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  • Users: Mohur
  • Content: Threads
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  1. M

    Fastag for second hand car

    I have purchased a second hand car. The RTO is delaying the name transfer process. In the meantime, I need a fastag for the car. The previous owner has hotlisted his fastag that was from HDFC bank. I went to ICICI bank website and they are asking my name and voter id and then they are asking to...
  2. M

    Amazon Contact after Rs 40000 Vouchers stolen from my account

    Someone recently hacked my Amazon account and tried using Amazon Pay and Amazon shopping vouchers. Since I reported the incident to Amazon, they froze my account and reversed the vouchers 1st time, but the account got hacked again in no time, and the vouchers were again spent online. After...
  3. M

    iPhone 14 Plus and Festive Sales

    As of today, Amazon and Flipkart have discounted prices for iPhone 14 Plus. I want to purchase it. I am in the dilemma of whether to wait for the festive sales and CC offers in September last week or not. Can someone from their past experience tell me if the stock for the plus variant of...
  4. M

    Axis Magnus Everything Else Being Same, Will You Close Your Magnus Card if Axis Removes Monthly Milestone?

    Just checking the general view on Magnus without the monthly milestone benefit Please participate in the poll at the top of this page.
  5. M

    Free Gold Locker Option in Axis Bank?

    In HDFC Bank, I get free locker with imperia account. Is there any such feature in Axis bank premium saving accounts?
  6. M

    Infinia Devaluation and Looking for Alternative

    I have high amount of expenses for the following categories: 1) Insurance (Health and Vehicles) 2) Tuition Fees 3) Income Tax Payment 4) Electricity Total approx 50L Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?
  7. M

    Which CC give 16.5% off on Amazon?

    I get 16.5% off with infinia on gfytr for Amazon gift card and shopping vouchers and also on Flipkart gift card. How can I know which other cards also provide this benefit on Amazon gift card or shopping vouchers via gfytr?
  8. M

    Buying new car using CC, charges and rewards

    I want to buy a new car using my Infnia card. The dealer is saying I would incur 1.95% charges + 18% of 1.95% = 2.3% Infinia gives me 3.3% rewards, so my net gain will be 1%. I will be showing the car as a business expense. Is there any way that I can better optimize the rewards?
  9. M

    How to manage taxes as sole proprietorship?

    Every rupee that I take out of my business will get taxed. I can invest the profit back into my business to scale it. But the problem is business has risk. There is no guarantee of ROI. I read that people like Jeff bezos, Elon musk, Warren buffet do not pay huge taxes. May be we can do...
  10. M

    Airline points to amazon gift vouchers

    For other countries, I can see many tutorials about how to convert airline miles to amazon gift voucher but not much for India. Those of you having the account with airline rewards program (any), check if this option is available on their portal? If it is possible then it will open new...
  11. M

    Which cc has max benefit when redeem points against Amazon gift voucher

    Currently I am redeeming my infinia points against Tanishq vouchers to get 3.3% reward points. But that requires me paying extra (30%) to claim it. Can you tell me which cc gives maximum reward ratio when redeeming points against Amazon gift voucher? I don't travel by air or stay in hotels...
  12. M

    How are you using your Magnus RP

    I am in confusion whether to get Magnus card or not. Can people here share how do you redeem your RP earned on magnus card. Since travel/hotel is rare for me, I use Infinia RP and spend them on Apple and Tanishq in order to get 1Rs = 1RP. Also I get 16.5% off on Amazon GV in the form of RP...
  13. M

    Suggest me card for following usage

    I use Amazon pay card for most of my needs and get 5% which is excellent. For other categories (majorly offline) and the only front where it doesn't shine is : Electricity : 50000 per year DTH : 6000 per year Medicine : 18000 per year Grocery : 50000 per year Dominos/zomato : 10000 per year...
  14. M

    What is multi brand gift voucher?

    In the following video, @TechnoFino mentions multi brand GV, what are these. Please give brief idea for someone like me who never used axis credit card I don't travel much so gift voucher is the only option to redeem my points in any card.
  15. M

    Achieving 0 taxability

    I have been researching on how to minimize taxes. People of big companies take 0 salary but opt for company shares. This they have 0 tax liability. Then they take loan from bank in exchange of those shares. I run as sole proprietorship (no company), so there are no shares involved. Even if I...
  16. M

    Buying Amazon Gift Card from SmartBuy Using Other Bank Credit Card

    When I want to buy Amazon Gift card from Smartbuy, the calculator on Gfytr is showing Rs 500 as cashback for Rs 10000 voucher. Is this 500 the cashback that smartbuy will post to my card or is it something that is added as balance in smartbuy
  17. M

    Axis Bank Premium CC Reward System

    Almost all YouTube videos about the axis edge reward show redeeming points against Amazon gift card (Rs 1000 voucher for 5000 RP). That is a wastage of reward points. Is there any system for getting 1RP = 1 Re in axis catalog or via grab deals. Since I don't travel so the recent air miles...
  18. M

    Amazon Gift Card Smartbuy

    Previously, I used to see vouchers upto Rs 10000 available for purchase on gyftr via Smartbuy. But currently I only see Rs 50 or Rs 500 options. Is this due to low stock due to upcoming sale or is it a devaluation of HDFC Infinia?
  19. M

    Tanishq Vouchers against Reward Points Except Infinia

    I have Infinia card and able to redeem points against 70:30 Tanishq vouchers. Since I use that Infinia card only for business expenses, I need separate card for personal expenses that can also provide Tanishq vouchers in exchange of reward points. HDFC bank has denied me issuing another credit...
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