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I need a clarification. SBI has charged annual fee in the previous statement and reversed the annual fee now in the next statement period which is yet to be generated. Now should pay the total amount due as per previous statement or shall I deduct the annual fee reversal amount and pay the...

How to make Onecard payment by using any third party app. I don’t want to use cred. I tried using PhonePe, once I entered the Onecard number it shows as Bank of Baroda credit card, as Onecard was issued by BOB. Will the payment go through or it will be problem? Is there any other third party...

Hi, My spouse is getting 2offers from CIBIL, in her CIBIL dashboard we can see offer to apply for IDFC credit card through CIBIL website. When I click more details, 1st offer shows the information of secured credit card and the 2nd one gives general information(doesn’t show card variant). Her...

I use Axis bank burgundy debit card option for paying Onecard and earn reward points. Eg: making payment of Rs.1000/- gives 10 reward points. How to earn reward points out of making payments to other bank’s credit card

I have linked my One card issued by BOB in Gpay but I am unable to use it for payments. Only the bank account option is shown even for merchant payments. Has anyone used it?

As already posted, I applied for Rupay platinum debit card with Union Bank of India through branch on 18th November 2022. To my surprise, I was issued Visa gold variant and it was delivered on 6th December 2022. I didn’t activate the card as I was interested in having Visa variant. Then I...

My wife had applied for an ICICI platinum credit card couple of days back. Application number is generated and vkyc is completed. After completion of vkyc, she got a call from icici and they have told the card is approved and will be reaching within 7 days. However when I check the status in...

Hi fellow forum members, Recently I had purchased a mobile for Rs.50019/- in flipkart big billion day sale and converted to EMI. I had converted it into Emi transaction and Monthly EMI comes to 5905.86 for 9 months. Credit limit of the card is Rs.55000/-. Statement got generated and the EMI...

Today I applied for IDFC credit card online. After entering all the information, it shows that I am eligible only for secured WOW Card. Have a good CIBIL of >750 and have other bank’s credit card with some of the card’s limit above 1L. I Didn’t select the option of existing credit card with...

Hi, I see an option to make one card payment by debit card. Will there be any cashback if we use HDFC easyshop platinum debit card for paying one card dues? @TechnoFino @ashwink

Is there any benefits by using Burgundy debit card for bill payments like HDFC offering cashback for CC bill payments using platinum/millennia debit cards. What are the eligible transactions for earning RPs? @bhavyegoel @TechnoFino

Opened a Burgundy account recently, applied for an axis select CC for my wife with income proof. Card is approved but limit is not visible in APP or net banking site. When can I know the credit limit before the card gets delivered? @Subhankar @TechnoFino

Hi Could someone help me with this problem. I am unable to check my wife’s Experian credit score. After I fill in all the personal information, it gets stuck in this page and I don’t see any other option further. @TechnoFino @Subhankar @ashwink

Do credit card issuing banks charge overlimit fee if the amount which has exceeded above the limit is paid immediately after the transaction. I used Rs.302 above my credit limit and paid back immediately, will I be charged a overlimit fee? My card is Yes First preferred Does it depend upon...

How to get LE for Yes bank credit card. I can’t see any request option in their net banking website. Can we get pre-approved LE?

Does anyone know which is the best mode of payment for Yes Bank CC where one can earn cash back. HDFC doesn’t have option for Yes Bank CC

My gender has been wrongly updated in CIBIL by bank, transunion has told me to contact the bank and I have been trying for past 4-5months with the bank to update it correctly with CIBIL and unsuccessful. Now is it an issue while applying for pre-approved CC