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  1. S

    Understanding the Benefits and Rewards of the IRCTC Premier SBI Card

    Hi Members What are the benefits of the IRCTC Premier SBI Card and how does its reward structure work? Are reward points only given to the cardholder or are they also earned for all ticket bookings made on the card via the IRCTC website?"
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    cc payment on bajaj finserv app using hdfc platinum card

    No cashback except hdfc bill pay and MobiKwik
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    Cashback SBI Card cashback calculation logic

    Hi Brother I hope this message finds you well. I just wanted to express my sincere gratitude for sharing the SBI cashback calculation excel file with the community. It has been extremely helpful for me and a little bit complicated while calculating of cashback amount as I have an SBI cashback...
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    Regarding The Credit Card Limit Of Sbi Cashback And Calculation Of The Cashback And List Of The Mcc Code In Which Sbi Calculates The Cashback Posted'

    Hi Brother I hope this message finds you well. I just wanted to express my sincere gratitude for sharing the SBI cashback calculation excel file with the community. It has been extremely helpful for me and a little bit complicated while calculating of cashback amount as I have an SBI cashback...
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    Optimizing financial benefit from credit card money through investment options managing multiple credit card statement cycles tips and best practice

    Dear community members, I am seeking advice on how to rotate credit card money during the current cycle period in a way that allows the customer to potentially benefit in terms of monetary value by investing that amount in some instruments or saving accounts. While I understand that the benefit...
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    Pinnacle Card in 2023?

    Hi Members I have a question about credit cards that I was hoping someone with specific knowledge might be able to help me with. I have been using an IndusInd Bank Pinnacle card for more than 5 years now, and I was wondering if this card is still a good option for users in 2023. Are there any...
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    Seeking insights on benefits of HDFC Bank reward card, Platinum card, and Millenia debit card for high-value CC bill payments

    Dear Community Members, I hope this message finds you well. I have a question about HDFC Bank reward cards that I was hoping someone with specific knowledge might be able to help me with. My mother has recently received an Easy Shop reward Debit card from HDFC Bank, and we are trying to decide...
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    Regarding the upgradation of regalia first to dcb

    Thanks, Brother yes I have spent above 3 lakhs means I do split the amount between different cards based on their benefits I am looking for infinia so can I take this upgrade as the first step then upgrades to dcb moving forward to infinia, or over the period of time will I get a direct upgrade...
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    Regarding the upgradation of regalia first to dcb

    should I go for it to get an upgrade in dcb and then to infinia. Sorry for the mistake I have very less knowledge about the super-premium cards category before joining this community
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    Regarding The Credit Card Limit Of Sbi Cashback And Calculation Of The Cashback And List Of The Mcc Code In Which Sbi Calculates The Cashback Posted'

    Will share in the community in excel format but these transactions I identified based on the spending I have done on different merchants I urge all the community members whosoever have sbi cashback credit cards to try to identify their transactions on sbi cashback card falls on 1% or 5% in the...
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    Close/Downgrade Cards

    Thanks, Brother appreciated your help. is there any probability of rejection and approval of the application what is a probability, in this case, what are you think?
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    Regarding the upgradation of regalia first to dcb

    Should I go for it is it worthwhile now after the devaluation? will get an upgrade to infinia in the future. 1st year is free the second year is paid.
  13. S

    Close/Downgrade Cards

    As she is 68 years old what if they ask for itr (which she is not filed) or other credit card bank statements that I can give.
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    Close/Downgrade Cards

    Thanks for your answer brother my mother don't file ITR as she doesn't falls into the income tax criteria but for the relationship or account in hdfc bank based on this hdfc bank gave solitare credit card based on this other banks like idfc bank and sbi bank gave its card(c2c) what should we...
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    Recommendations for credit card options for senior citizen housewife with rental income and multiple existing credit cards

    Hi Members my mother is a senior citizen 68-year-old and a housewife who receives rental income from a second house. she currently has credit cards from three different banks and is considering applying for additional credit cards from different banks on a card-to-card basis. Can anyone provide...
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    Close/Downgrade Cards

    Hi Brother I would like to know how your mother got these credit cards from different banks it is the basis of ITR or salary slip apart from this my mother is a senior citizen and a housewife who receives rental income from a second house. she currently has credit cards from three different...
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    About the Saving account which caters senior citizen category with a debit card that has cashback benefits.

    Hi Members My Mother is in the senior citizen category and I am looking for a savings account with a good rate of interest and a debit card that offers cashback benefits so that I can use it in cc bill payments as well. Can anyone recommend a bank with a saving account variant along with debit...
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