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😀I'm not working and my cibil is 772 and I have over 3 years of credit card history with 0 delayed payments. I quit my job and now I'm preparing for competitive exams. I have 3 paid non-rupay cards - 2 from axis and one from sbi. Please help me out.
I have non-rupay cards, sir. MyZone and Flipkart cards. Need a rupay card. (❁´◡`❁)😀
Which axis rupay card ?
Call customer care.. tell them u want iocl rupay card ..I have non-rupay cards, sir. MyZone and Flipkart cards. Need a rupay card. (❁´◡`❁)
thank you so much sir for your suggestion but I don't want another axis card because my limit is already very low on the two cards I have with the bank. they have a shared limit and so if I get one more card, there won't be much left to spend on the other two cards. I need the other two cards as well. but thanks you so much again kind sir... I have read many of your posts on this forum and they are very insightful. 😁Call customer care.. tell them u want iocl rupay card ..
They will give you a consent link , confirm it over phone via otp .
You will receive card within 1 Mintues in app .
And it will be delivered .
For ltf part - it has 50k reversal criteria ..
I m assuming you will spend more than 50k with rupay card in a year .
From 2nd year u can ask for Ltf if u spend good on card ..
Or
From 3rd year they will do it happily ..
Its as good as ltf ..
You can mark this as solution 😎😁
You asked for rupay .. there you have option .thank you so much sir for your suggestion but I don't want another axis card because my limit is already very low on the two cards I have with the bank. they have a shared limit and so if I get one more card, there won't be much left to spend on the other two cards. I need the other two cards as well. but thanks you so much again kind sir... I have read many of your posts on this forum and they are very insightful. 😁
most banks are. giving free upi rupay cards online... have you not recvd any offers??I'm not working and my cibil is 772 and I have over 3 years of credit card history with 0 delayed payments. I quit my job and now I'm preparing for competitive exams. I have 3 paid non-rupay cards - 2 from axis and one from sbi. Please help me out.
none of my recent applications were approved recently by any of the banks you mentioned because I'm no longer salaried. My cibil score, healthy credit utilisation ratio, decently long credit card history, and 0 delayed payments record have all proven useless. The only option I'm seriously considering now is the account route provided by hdfc but I reckon it will take a good number of months or even a year before I can get a pre-approved one.You asked for rupay .. there you have option .
Relastic you can get card from sbi ( if more than 6 month on old card) , then hdfc ( via account route) , kotak ( myntra or legend/ iocl) .
No idea about icici.
If you can hold 1 lakh for 4-5 month . Ur gates to higher limit open via icici fd card then getting apay & it goes there after .
I received many messages and continuing to receive many more from paytm about a pre-approved ltf rupay card from kotak but that application also got rejected.most banks are. giving free upi rupay cards online... have you not recvd any offers??
Apply kotak league rupay credit card ltf approval chances is highthank you so much sir for your suggestion but I don't want another axis card because my limit is already very low on the two cards I have with the bank. they have a shared limit and so if I get one more card, there won't be much left to spend on the other two cards. I need the other two cards as well. but thanks you so much again kind sir... I have read many of your posts on this forum and they are very insightful. 😁
Apply kotak league rupay credit card ltf approval chances is high
Apply for SimplySave RuPay Credit Card from SBICard Sprint portal, you can get instant approval
kotak rejected me... is sbi simplysave ltf? cos I got 3 paid cards already (❁´◡`❁)Apply kotak league rupay credit card ltf approval chances is high
Apply for SimplySave RuPay Credit Card from SBICard Sprint portal, you can get instant approval
Chargebleis sbi simplysave ltf?
ok sir... I dont want another paid card at the moment. I don't understand why i get rejected for ltf rupay cards because I live in Delhi, I have 0 delayed payments, my cibil score is not that bad at 772, and I have around 3 years of credit history. Looks like I have to wait till I can reapply afresh.Chargeble
Sbi never offer ltf cc by default
Does axis convert paid card into ltf on the basis of spends easily?Call customer care.. tell them u want iocl rupay card ..
They will give you a consent link , confirm it over phone via otp .
You will receive card within 1 Mintues in app .
And it will be delivered .
For ltf part - it has 50k reversal criteria ..
I m assuming you will spend more than 50k with rupay card in a year .
From 2nd year u can ask for Ltf if u spend good on card ..
Or
From 3rd year they will do it happily ..
Its as good as ltf ..
You can mark this as solution 😎😁
Never believe in paytmI received many messages and continuing to receive many more from paytm about a pre-approved ltf rupay card from kotak but that application also got rejected.
Yes if you raise card closure requestDoes axis convert paid card into ltf on the basis of spends easily?
🤣 ok, sir.Never believe in paytm
I will also have to try that then 🤣. Do they have a retention team like SBI who calls you after your closure request is registered?Yes if you raise card closure request
Here are thing u can do.kotak rejected me... is sbi simplysave ltf? cos I got 3 paid cards already (❁´◡`❁)
Depends on card ..Does axis convert paid card into ltf on the basis of spends easily?