its more than good.


You can use last employee company details & it as salaried ..
If it comes to verification via slip or home verification u can always deny stating u aren't happy with card variant or limit .

( P.n - u can mark urself as student no problem but salaried to student to self employed) cibil become suspicious.
 
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