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Hello! Can we use HDFC Billpay to pay credit card bills for others? In this case, can my wife pay my credit card bills using her HDFC billpay account? She isn't a tax resident in India which is why we're not considering sending the funds to my bank account for payment.

Hello! I was checking the one score app after a month just to see what's happening and I noticed my CIBIL score had increase by 5 to 788. However, when I click on Active accounts, there was a pop up indicating 'Open Accounts Decreased - You have recently closed 1 account'. I haven't closed any...

Hi folks! So yesterday some relatives visited my mom along with some 'friend' to explain to my mom about some investment plan (My mom is a retired teacher). The person who visited told something about forex trading using currency swaps and some crypto stuff. Basically, they take the money and...

Hello! So I barely use my HDFC Moneyback card but keep it since this is the longest active card I have. By the end of Sept, I received a call saying the card has not been active for an year and if I make 4 transactions of 500 before end of the month, they will send me a voucher for 1000. No harm...

I received my Amex MRCC today (The last card for the trifecta after Plat Travel and Gold). As the card was activated today on the 30th of November, should I finish off the milestones today for November (5k*4 Amazon Pay) with the hope of milestone benefit per month? Or would it anyway be clubbed...

I had applied for Gold Charge card a week back and the application was processed/approved over the weekend. It was a single application through referral, the person referring also got 1 set of 8k points. However, I received 2 approval notifications, 2 out for delivery notifications and...

I received a call from Axis agent and after confirming this was a genuine Axis account, I gave the go ahead to proceed with the Axis application. They wanted to initially issue a Rupay card but I said I'm not interested in anything other than the Vistara cards. To which they confirmed, it...

I had applied for SBI Vistara Prime via the agent at the mall in July. After not much progress for close to 2 months, I sent an escalation mail and they confirmed this will be resolved in 11 days and ultimately resolved this by rejecting the application. I made my peace with this. However, I...

Hello everyone, I would mostly have to travel to Russia in December or January! Due to the recent sanctions imposed, I know most debit card/credit cards issued by Visa/MC outside Russia may not work. Is it better to carry a Rupay card or Diner Club card issued in India? Or is there any other...

Hello, I had applied for a SBI Vistara card via an agent at the mall. This was stuck in Chennai for close to 2 months and I followed up in Sept with a mail where they finally said we will revert in 11 days and ultimately rejected. For the same application, there was a CIBIL enquiry in July and...