Got that one day late payment removed from all bureas. Current scores are
CIBIl -768
Experian - 808
CRIF -714
Equifax - 730
So far so good, isn't it? 😊
This right here is a pure gold why we need onlg one report (which is free BTW) every year.
Because we will be fighting the bureas and banks to get corrections done for the rest of that year.
RBI is thoughtful in this matter 😆
After ignoring for 2.5 months my current stats -
CIBIL -760
Experian -820
CRIF -720
Equifax -732
Funny thing is all of them have a one day late payment in them 😄
This opinion of mine may not have as many takers, but I believe that banks are smart. If they think that they are taken advantage of, they will plug the leak.
And I don't think that bankers might use online forums specifically to monitor bugs or loopholes. My reasoning behind this is why...
Is SC smart that good? I read somewhere on this forum that you get cashback but in the forms of reward points and you can never spend these RP's ever. Is this true?
It is not SBI, rather some scamsters trying to apply cards using your name.
We often forget that we don't take care of printouts and photocopies, and even in online files we treat them as sh*t!
Somehow they got hold of your details and are posing as you.
Raise this issue with the bank and...