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  1. BK7

    Be Aware: No Reward Points for Purchases at Lepakshi Handicrafts Using Credit Cards

    I wanted to share a recent experience that might be helpful for anyone shopping in future at Lepakshi Handicrafts — the retail wing of the Andhra Pradesh Government that sells traditional Indian handicrafts. Last month, I made a purchase there using my HDFC credit card, expecting to earn reward...
  2. C

    Cards cancellation suggestion

    Dear members I have recently 1. Axis Ace, airtel rupay, ace card (174k) 2. Bob premier ltf (100k) 3. Icici Mmt signature, coral, apay (270k) 4. Indian bank rupay select (234k) 5.Hdfc TNI, freedom (257k) Planning to upgrade to millennia 6. Kiwi yes (257k) 7. Roar bank (50k) 8. Sbi...
  3. V

    Issue Resolved How does ICICI report multiple credit cards to CIBIL ?

    I have multiple ICICI cards (Coral, Sapphiro, and Amazon Pay). In CIBIL, two accounts are shown. I receive two statements - one combined statement for Coral and Sapphiro, and another separate statement for Amazon Pay. Coral is my first credit card and it is paid, can I cancel it and keep only...
  4. S

    EDU spends & Axis (premium) cards

    Something that struck me as odd is that 'Education' spends are rewarded with EM for the Axis Atlas card. The Horizon card (roughly a level below Atlas) and the Olympus card (a level above Atlas) both have 'Education' spends on their exclusions list. This seems strange - particularly given the...
  5. sujal

    Sbi Cards Add on Swiggy Voucher

    Will i get voucher of swiggy 500 rs if i apply add on on SBI CARDS website as i cannot apply add on from the app it is showing some error! Will i get the voucher if i apply from sbi website??
  6. Pravin2407

    HDFC Bank Equitas Excite Credit Card Benefits can stand infront Of LTF Cards?

    The HDFC Bank Equitas Excite Credit Card is a co-branded entry-level card focused on everyday spending like fuel, groceries, and utility bills. With an annual fee of ₹500 + GST, it is among the more affordable cards, and the fee gets waived if you spend ₹1 lakh in a year. The joining fee can...
  7. Ankush32

    Workaround way to track your SBI application from the SBI cards website even after getting incorrect application number error

    If you're getting an "incorrect application number" error on the SBI Cards website, there's a workaround using your browser's developer tools. After entering your application number and OTP, and receiving the error message, follow these steps: Right-click anywhere on the webpage and select...
  8. originaldarklord

    Making the most out of my 13 Credit Cards

    Hi, I currently hold a total of 13 credit cards (14 if you count an FD backed one), and I feel that I might be missing out on milestone or loyalty benefits by spreading my spendings across too many cards and banks. I got some nice recommendations in the last thread I posted an year ago and...
  9. J

    Credit Cards confirmed to provide Cashback for Amazon Pay Gift Balance

    I noticed that there is no topic here that mentions a list of credit cards that are confirmed to give the 5% CB for buying Amazon Gift cards. So I decided to help the community by having a topic specifically getting the confirmation that such cards do get the confirmed Cashback for Amazon Pay...
  10. joell

    Lounge Access on IndusInd Exclusive & Grande Cards

    I had an IndusInd Exclusive Account earlier and got the Exclusive Debit Card, which provides 2 complimentary domestic lounge visits per quarter. Recently, I got upgraded to IndusInd Grande and received the IndusInd Grande World Mastercard Debit Card. This also gives 2 complimentary lounge...
  11. V

    Which debit cards to use for CC bill payment?

    Which debit cards are now giving good cashback/rewards for CC bill payment? have to pay around 60k in SBI simplyclick CC and some small amount in swiggy hdfc CC ? i have hdfc milennia DC, idfc visa classic DC, kotak 811 DC, axis liberty DC, ICICI visa platinum DC
  12. wiizzard

    Transfer Ratio multiple axis cards

    How does the transfer system work for Axis Edge Miles ? For edge rewards it takes the ratio and capping of the highest variant. But for Edge Miles, if I have both Horizon and Atlas , how does it work ? Do I get 1edge miles = 2 partner points for miles from Horizon as well ? Also, does the...
  13. Mekala ManojKumar

    Apollo App Offer – Save ₹200 with IDFC FIRST Bank Cards!

    If you’re ordering medicines or health products from the Apollo 24|7 app, here’s a smart hack to save extra 👇 🔹 Offer Details Flat ₹200 off on your order Valid on IDFC FIRST Bank Credit & Debit Cards (like Ashwa, may work on others too – check yours) Minimum order value: ₹2000 Applicable...
  14. A

    Revaluation Restructure of HDFC credit card benefits

    Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...
  15. BK7

    Guide: Credit Cards Voucher Portals – All in One Place

    Last Updated: August 2025 A lot of people (especially beginners) don’t know that almost every bank has its own voucher portal. Buying gift cards/vouchers from these portals is one of the best ways to: Earn accelerated reward points / cashback Get exclusive discounts Plan big purchases (Amazon...
  16. S

    Cooling off period between (Axis) cards

    Axis seems to have the following policy: if you receive a new credit card from them, you must wait 90 days before applying for another one (and a 3-card limit in total). I know this is true from my netbanking account (and phone-banking as well). Question: does the cooling off period apply to...
  17. cardio_guy

    Same cobranded cards by different banks

    It's common for banks to partner with major brands to create co-branded credit cards. These cards are designed to provide specific benefits and rewards that are attractive to a brand's customer base. The trend you've noticed of multiple banks issuing cards for the same brand is becoming more...
  18. I

    Too many calls by hdfc credit cards section

    Hi All I was getting too many calls from HDFC cc agents , when I asked how they got my number they said bank gave I got irritated with the calls as they were speaking in hindi inspite of asking them to speak in English. So I took call n cut the call immediately and blocked the number Same...
  19. C

    Suggestion to optimize spends on different cards

    Dear All, I would like to get advice from everyone and help me optimize whether I should continue to use Amex platinum travel card or not. I have below cards HDFC Infinia Metal Airtel Axis Yes Kiwi Rupay SBI cashback HSBC live plus My spends are as follows LIC including family:2.3...
  20. J

    District now has exclusive offers with HSBC credit cards

    Looks like a revaluation for the HSBC Live+ 🥰
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