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  1. P

    Need Advice: Which Credit Cards Should I Close or Keep?

    Hi everyone, I’ve ended up with quite a few credit cards over time and want to streamline my wallet. Here’s my current portfolio, along with their annual fees: BankCard NameNetworkTierFees (₹/year) AxisMagnus BurgundyMasterCardWorld0 / till I have burgundy statusHighly Used ICICIEmerald...
  2. S

    Devaluation SBI Cashback didn't give cashback on Magicpin and TataNeu Gift cards

    In latest June bill for SBI cashback, didn't get cashback on gift card purchases on Magicpin and TataNeu. Both usual merchant names - 30 May 25 TATA DIGITAL PVT LTD MUMBAI IN 31 May 25 SAMAST TECHNOLOGIES PR GURGAON I think earlier both these were giving cashback. Confirmed MCC is 5947.
  3. I

    Flipkart not allowing card payments?

    Hi Team, Any idea whether sbi card or sbi is down! I m trying to use in flipkart and it says bank is not available to process the payment
  4. L

    TDS on international spends on Credit Cards - What is the best strategy?

    Hello everyone, I am planning to make some major expenses (30-40L+) in a foreign currency in the near future over a year or two. I wanted to ask what the current taxation rules are for credit cards from the POV of TDS. In the past, I know that if I spent an amount totaling over 7 lakhs from a...
  5. yb24

    Hdfc showing paid cards despite of LTF offers

    I am getting ltf offers from hdfc on NetBanking offers section from past one month but when I apply on their portal with that banner they hit my cibil and show me paid cards. What to do?
  6. mangalorean

    With the HSBC Live+ Card, my hunt for cashback cards is complete.

    Hello CC Geeks, "It's done." 😩🔥💳 I've completed my lineup of cashback cards by adding the HSBC Live+. While many focus on accumulating points, my current strategy prioritizes maximizing cashback, as I don't travel extensively. I do plan to explore point-based cards as my spending increases...
  7. A

    New charges HDFC Cards

    Dear Customer, We’re writing to inform you about important changes to your xx3769 HDFC Bank Credit Card charges, effective July 1, 2025. At HDFC Bank, we are committed to providing you with secure and seamless banking services. These updates ensure that we continue offering the best financial...
  8. Z

    Is anyone aware on how to remove saved debit cards from CRED??

    I have saved few of my debit cards on cred, mainly for payments with higher denomination. I recently closed my physical SBI debit card and decided to go only with virtual, I know only a transaction of max. 50k can be done with this, but I am okay to do multiple payments spread across days. But...
  9. TechnoFino

    Revaluation BOB Cards Break the Trend: Earn Rewards on Utility Bills from July 1

    While most banks are busy excluding utility bill payments from their credit card rewards programs, BOB Cards has made a bold move! Starting 1st July 2025, you can earn reward points even on utility bill payments using BOB Cards. 💡 Utility bill payments (MCC 4900) such as electricity, gas...
  10. A

    Revaluation Great News - BOB Credit Cards now give reward on Utility payment:

    Great News - BOB Credit Cards now give reward on Utility payment: Earn Reward Points on Utility Bills (MCC Code: 4900) Starting July 1, 2025, BOBCARD Credit Cards will offer reward points on utility bill payments, including electricity, gas, and water. These cards shall offer the core (base)...
  11. A

    Devaluation HDFC Bank Credit Card Devaluation Effective From 1st July 2025

    HDFC Credit Cards to Implement New Charges on Rent, Wallet Loads, and Skill-Based Gaming from 1st July 2025: Link...
  12. A

    Bank of Baroda UAE launch Jaywan Domestic Cards in UAE

    Bank of Baroda UAE launch Jaywan Domestic Cards in UAE: DUBAI, UNITED ARAB EMIRATES, May 22, 2025 / -- JP Morgan-backed fintech venture, In-Solutions Global (ISG), has partnered with Bank of Baroda UAE to launch Jaywan Cards in the UAE. This collaboration reinforces ISG’s commitment to enabling...
  13. B

    ICICI addon cards and Addons

    So there is limits on vouchers on iShop for amazon pay/flipkart/bigbasket etc etc. I wanted to know if the addon cards are able to bypass it given the addon user also has netbanking already. I've seen people talk about using addons on the forum to get accelerated rewards but havent seen anyone...
  14. S

    List of Active and Inactive Credit Cards with Airlines Status

    Hi All, I am looking for an existing post with list of credit cards offering airline status with joining fees/annual benefits/spend based membership tiers but can not found a completed one. Hence trying to create this article to keep ready for anyone interested in this segment. It's really...
  15. L

    How does this EMI discount works on Amex cards at Tata clix luxury

    Hi Everyone, I am trying to purchase this product at TataCliq luxury website and following is coupon available. https://luxury.tatacliq.com/flexnest-adjustable-iron-dumbbell-weight-adjustment-(5kg-to-40kg)-for-home-workout,-40kg,-set-of-2/p-MP000000013989861 i want to know if i avail this...
  16. B

    ICICI Emeralde EPM ishop rewards from add on cards

    I have EPM and 3 add on cards. Because of 12000/- worth amazon voucher per month limit on ishop, I am planning to open ICICI accounts for my add on cards for my family members, and hence a separate ishop for all of them. My question - will the base and accelerated reward points be credited to...
  17. C

    Best savings account and cards for womens in india

    Recently many banks are introducing women only product like debit cards, savings accounts and credit cards. Let's make a consise collection of them in a thread.
  18. K

    Millennia Is Closing Biz Grow & Freedom Cards Before Applying for Millennia a Smart Move?

    I started with an HDFC MoneyBack Business Card in 2021 with a ₹1 lakh limit. Over time, I tried various cards like Tata Nue, Swiggy, and Paytm, but eventually closed them. Last year, my MoneyBack Business Card was upgraded to a Biz Grow Card, and three months ago, I got the Freedom RuPay Card...
  19. cc_clover

    Suggestions for Credit Cards on C2C Basis – Existing Axis Card with 4.25L Limit

    Hey everyone, I'm looking to apply for a new credit card on a card-to-card (C2C) basis and would love some recommendations. I currently hold an Axis Bank credit card with a ₹4.25L limit, excellent repayment history, and a clean credit record. My main goals with the new card are: Better...
  20. C

    All Lifetime Free Credit Cards LTF Listed 2025

    Category: By Default Lifetime Free 1. Axis Bank Neo Credit Card 2. ICICI Bank Platinum Chip Credit Card 3. RBL Bank BankBazaar SaveMax Credit Card 4. FinBooster:YES BANK-BankBazaar Co-branded Credit Card 5. Yes Bank Pop Credit Card 6. PNB Rupay Platinum (If used once in a Qtr.) 7. Kotak 811 Card...
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