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  1. G

    The Secret Method to Apply for a Super Premium and Luxury Credit Card!

    atrocious! threaten to close the account.
  2. G

    DCB My First HDFC DCB premium card!

    did you meet salary criteria?
  3. G

    My First Super Premium Card

    so u got DCB LTF despite not having 1.75L+ salary?
  4. G

    My First Super Premium Card

    sorry, it seems it's only applicable for DCP not DCB.
  5. G

    My First Super Premium Card

    but it was told that salary doesn't matter if one exceeds 5-7 years of experience, right?
  6. G

    My First Super Premium Card

    yes please. mine was a prestigious institute too but was missing in the original list 😪
  7. G

    How to acquire hdfc infinia card apart from the ITR/NRV/FD route?

    by being in a prestigious government position. One IAS person got it without any prior relationship.
  8. G

    How do I find and add Amex Offers to my Card ?

    i Is this Amex Platinum card? the 60k fee one?
  9. G

    Need Advice on Card Portfolio (Monthly Spend 1.5-2L)

    i just gave my suggestion like others going to do. he will decide based on others input.
  10. G

    Need Advice on Card Portfolio (Monthly Spend 1.5-2L)

    I have very well said the reason as well. Flipkart card gives 13% discount (it sometime gives 15% as well) during sale with Axis bank offers. plus it gives 1.5% cashback for offline transactions. you never know when devaluation or max cb cap will hit for sbi cashback card. Moreover it just costs...
  11. G

    Need Advice on Card Portfolio (Monthly Spend 1.5-2L)

    Please dont close Flipkart card. it's too precious during sales
  12. G

    Standard Chartered Ultimate Card Application

    Correct. Same way StanC has some useful redemption options like Croma voucher and it's fee is half of Infinia. Infinia/Magnus is still the best card but Stanc is not bad enough to be called mediocre is my point. Remember it's one of the very very few cards which gives 3.3% reward rate for...
  13. G

    Standard Chartered Ultimate Card Application

    Infinia too has mediocre redemption options if u don't do hotel stay or travelling.
  14. G

    Standard Chartered Ultimate Card Application

    Why do u feel so?
  15. G

    hdfc escalation after PNO

    It's the conservative way HDFC Bank still follows. So do give a try. Nothing to lose. Also, May I ask why are you hell bent on getting either of the two cards? With your salary you can get way better cards like ultimate if you don't use lounge access.
  16. G

    hdfc escalation after PNO

    Damn, If you are eligible salary wise, they should have no problem upgrading you. It's not like you are asking for LTF. Maybe try sending upgrade form with salary slip to Chennai branch. (Assuming you have only tried mailing).
  17. G

    hdfc escalation after PNO

    Do you have salary account with them?
  18. G

    hdfc escalation after PNO

    Are you eligible salary wise for DCB?
  19. G

    Standard Chartered Ultimate Card Application

    They do. But they also generally give 2% cashback offer very frequently (you have to activate in wallet offers section) for wallet load via cc. My account charges 2.35% so my effective fee is 0.35%. smart card offers 2% cb. So my effective reward rate for wallet load is 1.65% which I use for...
  20. G

    Standard Chartered Ultimate Card Application

    Yes, they do. Process for yours is very strange.
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