Revaluation Accelerated Rewards & Enhanced Value: IDFC MAYURA 🦚 CREDIT CARD

[abhishek]

🛑 Huge Update on IDFC Mayura Credit Card for frequent Travellers!

Earn up to 60 Reward Points on Travel Bookings
Hotels & Flights only!
1 Reward Point = ₹0.50 on travel spends

That’s great value for frequent flyers!

T&C: http://bit.ly/4kGez8H

 

[cc_newbie]

Woah very unexpected!

Usually flights from IDFC app with Mayura come out to be cheaper or same as MMT with bank offers

Is there any cap on the 40 points/150 INR on flights?

 

[nishank]

Woah very unexpected!

Usually flights from IDFC app with Mayura come out to be cheaper or same as MMT with bank offers

Is there any cap on the 40 points/150 INR on flights?

Yes
Go through the link

https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Mayura-CC-Rewards-Structure-TnC-28-05-25.pdf

 

[cc_newbie]

Yes
Go through the link

https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/Mayura-CC-Rewards-Structure-TnC-28-05-25.pdf

Thanks!

Max bonus rps allowed is 25k

Which means max flights ticket per month to be under limit is 125000 INR - not bad

Return rate essentially 13.33%

 

[financewizard]

From when is this revised reward redemption rate effective? Also will this be applicable even for the points accrued already or for the points that will be earned in future?

Personally stil I do not see value for the renewal fee that needs to be paid for this card. Expecting more revaluations from IDFC if the card needs to be retained. 🤣

 

[SonyTom]

Will be devalued once they get enough bakras

 

[Indrajeet100]

Trying to reinvent it as travel card. Good attempt but still not worth the fees for renewal. Unless they introduce fee waiver for reasonable amount and more benefits on regular purchases it lag way behind other premium cards.

 

[theflash]

Trying to reinvent it as travel card. Good attempt but still not worth the fees for renewal. Unless they introduce fee waiver for reasonable amount and more benefits on regular purchases it lag way behind other premium cards.

Kinda due to Ishop maybe 😆

 

[Finchamp!]

Seems better than HSBC Travel One now, at least.

 

[Abhi21]

Way to Axis Atlas.. Naah not giving up on that one for sure even returns are 13%

 

[sarainfo12]

Thanks!

Max bonus rps allowed is 25k

Which means max flights ticket per month to be under limit is 125000 INR - not bad

Return rate essentially 13.33%

In their app it mentioned 15% off coupon also . Which means 15% off + 13.33% rewards as return ?

Sounds like a good deal 🤔🤔🤔

 

[PrinceHeart]

I saw it few days ago in my email. I thought it wont be anything major since not many here like this mayura cc anyways.

I did a couple of mock tests for flights. This is 1 example:

On IDFC app
AirIndia 26th june (free seat + meal)
Kolkata 02:25 - Delhi 04:55
Rs. 5234
+ Convenience fee Rs. 300
Total = Rs. 5534
- 15% cc discount code = Rs. 4749

On MMT
AirIndia 26th june (free seat + meal)
Kolkata 02:25 - Delhi 04:55
Rs. 5651
- Rs 565 discount for using IDFC cc
= Rs. 5086
+ Convenience fee Rs. 345
Total = Rs. 5431

This is Rs. 682 savings + I will get Rs. 580 worth of reward points with IDFC.

Not sure if this is worth for all domestic flights or not.

For International flight
Kolkata - Singapore
26th June (Singapore Airlines)
IDFC App - Rs. 16352
SG App - Rs. 16896

I did not bother going all the way to the payment page. But I am sure there will be a 15% discount as well atleast.

I think its better than travel edge. Any thoughts ?