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Darr ke aage jeet hai! Socho!

If he can repay the 20k bill on time then it is better method. You can use Payzapp wallet to bank transfer at 2.5% too. I got email from HDFC bank that I can transfer to wallet and then to bank at 2.5%.

HDFC 199 fees refund kar dega. 35 gst nahi kiya mere ko last week.

Unfortunately no. I got a low limit. Most of my cards are more than 1 lakh. IndusInd gave me 40k xD

I got an email. I clicked on it and it took me to IndusInd easy credit portal. Four cards were shown there and on clicking submit, card was instantly approved and showed up in app.

So you missed the bill right ? Or bill generated had no outstanding ?

Did you pay just one day before bill was generated ? In that case it might not have been settled and bill may have been generated. What was the bill amount ? 0 ?

Not yet as far as I know. And minimum transaction for MDR is 2k I think. But they have not yet started charging. @Abhishek012 can confirm!

Vadodara district in Gujarat!

My experience has been totally different. 1 in 30-35 transactions on UPI doesn't allow credit card. Even small shopkeepers in my village have merchant QR code. Rarely credit card is not allowed. So I am making 2% on all transactions with Kiwi card.

Of course no. You have to pay only what you have used. Sanctioned amount is your assigned limit. You can use till that limit and pay back as per due date. Since right now there is no outstanding you can go ahead and close it. You do not need to pay anything.

E saala to hona hi tha

I don't remember exactly which but in some products there was no link. You have to do video KYC through the app directly which needs to verify SIM. So I did it. Mostly I send link to iPhone and then do it.

Yea I had same issue with KYC in 3 different banking products with Samsung phone. Since then I insert my SIM in my iPhone before doing any video KYC.

I got the refund within 7 days. I verified my card two months ago. EDIT - Just checked my statements. Uber refund has not arrived. 2rs. refund for PayZapp and PayU money has been credited.

Choose the bank name itself. There is no option to specifically choose their rewards portal.

So I opened an account last October or November in a certain private bank. In March this year I got a pre-approved credit card offer by email. I clicked on the link and was given a option of 4 basic cards all LTF. I chose a debit cum credit card (You might have guessed the name of the bank now)...

If I close my current credit card that was offered pre-approved and keep using the savings account, is there any chance of getting a pre-approved offer again ? Does someone have any experience regarding this ?

I got IndusInd in 6 months.

HDFC and AU bank are charging 1% plus taxes from 2nd transaction in a month. Kotak White and White Reserve has no charges. Rest all taking charges.