• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

AMEX Platinum Travel Renewal

The annual fee for my Gold Charge Card was charged yesterday, but no renewal offer was provided except a downgrade to MRCC. I opted for the downgrade, assuming the Gold Card would be closed and MRCC issued automatically. However, they shared a separate application link for MRCC instead.
 
I have around 1.8L flight booking expense in this week.
The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF.
I have doubt which card I should use?
Should I close Amex and use Regallia Gold or pay 5000+GST to Amex and use Amex card.

I am confused in use of Amex of Regallia.
Sapphiro I have no idea.
 
The annual fee for my Gold Charge Card was charged yesterday, but no renewal offer was provided except a downgrade to MRCC. I opted for the downgrade, assuming the Gold Card would be closed and MRCC issued automatically. However, they shared a separate application link for MRCC instead.
We need @HumorSimpson s end is near template now.
 
We need @HumorSimpson s end is near template now.

its good people should steer away from amex for mental peace. SO its whoo-hooo moment not end is near

Excited Season 3 GIF by The Simpsons
 
We should free ourselves from that slavery.
Freedom GIF
Can't say its slavery.
Amex sometimes do wonders.
Last time i got
Retention offer to spend
One spend based voucher offer
Next year milestone

All done with 1time spending, triple loot. I got benefited to max
 
@Ram1 @HumorSimpson ?

I have around 1.8L flight booking expense in this week.
The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF.
I have doubt which card I should use?
Should I close Amex and use Regallia Gold or pay 5000+GST to Amex and use Amex card.

I am confused in use of Amex of Regallia.
Sapphiro I have no idea.
 
Its upto u man.
Whether to give amex another chance or not.

Saphiro spending is waste for sure.

In regalia gold, u might get some rewards and milestone, and may be helpful if u r targeting infinia.

Regarding amex, if u didn't complete 4L, better to do it and get milestone and decide whether to stay or close.
U have almost 15days to close, also try retention now itself
 
Its upto u man.
Whether to give amex another chance or not.

Saphiro spending is waste for sure.

In regalia gold, u might get some rewards and milestone, and may be helpful if u r targeting infinia.

Regarding amex, if u didn't complete 4L, better to do it and get milestone and decide whether to stay or close.
U have almost 15days to close, also try retention now itself
I asked retention offers yesterday they denied completely.
 
I have around 1.8L flight booking expense in this week.
The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF.
I have doubt which card I should use?
Should I close Amex and use Regallia Gold or pay 5000+GST to Amex and use Amex card.

I am confused in use of Amex of Regallia.
Sapphiro I have no idea.
You did not mention if you have reached 4L milestone or not. If not you may try to meet milestone to earn nearly 50k MR points. Then you may decide close or continue. But transfer points to Marriott Bonvoy or any airlines you freer before closing Amex Card.

You may think of closing Saphiro LTF to avoid cluttering of cards.

Yes Regalia Gold is stepping stone to DCB or Indinia based on your spending. You may do your travel spends on Smartbuy postal. It's reasonably better idea
 
You did not mention if you have reached 4L milestone or not. If not you may try to meet milestone to earn nearly 50k MR points. Then you may decide close or continue. But transfer points to Marriott Bonvoy or any airlines you freer before closing Amex Card.

You may think of closing Saphiro LTF to avoid cluttering of cards.

Yes Regalia Gold is stepping stone to DCB or Indinia based on your spending. You may do your travel spends on Smartbuy postal. It's reasonably better idea
Yes I have completed 4L milestone for the first year and have around 50k points.

Now mostly will close the card after redeeming the MR points as I find AMEX not useful.

If I am moving to us will this card be transferred in us based card ?
 
Back
Top