credit limit

I am planning to ask CLE for my SBI card as it's low(1 lakh) impacting CIBIL score due to high utilisation. But I am also expecting that I keep getting Auto LE on my HDFC Card. Does HDFC consider Overall Leverage while giving LEs?

Hi, My friend wants to make a large purchase that cost my 95-100% of credit limit and also wants to convert it into emi. What will happen to my credit score? I never converted purchases to emi. So please

Hi Team, I'm currently facing a weird issue with the available credit limit on my HDFC Infinia card. I also have 3 other floating cards from HDFC that share the same limit as that of Infinia. Below is my complete story. My primary card is HDFC Infinia with a credit limit of 15L In addition...

Hi, How can I know if my credit cards(from same issuer bank) have shared credit limit or separate credit limit? Is it dependent only on the overall credit limit or available credit limit also needs to be checked. Suppose I have 2 cards from HDFC- card A core , card B co-branded, both showing...

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip...

I applied for a credit limit increase on my SBi SimplyClick card through SBICards portal. Even though the credit limit option was there with 3x to current limit on the card, it was rejected citing internal policy. What could be the possible reasons for rejection? Any other way to get limit...

Hi, Federal is offering credit limit increase offer now. It's my second limit increase since i got this card. Check fedmobile app now.

Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k Had ICICI Coral with 3L limit Yesbank elite plus with 50k limit I'm repaying all emis on-time, but limit no increasing in HDFC card. What may be the issue.

SBI is running Credit Limit Increase offer till December 29. Though eligible users are informed via SMS, steps to avail this offer are mentioned below- Reference : https://www.sbicard.com/en/faq/credit-limit-increase.page How do I become eligible for a Credit Limit Increase (CLI)? Cardholders...

My credit card is splitted between Milennia and pixel card. It is now 2.5L each. Now I have already exhaused 70% of my credit limit. I sent an email to HDFC bank to restore the limit to 5lac. But they are not helping. Please suggest what to do.

HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh

I am holding two indusind cards with splited limit. If I close one credit card can I transfer limit back to other card

hey guys, I have a one card with just 2k limit. If I have to transact 50k on oneplus site, should I increase my fd or is it possible I can deposit 50k on the card and use it?

Mine is 15 lacs. Tell me yours.

I have SBI Simplyclick card from more than a year with 40k limit. I checked on sbi cards website but don't have any limit enhancement offers. I tried calling the customer care and asked if anything can be done on the basis of income proof but they declined? Is there anyone who has been able to...

Hi, I have salary account with HDFC from last 15 years. (current sal ~2.5L per month). I got DCB privilege 2 years ago but I couldnt use it much as Diners was not so acceptable in my town.They decreased limit from 6.95 to 5.6 automatically last July. Last December, they upgraded it to DCB Metal...

I am still finding it hard to wrap my head around this. I received an email and SMS a few mins ago about the credit limit of my 9 month old SC Smart card being reduced from 3.75L to a paltry INR 10,000! I have noticed some banks doing this for people with low usage and for long-term + low usage...

Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!

i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...

I have HDFC Bank Bizgrow card with a limit of 1 lakh. Since it's a new card, the bank is not increasing the limit. I am looking to make a spend of approximately 8L on the card. Can I deposit the funds in advance and then use the card to transactions within the daily limit ?