Regarding The Credit Card Limit Of Sbi Cashback And Calculation Of The Cashback And List Of The Mcc Code In Which Sbi Calculates The Cashback Posted'

[Shekhar_kapoor]

Hi to all community members
I have an SBI cashback credit card received on 3.1.2023 and I have noticed that the cashback limit seems to be quite low which is 10000 INR Despite two card holds (simply click and irctc premiere). Can anyone explain why this is the case and how SBI calculates the cashback that is posted to my account? Additionally, can someone provide information or a list in excel or pdf format on the MCC codes that SBI uses to determine the cashback earned on purchases? Any information would be greatly appreciated."

 

[Shekhar_kapoor]

There is already a sheet maintained by TF telegram. It covers most of the categories for SBI Cashback.

SBI CASHBACK CREDIT CARD

NEW Contribution by TF Community Merchant Name,Merchant name on statement,Cashback received,Contributor,Comments,Last Tried Date Acko,WWW ACKO COM GURGAON IN,0%,Makeourdeal Adv Tax payment Kotak Gateway,Tin2,0%,R3dW0lf Agoda,Paytm_AgodaCompanyPTEL Mumbai In,5%,R3dW0lf,In sheet 1 . someone wrote ...

docs.google.com

Hi Brother
I hope this message finds you well. I just wanted to express my sincere gratitude for sharing the SBI cashback calculation excel file with the community. It has been extremely helpful for me and a little bit complicated while calculating of cashback amount as I have an SBI cashback card and I wanted to double-check the amount of cashback that has been posted by the SBI card

I have attached my statement for your reference. Could you kindly calculate and let me know if the cashback amount matches what has been posted by the SBI card? is right or wrong I would really appreciate it.

Thank you for your assistance and for being such a valuable member of the community.

Few transactions for your understanding purpose mentioned below
9.12.2022 Pay u payments pvt ltd (Shipway.com Logistic merchant) 2000.00 INR
24.12.2022 Pay u Payments Pvt ltd (Zepto grocery merchant) 388.00 INR
27.12.2022 Pay u Payments Pvt ltd (Zepto grocery merchant) 661.00 INR
13.12.2022 Bajaj Finance Pvt Ltd (Wallet loading) 20000.00 INR
10.12.2022 Bajaj Finserv Pune ( gas Cylinder Refiiling using bajaj utilites app) 501 INR
18.12.2022 Grofer India ( Blinkit grocery Merchant) 338.00 INR
18.12.2022 One Mobikwik system Pvt ltd( Recharge using sbi cashback card) 255.00 INR

 

[panu24]

i have 3 month old sbi prime card with 79k limit only. applied cb card to get atleast 2L limit.

I think very few people have got good credit limit for Cashback credit card but most people including me got only 10k credit limit on their cashback card.
Evenif you have any existing SBI card with say 5L credit limit that does not guarantee that you get good credit limit on Cashback card.
You can decide if you want to transfer some limit from Prime card to Cashback card.

 

[AJ-]

I think very few people have got good credit limit for Cashback credit card but most people including me got only 10k credit limit on their cashback card.
Evenif you have any existing SBI card with say 5L credit limit that does not guarantee that you get good credit limit on Cashback card.
You can decide if you want to transfer some limit from Prime card to Cashback card.

i will wait for the LE then.

 

[Rocky Bhai]

Hi Brother
I hope this message finds you well. I just wanted to express my sincere gratitude for sharing the SBI cashback calculation excel file with the community. It has been extremely helpful for me and a little bit complicated while calculating of cashback amount as I have an SBI cashback card and I wanted to double-check the amount of cashback that has been posted by the SBI card

I have attached my statement for your reference. Could you kindly calculate and let me know if the cashback amount matches what has been posted by the SBI card? is right or wrong I would really appreciate it.

Thank you for your assistance and for being such a valuable member of the community.

