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  • Users: kunal89
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  1. K

    Which one is your most used credit card and what % of value do you get back as reward?

    I'm starting this thread to see who is using which card as their primary or most used card and what is the value he/she is getting back in terms of cashback , airmile, hotel points etc. I'm using ICICI Amazon pay card the most out of all cards. I'm getting 5% cashback + 1% bill payment (HDFC...
  2. K

    Hotel Points How to maximise utilisation of Marriott Bonvoy points of 100000+

    I've over 1 lakh MB points along with Titanium elite status. I've no idea how can I maximise the utilisation of these points. Expiry dates are near and also 10 night suites are available. I'm okay to transfer those points for better value if possible. Experts please suggest
  3. K

    Suggest me next credit card with 802 Cibil

    I'm looking for a genuine suggestion on my next credit card from this community My Cibil - 802 Banks and cards missing in my portfolio - Yes Bank BOB Amex HSBC Any PSU back except SBI Any Rupay Credit card for UPI on credit Any super premium card except SC Ultimate I'm looking for a card or...
  4. K

    Standard Chartered applied personal loan without taking any consent from me

    I own two SC credit cards and have been getting loads of pre approved personal loan request on mail, sms and call. I generally don't receive any sales call from any bank. One day I just saw one cibil enquiry punched on my profile. Whithin few minutes there was a thank you mail from SC along with...
  5. K

    Best credit card to swipe in USA?

    I will be going to USA soon. I will be spending using Indian credit card for my personal spends. I've shortlisted 3 of my cards with lowest mark up - HDFC regalia Standard Chattered Ultimate Indusind Legend Hdfc offers some global program which generates additional cashback on foreign spends...
  6. K

    Citibank USD corporate card

    Amyone here used Citibank corporate USD card? I'm holding this card since 2015. Used it for travel related spends for work(not personal). But I have no idea about any privilege this card offers. Are there any feature like international lounge access, or any other perk?
  7. K

    Late payment marked in Cibil for 30 paisa difference!! 🤦

    When I was comparing my scores and reports of several bureaus, I saw one late payment marked in my cibil score, but no late payments in other bureaus. Today I dig into it and found one late payment was marked in icici apay card in April 2020. Then I downloaded statements of 3 months to compare...
  8. K

    CITI Reward card just offered pay with points without minimum point quota!

    I was just randomly shoppping on Amazon. Citibank is running 10% flat discount on fashion. I punched my Citi reward card after long time for 2700/-. Right after transaction was done, I immidiately got message for Pay with point within 24hrs. I just had 1300 points in that account. Citi showed...
  9. K

    HDFC credit card upgrade request with LTF possible?

    I'm holding Regalia first MC for at least 3.5yrs. I received LE time to time but never got any upgrade offer. My current limit is 3.8 Today somehow I managed to secure one upgrade offer in netbanking. Regalia or Millenia, but both are FYF. I immediately mailed priority redressal asking for LTF...
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