<2LPM salary - New a new CC for upcoming 12L spend (6L travel and 6L others)

[RaghupatiRaghav]

Hi all,
As the title suggests, I am making a little short of 2L as salary and forsee a few trips abroad in the next year. I can see atleast 6L on flights/hotels (may even strech to 10L) and a few lakhs of general everyday spends taking total spend in the year to 12-15L. I am planning to get a new card to better optimise these spends and get rewards accordingly (dont mind points that can be redeemed for travel only).

Current cards (with limits) -
1. Regalia Gold (4Lish)
2. HDFC Mariott (shared limit)
3. HDFC Tata Neu Infinity (shared limit)
4. Axis Flipkart (3L)
5. SBI Cashback (3L)
6. Amazon ICICI (4Lish)
7. IDFC First Wealth (5L)

I don't mind paying up to 10k joining fee if the rewards offset the delta from other cards.

 

[Wealth is my birth right!]

Hi all,
As the title suggests, I am making a little short of 2L as salary and forsee a few trips abroad in the next year. I can see atleast 6L on flights/hotels (may even strech to 10L) and a few lakhs of general everyday spends taking total spend in the year to 12-15L. I am planning to get a new card to better optimise these spends and get rewards accordingly (dont mind points that can be redeemed for travel only).

Current cards (with limits) -
1. Regalia Gold (4Lish)
2. HDFC Mariott (shared limit)
3. HDFC Tata Neu Infinity (shared limit)
4. Axis Flipkart (3L)
5. SBI Cashback (3L)
6. Amazon ICICI (4Lish)
7. IDFC First Wealth (5L)

I don't mind paying up to 10k joining fee if the rewards offset the delta from other cards.

Axis atlas pls apply tomorrow last day

 

[RaghupatiRaghav]

Axis atlas pls apply tomorrow last day

Hi, I think the card died for new applicants last night? Also, didn't want to enter a card that may not even stand for the next 3 months - leave alone the whole year.

 

[Wealth is my birth right!]

Hi, I think the card died for new applicants last night? Also, didn't want to enter a card that may not even stand for the next 3 months - leave alone the whole year.

Then Amex plat travel or hsbc t1 can be added
Cos u need minimum a core travel card

 

[RaghupatiRaghav]

Then Amex plat travel or hsbc t1 can be added
Cos u need minimum a core travel card

Amex isn't issuing new cards?
I guess I will evaluate HSBC Travel One - will need to check the limitations and exclusions properly.

 

[Wealth is my birth right!]

Amex isn't issuing new cards?
I guess I will evaluate HSBC Travel One - will need to check the limitations and exclusions properly.

Yes no Amex currently but keep an eye it’s worthy travel card with milestone benefits

 

[Kabir_1112]

Yes no Amex currently but keep an eye it’s worthy travel card with milestone benefits

Read some where that they might start by end of September or beginning of October for new card application

 

[RaghupatiRaghav]

Thanks both @Kabir_1112 and @Wealth is my birth right! - but will be needing to spend in September itself. So counting out Amex Plat Travel. Regardless - its a pretty dead card after 4L, so stranded there.