I have very well said the reason as well. Flipkart card gives 13% discount (it sometime gives 15% as well) during sale with Axis bank offers. plus it gives 1.5% cashback for offline transactions. you never know when devaluation or max cb cap will hit for sbi cashback card. Moreover it just costs...
Correct. Same way StanC has some useful redemption options like Croma voucher and it's fee is half of Infinia. Infinia/Magnus is still the best card but Stanc is not bad enough to be called mediocre is my point. Remember it's one of the very very few cards which gives 3.3% reward rate for...
It's the conservative way HDFC Bank still follows. So do give a try. Nothing to lose.
Also, May I ask why are you hell bent on getting either of the two cards? With your salary you can get way better cards like ultimate if you don't use lounge access.
Damn, If you are eligible salary wise, they should have no problem upgrading you. It's not like you are asking for LTF. Maybe try sending upgrade form with salary slip to Chennai branch. (Assuming you have only tried mailing).
They do. But they also generally give 2% cashback offer very frequently (you have to activate in wallet offers section) for wallet load via cc. My account charges 2.35% so my effective fee is 0.35%. smart card offers 2% cb. So my effective reward rate for wallet load is 1.65% which I use for...