credit card suggestion

Hi All, Need your advice on deciding getting new card/downgrading/closing old cards as per my card portfolio below: Following cards I have Premium Cards 1) Infinia (upgraded recently from Regalia) 2) Aurum 3) Magnus 4) SC Ultimate Regular Cards 1) Axis Flipkart (may close later if don't hit...

Earlier this year, I went on a credit card collection rampage. And now, I'm looking to cut the excess weight. Any and all suggestions (even upgrades or changes) are welcome! Currently, this is my portfolio: HDFC Millennia - Oldest card at 7+ years. Has a modest 4.5L credit limit. I badly...

Hello all, My name is kris, i have a cibil score of 771 and itr of 6L , may increase to 7.5L this year , 17k salary from a contract basis work monthly and rest income from business I am new to the world of credit cards, so kindly help me understand and navigate it , i was offered a fibe axis...

Hi all, I have been using Axis Vistara Infinite as my primary card for last 1.25yr. I'm planning to close the card this yr (my card renews around new year, so I got the Vistara Gold for this year). I'm trying to figure out what card I should get next. I try to route all transactions through CCs...

Hi All, I was using combination of Axis Ace and Privilege for offline and accelerated reward points transactions. However, given the recent devaluation I'm trying to find a card that gives atleast 2% back on offline transactions. For online transactions I'm sticking to SBI cashback for now. Can...

Hi, I currently hold Axis magnus and their customer service is just disgusting. So planning to move on from axis cards. My spend around 10 lacs on avg on my credit cards with significant spend on air tickets (mostly domestic) I currently hold amazon pay icici indigo hdfc (hardly use) Indusind...

since 2017 i was using HDFC regalia first card, and my father have good rep. with HDFC bank i got 1.35 L Regalia First card. Then till 2021 i increased limit to 4.80 L. and upgreaded to Regalia Visa. but card was not LTF, but my spend was about 3.5L per year, I haven't paid any Fee (ie 2500 Rs)...

Hi all, I currently hold the following credit cards and would greatly appreciate your suggestions on which ones I should consider upgrading or closing: 1. SBI Cashback Card: ₹52,000 limit, FYF, 10 months old 2. SBI Octane: ₹75,000 limit, paid, 2 years old 3. Axis My Zone: ₹1,20,000 shared...

I was using Axis Magnus as my main card and was getting each month milestone points on that for 1L spent and used those points on international flights and hotels. But after evaluation, I moved my spent to Diners Black which is LTF, and in the last 4 months, I had spent around 9+Lakhs on that to...

Hello folks, Wish you a very Happy New Year 2024. Need your valuable suggestions in improving my credit card portfolio, preferably with LTF cards, else paid one's. Below are the cards I have :: Axis Ace(PAID) & MyZone(LTF) with shared limit - 3.3L Citi Rewards(Paid) - 4.86L ICICI...

Hello Everyone, I am a 19 year old college student looking to find some good credit cards. I got one card against FD of 7,000 rupees and been using it for 14 months. Made timely payments and improved my credit score. My CIBIL score is 779 and my Experian score is 836. I applied for Flipkart Pay...

Hi community! This is my first post here. Already learning a lot from you guys. Actually I am looking forward to apply for more LTF credit card, but most online application requires you to put Annual Income/Company Name which I don't have as of now. Little Background : I'm 21 right now with...

I have following cards: HDFC Business Regalia (mostly for amazon/fk bank offers) Axis Airtel (airtel payments) Amazon ICICI (use for everything amazon) IDFC Wealth (everything else) Yes First Exclusive (sitting unused) Scapia (for forex payments) OneCard (no use, but got without FD) ICICI Coral...

My brother is currently 19 years old, self-employed (ITR Form-4 of 5lakhs). Which Credit Card should he apply. Bank accounts - Fi, IndusInd (cc application rejected) CIBIL - 770 (1 Year+ credit history) Secured CC - OneCard

So. I have 8 credit cards and I'm starting to appreciate the peace of mind of not having to think about points / the best credit card for a particular spend / optimizing spends to get the highest # of points etc. I want to have a single credit card where I can park all my spends on. It's okay...

I'm looking for a genuine suggestion on my next credit card from this community My Cibil - 802 Banks and cards missing in my portfolio - Yes Bank BOB Amex HSBC Any PSU back except SBI Any Rupay Credit card for UPI on credit Any super premium card except SC Ultimate I'm looking for a card or...

To start with I have Axis Magnus, Amex MRCC, ICICI APay, Axis Flipkart and a few others. Since I got Magnus other cards were mostly kept aside and Magnus became my go-to card for all needs. With the Magnus devaluation, I am looking for a replacement. I'm not much into miles but with Magnus the...

I am asking this on behalf of my friend. He never had a credit card but he wants to apply for a credit card that can give the best returns. Major spending is online food, grocery, and shopping like Swiggy or BigBasket between 50k to 1L per month (I know that's a huge range gap but that's what he...

Hello TF community, Newbie here. I'm looking for a Credit card suggestion (have no CC currently). My situation as below, > I'm a new NRI and I travel international about 6-7 times a year due to job Nature. > An average spender (~70k to 1L pm). Majority of this goes towards flight booking > All...