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  1. krishc

    Lifetime free AU IXIGO Credit Card | Limited Time Offer | Full Details

    they keep extending the offer window as target not met but they still won't offer it to ETB customers probably old HDFC CC policymakers are currently heading AU CC department
  2. krishc

    AU SFB launches two new Credit Cards - SPONT & NOMO

    AU has entered the chat of spend based lounge access. What's next - Xcite series or vetta ?
  3. krishc

    AU bank agent number

    Hi @deep@vie, is it possible to flip xcite ultra for LIT ?
  4. krishc

    Lifetime free AU IXIGO Credit Card | Limited Time Offer | Full Details

    any hope for existing AU card holders ? writing in FAQ is same since January
  5. krishc

    AU BANK LAUNCHED AU IXIGO CREDIT CARD

    I didn't say they mentioned FYF or LTF my point is their language is misleading, first condition makes the card FYF which I understood and wrote as such probably will be clear to most veterans of CC world but many new people might think it will make the card LTF as the language is not straight...
  6. krishc

    AU BANK LAUNCHED AU IXIGO CREDIT CARD

    Can anyone please explain this part, to me seems like it will be FYF if condition fulfilled but written in a misleading way which can be construed as LTF
  7. krishc

    Has anyone tried - AU Swipe Up Program ?

    suburbs of Kolkata
  8. krishc

    AU bank credit card devaluation

    so all reward points need to be redeemed before July and then forget AU like I did with IDFC
  9. krishc

    Has anyone tried - AU Swipe Up Program ?

    Yes
  10. krishc

    Has anyone tried - AU Swipe Up Program ?

    Does anyone have the list of lounges that are accessible through xcite ultra credit card ? could only find the list for au lit and a generic one which doesn't have any cards mentioned
  11. krishc

    SwipeUp Program Xcite Card Unboxing & Application process

    I didn't have a Legend card I just tried with a Legend BIN those loopholes have now been patched since
  12. krishc

    Has anyone tried - AU Swipe Up Program ?

    since you've clicked I agree after providing mobile & PAN, you've given consent hence CIBIL hit cannot be removed
  13. krishc

    Has anyone tried - AU Swipe Up Program ?

    against which card you got this variant ?
  14. krishc

    Has anyone tried - AU Swipe Up Program ?

    against which card you got Zenith ?
  15. krishc

    Has anyone tried - AU Swipe Up Program ?

    got it on monday the day after vkyc
  16. krishc

    Has anyone tried - AU Swipe Up Program ?

    Card delivered today, have to admit super quick service by AU from applying on Saturday to vkyc on Sunday to delivery on Tuesday giving competition to AmEx
  17. krishc

    Has anyone tried - AU Swipe Up Program ?

    see depends on your usage for flat reward ultra is better but for grocery & departmental stores specifically xcite is better that's the category I want to maximize my returns hence better for me
  18. krishc

    Has anyone tried - AU Swipe Up Program ?

    no, unfortunately had to settle for Xcite Ultra plan is to call them after couple of months and ask for change of variant some banks do it very easily for cards of similiar level let's see how AU does
  19. krishc

    Has anyone tried - AU Swipe Up Program ?

    ideally it should not change the case id my case id changed after more than 50 days also, surprised to see LIT offered against Legend, as in my first experiment, I was getting Zenith against Legend
  20. krishc

    Has anyone tried - AU Swipe Up Program ?

    got approved today itself, that too on a sunday
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