Few transactions for your understanding purpose mentioned below
9.12.2022 Pay u payments pvt ltd (Shipway.com Logistic merchant) 2000.00 INR
24.12.2022 Pay u Payments Pvt ltd (Zepto grocery merchant) 388.00 INR
27.12.2022 Pay u Payments Pvt ltd (Zepto grocery merchant) 661.00 INR
13.12.2022 Bajaj Finance Pvt Ltd (Wallet loading) 20000.00 INR
10.12.2022 Bajaj Finserv Pune ( gas Cylinder Refiiling using bajaj utilites app) 501 INR
18.12.2022 Grofer India ( Blinkit grocery Merchant) 338.00 INR
18.12.2022 One Mobikwik system Pvt ltd( Recharge using sbi cashback card) 255.00 INR

Did you get cb on Bajaj finance pvt ltd wallet loading?

 

[Samcards]

How is cashback calculated for Lazypay repyament ?

 

[kgaurav00]

I think very few people have got good credit limit for Cashback credit card but most people including me got only 10k credit limit on their cashback card.
Evenif you have any existing SBI card with say 5L credit limit that does not guarantee that you get good credit limit on Cashback card.
You can decide if you want to transfer some limit from Prime card to Cashback card.

I think the main reason behind low limit in Cashback card is you have already maximum limit in other SBI cards.

 

[wolfdalalstreet]

Is Tanishq Golden Harvest fetching 0% om SBI CB CC? Because it is fetching 5% on Tata Neu Infinity.

 

[SSV]

Is Tanishq Golden Harvest fetching 0% om SBI CB CC? Because it is fetching 5% on Tata Neu Infinity.

yes , jewellery is excluded for SBI CB card and hence 0% back...

 

[Pravnz]

Is Tanishq Golden Harvest fetching 0% om SBI CB CC? Because it is fetching 5% on Tata Neu Infinity.

Check with HDFC cc about the MCC code for the completed transaction so that we can check whether it is excludde from SBI CB CBs

 

[image]

There is already a sheet maintained by TF telegram. It covers most of the categories for SBI Cashback.

SBI CASHBACK CREDIT CARD

NEW Contribution by TF Community Merchant Name,Merchant name on statement,Cashback received,Contributor,Comments,Last Tried Date Acko,WWW ACKO COM GURGAON IN,0%,Makeourdeal Adv Tax payment Kotak Gateway,Tin2,0%,R3dW0lf Agoda,Paytm_AgodaCompanyPTEL Mumbai In,5%,R3dW0lf,In sheet 1 . someone wrote ...

docs.google.com

Just to add to this excellent sheet:

Got 5% cashback:

* Klook App (paid in INR)
* visa2fly.com
* etihad.com (paid in INR)
* india-creative.com
* shiprocket.in
* samsung.com
* Cred App (Store/shopping)
* MMT (Int'l hotel booking)


Did NOT get 5% cashback:

* bombayshavingcompany.com
* MyJio App

 

[FinoGuy]

Just to add to this excellent sheet:

Got 5% cashback:

* Klook App (paid in INR)
* visa2fly.com
* etihad.com (paid in INR)
* india-creative.com
* shiprocket.in
* samsung.com
* Cred App
* MMT (Int'l hotel booking)


Did NOT get 5% cashback:

* bombayshavingcompany.com
* MyJio App

U mean Cred store? What did you pay for in cred
?

 

[image]

U mean Cred store? What did you pay for in cred
?

Yes, Cred store. Bought a perfume. Edited my post.

 

[FinoGuy]

Yes, Cred store. Bought a perfume. Edited my post.

It's already there in sheet ianw

 

[sourpai]

Got 5% cashback recently for visa2fly.com. Will use it on Klook as well now give the confirmation from fellow members

 

[Buddy_Maga]

yes , jewellery is excluded for SBI CB card and hence 0% back...

can we buy vouchers for jewellery shops on amazon and get 5% cashback that way?

 

[FinoGuy]

Yes, but confirm yourself once. Don't do high value txns straightaway, from what I observed over last few days, sbicard is randomly scrutinising high value suspicious txns

can we buy vouchers for jewellery shops on amazon and get 5% cashback that way?