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💳 Share & brag your cards portfolio here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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I posted here in Feb, so it's time for an update. My cards are in order of their application

1. HDFC Millenia (3L, LTF) - One of the best designed cards in my opinion, got with 1L initial limit which is recently updated to 3L. Applied in May last year

2. One Card (40k, LTF) - Have kept to show my credit card noob friends that I've a metal card. Sometimes it's useful in Zomato and bigbasket

3. Axis Ace (50k, Closed) - Have recently closed this card to apply for Samsung Infinite. It was my primary card for a long time and 5% unlimited cashback on bill payments back then was a legendary feature. Got 50k initial limit which became a shared one after Magnus

4. Amazon Pay ICICI (80k, LTF) - Just got this card to take revenge from ICICI bank as they rejected my application back in Jan 2022

5. SBI SimplyClick (1.3L, Paid) - Applied for SBI Cashback but got rejected after 2 months, they said apply for this and this will be upgraded after 6 months to cashback card. Dhokha! Will call customer care before renewal to either make it LTF or close it.

6. Axis Vistara Signature (3.14L, FYF) - Still think it's one of the best card for someone who frequently travels with Vistara and has spends of 3-5L a year. 20kg baggage allowage Club Vistara membership still helps to this day.

7. Amex MRCC (2.3L, FYF) - Applied this card under referral program. Got some bonus points, only use for loading Rs. 1500 on amazon gift card 4 times a month and book cabs and order groceries with it. Might close before renewal.

🔥 8. Axis Magnus (3.14L, Paid) - Needs no introduction. My primary card and sare cards ka baap! 25k bonus points, BOGO on movies, 40% off via Eazidiner, 5X points on Travel edge, 4.8% default Airmile rate, Airport Meet and greet, free International lounge on domestic flights, on top of that 10k Tata Cliq voucher which helped me complete rewards league with ease. This card has it all

9. ICICI Platinum (2.4L, LTF) - Got this card as it's useful for offers. Since Amazon Pay ICICI is a cobranded card the offers are not applicable there. Also since I got a decent limit on this one, it got share with Amazon card. So yeah, decent card and gonna keep it.

🔥 10. Tata Neu Infinity (3L, LTF) - Got this card for UPI payments as FYF, converted this card to LTF in Rewards league due to the Tata Cliq voucher provided by Magnus. Also gives cashback and all credit card bill payments via Payzapp. Dhaasu card!

11. PNB Rupay Select (2L, LTF) - Got this card for Rupay Wellness benefits. Have used Cult Elite 1 month pass for free using this card. Excellent value for money, bas har quarter spend karna padega isse :')

12. Axis Samsung Infinite (3.7L, Paid) - Have only got this card for joining benefits due to Magnus. Will close it in few months once 30k edge rewards are credited.

13. Kotak Zen Signature (75k, LTF) - Applied for League platinum card 4 months ago kyuki bank walo ne dimag kharab kar diya tha. Application got rejected due to address issues. Got call few days back that my application is approved and I'm getting Zen signature as LTF, don't know why this card exists in my wallet. Maybe as a colletion!
 

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HDFC Millenia (LTF)
HDFC TATA NEU INFINITY (FYF)
Amex MRCC (1499/yr)
Yes Bank First Preferred (LTF)
ICICI Platinum ( LTF)
ICICI Amazon Pay (LTF)
IDFC First Select (LTF)
IDFC WOW (Secured/LTF)
BOB Select (LTF)
BOB HPCL (500/yr)
BOB Snapdeal card (299/yr)
Kotak Urbane Gold (199/yr)
IndusInd Iconia Amex (LTF)
RBL Shoprite (LTF)
RBL Patinum Delight (1499/yr)
Axis Neo (LTF)
Axis Myzone (LTF)
Axis Indian Oil (LTF)
Onecard (BOB) (LTF)
Citi Rewards (1000/yr)
Citi Indianoil (1000/yr)
SBI Simply Click (499/yr)
SBI FBB (LTF)
Gild SBM card (LTF)
StanC Smart (499/yr)
AU bank Altura plus (499/yr)
HSBC Platinun (LTF)
HSBC Cashback ( no joining/999)
Stanc Titanium (750)
DBS Bajajfinserv 5x (no joining fee)
Paisabazaar stepup secured cc (LTF)
Niyo Global SBM (secured/LTF)
IDFC WOW 2 (Secured/LTF)
SBI cashback (as add-on)
AU Bank LIT ( as add-on)
Indusind Aura (as add-on)
Somewhere around 33 active credit cards
Is the gild SBM card rupay select variant? Any wellness benefits?
 
I posted here in Feb, so it's time for an update. My cards are in order of their application

1. HDFC Millenia (3L, LTF) - One of the best designed cards in my opinion, got with 1L initial limit which is recently updated to 3L. Applied in May last year

2. One Card (40k, LTF) - Have kept to show my credit card noob friends that I've a metal card. Sometimes it's useful in Zomato and bigbasket

3. Axis Ace (50k, Closed) - Have recently closed this card to apply for Samsung Infinite. It was my primary card for a long time and 5% unlimited cashback on bill payments back then was a legendary feature. Got 50k initial limit which became a shared one after Magnus

4. Amazon Pay ICICI (80k, LTF) - Just got this card to take revenge from ICICI bank as they rejected my application back in Jan 2022

5. SBI SimplyClick (1.3L, Paid) - Applied for SBI Cashback but got rejected after 2 months, they said apply for this and this will be upgraded after 6 months to cashback card. Dhokha! Will call customer care before renewal to either make it LTF or close it.

6. Axis Vistara Signature (3.14L, FYF) - Still think it's one of the best card for someone who frequently travels with Vistara and has spends of 3-5L a year. 20kg baggage allowage Club Vistara membership still helps to this day.

7. Amex MRCC (2.3L, FYF) - Applied this card under referral program. Got some bonus points, only use for loading Rs. 1500 on amazon gift card 4 times a month and book cabs and order groceries with it. Might close before renewal.

🔥 8. Axis Magnus (3.14L, Paid) - Needs no introduction. My primary card and sare cards ka baap! 25k bonus points, BOGO on movies, 40% off via Eazidiner, 5X points on Travel edge, 4.8% default Airmile rate, Airport Meet and greet, free International lounge on domestic flights, on top of that 10k Tata Cliq voucher which helped me complete rewards league with ease. This card has it all

9. ICICI Platinum (2.4L, LTF) - Got this card as it's useful for offers. Since Amazon Pay ICICI is a cobranded card the offers are not applicable there. Also since I got a decent limit on this one, it got share with Amazon card. So yeah, decent card and gonna keep it.

🔥 10. Tata Neu Infinity (3L, LTF) - Got this card for UPI payments as FYF, converted this card to LTF in Rewards league due to the Tata Cliq voucher provided by Magnus. Also gives cashback and all credit card bill payments via Payzapp. Dhaasu card!

11. PNB Rupay Select (2L, LTF) - Got this card for Rupay Wellness benefits. Have used Cult Elite 1 month pass for free using this card. Excellent value for money, bas har quarter spend karna padega isse :')

12. Axis Samsung Infinite (3.7L, Paid) - Have only got this card for joining benefits due to Magnus. Will close it in few months once 30k edge rewards are credited.

13. Kotak Zen Signature (75k, LTF) - Applied for League platinum card 4 months ago kyuki bank walo ne dimag kharab kar diya tha. Application got rejected due to address issues. Got call few days back that my application is approved and I'm getting Zen signature as LTF, don't know why this card exists in my wallet. Maybe as a colletion!
Why 2 magnus ?
 
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