Infinia Devaluation and Looking for Alternative

[Mohur]

I have high amount of expenses for the following categories:

1) Insurance (Health and Vehicles)
2) Tuition Fees
3) Income Tax Payment
4) Electricity

Total approx 50L

Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?

 

[ltf4ever]

I have high amount of expenses for the following categories:

1) Insurance (Health and Vehicles)
2) Tuition Fees
3) Income Tax Payment
4) Electricity

Total approx 50L

Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?

is life insurance also excluded?

 

[RewardsAlert]

I have high amount of expenses for the following categories:

1) Insurance (Health and Vehicles)
2) Tuition Fees
3) Income Tax Payment
4) Electricity

Total approx 50L

Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?

Your top 2 priorities should be: 1. Magnus, 2. Reserve, There is no other card more rewarding than these two as of now.
Considering your spends are high, you can extract a good value out of these two cards.
Everything you mentioned is included in Magnus apart from a limit on Insurance spends, which you can cover from Reserve.
I hope you've got your answer.

 

[shubhamosy]

I have high amount of expenses for the following categories:

1) Insurance (Health and Vehicles)
2) Tuition Fees
3) Income Tax Payment
4) Electricity

Total approx 50L

Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?

50L is huge

 

[dinersblackpro]

Infinia has not stopped points on electricity payments? I make the payment through the HDFC portal itself and I get the reward points.

 

[Mohur]

Infinia has not stopped points on electricity payments? I make the payment through the HDFC portal itself and I get the reward points.

Thanks, yes I can see in my February Infinia statement that points are given for electricity payment.

In their TnC document, they have written that government fees will not get any points with effect from 1st Jan’23

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/Super%20Premium/Infinia/RP-Program-TnC.pdf

Can someone please confirm if Infinia is giving points for Income Tax payment or not?

 

[CardTox]

I am afraid, such huge amount will get counted under commercial use and card get blocked.

 

[Stargod]

I have high amount of expenses for the following categories:

1) Insurance (Health and Vehicles)
2) Tuition Fees
3) Income Tax Payment
4) Electricity

Total approx 50L

Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?

Magnus

 

[dinersblackpro]

I am afraid, such huge amount will get counted under commercial use and card get blocked.

No. I spend over 2 crores a year on my infinia and never faced a problem.

 

[poorna.chandra.akp]

Thanks, yes I can see in my February Infinia statement that points are given for electricity payment.

In their TnC document, they have written that government fees will not get any points with effect from 1st Jan’23

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/Super%20Premium/Infinia/RP-Program-TnC.pdf

Can someone please confirm if Infinia is giving points for Income Tax payment or not?

No reference wrt to tution fee exclusion.

 

[bonheur]

Infinia hasn't stopped giving RPs for insurance. there's only a capping of 5000 RP per day. That equates roughly to a premium of 1.5L, which is more than enough!

 

[gurubhai]

Infinia hasn't stopped giving RPs for insurance. there's only a capping of 5000 RP per day. That equates roughly to a premium of 1.5L, which is more than enough!

But we are getting RPs in DCB for insurance payments. Are you sure about this?

 

[bonheur]

But we are getting RPs in DCB for insurance payments. Are you sure about this?

In case you misread, I said Infinia hasn't stopped RP on insurance, as previously mentioned by OP. Same is true for DCB, you can earn up to 5000 RPs per day.

 

[maynigam]

I have high amount of expenses for the following categories:

1) Insurance (Health and Vehicles)
2) Tuition Fees
3) Income Tax Payment
4) Electricity

Total approx 50L

Infinia has stopped giving reward points for the above. What are some good super premium cards for the above categories?

If I was spending so much on just these categories, I would care much about any reward points/cashback/benefits etc. 😅

 

[SMGROW]

Infinia has not stopped points on electricity payments? I make the payment through the HDFC portal itself and I get the reward points.

I did not receive reward points for electricity payment made using Infinia for the bill paid in April. I called their customer support and they informed Electricity payment falls under Government transactions so no reward points for Electricity.

 

[Macbook]

Reserve will be good

 

[dvprasanth]

I paid Electricity bill last week through Payzapp app paid from Infinia Card and I got the reward point. More clarity required on Government transaction, as I didn't get reward points for Booking at Hotel Tamilnadu.

 

[Dai]

Use magnus and amex plat travel or some milestone card

 

[Dai]

I paid Electricity bill last week through Payzapp app paid from Infinia Card and I got the reward point. More clarity required on Government transaction, as I didn't get reward points for Booking at Hotel Tamilnadu.

If u use pz for bill payment it will be considered as utilities/ insurance so points will be given

 

[SMGROW]

I paid Electricity bill last week through Payzapp app paid from Infinia Card and I got the reward point. More clarity required on Government transaction, as I didn't get reward points for Booking at Hotel Tamilnadu.

I had paid the electricity bill directly on the MSEB portal, maybe using Payzapp is the way to go!